Tax & compliance, explained properly

Form 12BB — Declare Deductions to Cut Salary TDS Form 12BB is the standard statement a salaried employee gives the employer to claim HRA, LTA, home-loan interest and Chapter VI-A deductions, so TDS on salary is reduc… Updated 18 August 2026 · 6 min read · 15 FAQs Form 15G & 15H — Stop TDS When Your Tax Is Nil Who can file Form 15G vs Form 15H, the FY 2025-26 TDS thresholds on FD interest and EPF withdrawal, how to fill Part I & II, where to submit, and the penalty for a fal… Updated 18 August 2026 · 5 min read · 15 FAQs Form 15H — Stop TDS on Senior-Citizen Interest A self-declaration under Section 197A that lets a resident senior citizen (60+) stop TDS on FD and interest income when the tax on total income is nil — who is eligibl… Updated 18 August 2026 · 5 min read · 15 FAQs Form 16 Explained — Part A, Part B & Your ITR What Form 16 is, what Part A and Part B contain, when your employer must issue it, how to use it to file your income-tax return, and what to do if you never receive one. Updated 18 August 2026 · 5 min read · 16 FAQs Form 16 vs Form 16A — Salary vs Non-Salary TDS Form 16 certifies TDS on your salary; Form 16A certifies TDS on everything else — FD interest, professional fees and rent. The exact difference, who issues each, the d… Updated 18 August 2026 · 6 min read · 15 FAQs Form 16 — Your Salary TDS Certificate What Form 16 is, the difference between Part A and Part B, the 15 June due date, how to download it from TRACES, and exactly how to use it to file your income-tax return. Updated 18 August 2026 · 5 min read · 16 FAQs Form 16A — TDS Certificate for Non-Salary Income What Form 16A is, who issues it, how to download the valid copy from TRACES, and exactly how to match it with Form 26AS / AIS to claim your TDS credit when filing your… Updated 18 August 2026 · 5 min read · 15 FAQs Form 24Q & 26Q — Quarterly TDS Returns Which quarterly TDS return to file, who files 24Q vs 26Q, the exact due dates for FY 2025-26, how to file on TRACES, and the Rs 200/day late fee under Section 234E. Updated 18 August 2026 · 5 min read · 14 FAQs Lower / Nil TDS Certificate — Form 13 under Section 197 When TDS on your receipts runs far ahead of your actual tax liability, Section 197 lets you ask the assessing officer to authorise deduction at a lower rate — or none… Updated 10 September 2026 · 5 min read · 10 FAQs Section 194-I — TDS on Rent, Rates & New ₹6L Limit The TDS rate on rent under Section 194-I, the new ₹6,00,000 annual threshold from Budget 2025, who must deduct, how it differs from Section 194-IB, and the GST-exclusi… Updated 18 August 2026 · 5 min read · 16 FAQs Section 194A — TDS on Interest FD, Banks & Post Office The TDS rate and threshold on interest income under Section 194A for FY 2025-26 — including the Budget 2025 threshold hikes, cooperative banks, post office deposits, a… Updated 18 August 2026 · 5 min read · 15 FAQs Section 194A — TDS on Interest Income The TDS rate, revised Budget 2025 thresholds, Form 15G/15H, savings-account rules and non-deduction penalties for interest other than interest on securities. Updated 18 August 2026 · 5 min read · 15 FAQs Section 194B — TDS on Lottery & Game Winnings (30%) A flat 30% TDS applies to lottery, crossword, card-game and game-show prizes over Rs 10,000 — with no basic exemption and no deductions. Here are the current rate, thr… Updated 18 August 2026 · 5 min read · 16 FAQs Section 194C — TDS on Contractor Payments The correct TDS rate, the ₹30,000 / ₹1 lakh threshold, who must deduct, when to deduct on advances, and what work contracts are covered under Section 194C for FY 2025-26. Updated 18 August 2026 · 5 min read · 16 FAQs Section 194DA — TDS on Life Insurance Payouts When a life-insurance maturity or surrender payout is taxable, the 2% TDS on the income portion (rate cut from 5% on 1 Oct 2024), the ₹1 lakh threshold, the 10(10D) ex… Updated 18 August 2026 · 4 min read · 14 FAQs Section 194H — TDS on Commission & Brokerage The current 194H rate and threshold for FY 2025-26, who must deduct, when to deduct, the no-PAN rule and how 194H differs from 194D, 194J and 194M — plus the new Secti… Updated 18 August 2026 · 4 min read · 16 FAQs Section 194J — TDS on Professional & Technical Fees The correct TDS rate under Section 194J — 10% for professional fees, 2% for technical services — the new Rs50,000 threshold from FY 2025-26, plus rules for CA, doctor… Updated 18 August 2026 · 5 min read · 16 FAQs Section 194N — TDS on Cash Withdrawal The current 194N rate and threshold for FY 2025-26, how banks aggregate your accounts, the higher limit for ITR filers, exemptions, and how to claim the TDS as credit… Updated 18 August 2026 · 5 min read · 15 FAQs Section 194N — TDS on Cash Withdrawals The exact TDS rate and threshold when you withdraw cash from a bank, cooperative bank or post office — how ITR-filers get the higher ₹1 crore limit, why non-filers are… Updated 18 August 2026 · 5 min read · 14 FAQs Section 194Q — TDS on Purchase of Goods When a buyer must deduct 0.1% TDS on purchase of goods, the Rs 50 lakh threshold, the Rs 10 crore turnover test, the no-PAN 5% rate and what changed after TCS u/s 206C… Updated 18 August 2026 · 4 min read · 15 FAQs Section 194R — 10% TDS on Benefits & Perquisites The 10% TDS on business benefits and perquisites — dealer incentives, foreign trips, gold coins, free samples to doctors and freebies to influencers — the Rs20,000 thr… Updated 18 August 2026 · 6 min read · 17 FAQs Section 194S — 1% TDS on Crypto & Virtual Digital Assets How much TDS applies on the transfer of a Virtual Digital Asset, the two thresholds, who deducts on an exchange vs a P2P trade, how it links to the flat 30% crypto tax… Updated 18 August 2026 · 5 min read · 15 FAQs Section 195 — TDS on Payments to Non-Residents & Foreign Companies Who deducts, the default rates, how DTAA lowers TDS with Form 10F + TRC, when Form 15CA and 15CB are mandatory, and the Section 195(2)/197 lower-deduction routes. Updated 18 August 2026 · 6 min read · 17 FAQs Section 206AA — 20% TDS Without PAN No PAN means TDS at the higher of the applicable rate, the rate in force, or 20% — across salary, interest, dividend, rent and professional fees. Here is how it works… Updated 18 August 2026 · 4 min read · 15 FAQs Section 206AB — Higher TDS for Non-Filers, Omitted from 1 April 2025 Section 206AB imposed higher TDS on ITR non-filers from July 2021. Finance Act 2025 omitted it from FY 2025-26 — here is what changed, what applied before, and what de… Updated 18 August 2026 · 5 min read · 16 FAQs TAN Correction — Updating Deductor Details on an Allotted TAN A TAN carries the deductor name, address, category and responsible person. When any of those go stale, TDS returns get rejected and Form 16A carries the wrong details.… Updated 10 September 2026 · 4 min read · 10 FAQs TAN Number — What It Is & How to Apply The 10-character Tax Deduction & Collection Account Number that every TDS/TCS deductor must obtain and quote — who needs it, how to apply with Form 49B, TAN vs PAN, an… Updated 18 August 2026 · 5 min read · 15 FAQs TAN Registration — Apply Online with Form 49B Who must obtain a TAN, how to apply online through Form 49B on the Protean (NSDL) or income-tax portal, the fee and processing time, the TAN structure, and the Section… Updated 18 August 2026 · 5 min read · 15 FAQs TDS Calculator — Salary, Rent, FD & Fees Pick a payment type, enter the amount, and get the exact TDS to deduct, the net payout, the applicable section, the threshold and the challan due date — for FY 2025-26… Updated 18 August 2026 · 14 min read · 14 FAQs TDS in India — Rates, Thresholds & Due Dates What Tax Deduction at Source is, the section-wise TDS rate chart for FY 2025-26, the Budget 2025 threshold hikes, deposit and return-filing due dates, and how to claim… Updated 18 August 2026 · 5 min read · 16 FAQs TDS on Buying Property from an NRI The buyer must deduct TDS under Section 195 on the full sale consideration — not just the gain. Here are the current LTCG/STCG rates, surcharge, the Lower Deduction Ce… Updated 18 August 2026 · 5 min read · 16 FAQs TDS on Cash Withdrawal — Section 194N When your bank deducts TDS on cash withdrawals: the 2% rate above ₹1 crore, the higher 2%/5% non-filer rates, the ₹20 lakh trap, the per-bank limit and how you claim t… Updated 18 August 2026 · 5 min read · 16 FAQs TDS on Commission & Brokerage — Section 194H The current 2% TDS rate under Section 194H, the ₹20,000 annual threshold, who must deduct, when to deduct, and how commission differs from insurance (194D) and profess… Updated 18 August 2026 · 5 min read · 17 FAQs TDS on Contractor Payments — Section 194C The correct TDS rate on contractor and sub-contractor bills, the ₹30,000 / ₹1 lakh threshold, the transporter exemption, who must deduct, and when to deduct on advance… Updated 18 August 2026 · 5 min read · 17 FAQs TDS on Dividend — Section 194 & 194K The 10% TDS rate on company and mutual-fund dividends, the new Rs10,000 threshold raised by Budget 2025, Form 15G/15H to avoid deduction, DTAA rates for NRIs, and how… Updated 18 August 2026 · 5 min read · 16 FAQs TDS on E-Commerce — Section 194-O The current 0.1% TDS rate (cut from 1% in October 2024), the ₹5 lakh seller threshold, who deducts, the 5% no-PAN rate and how sellers on Amazon, Flipkart, Meesho, Swi… Updated 18 August 2026 · 6 min read · 15 FAQs TDS on FD Interest — Rate, Threshold & Form 15G How much TDS a bank deducts on fixed-deposit interest, the new Budget-2025 thresholds (₹50,000 / ₹1,00,000), why FD interest is still fully taxable, and how to stop or… Updated 18 August 2026 · 6 min read · 15 FAQs TDS on Freelance Income — 194J, 194C & Foreign Clients How much TDS a client deducts on your freelance fees, the 10% Section 194J and 1%/2% Section 194C rates, the new ₹50,000 threshold, why foreign clients deduct nothing… Updated 18 August 2026 · 6 min read · 15 FAQs TDS on Professional Fees — 10% Above Rs 50,000 The Section 194J TDS rate on professional and technical fees, the new Rs 50,000 threshold from Budget 2025, who must deduct, the no-PAN rate and the deposit and return… Updated 18 August 2026 · 5 min read · 15 FAQs TDS on Professional Fees — Section 194J The correct TDS rate on CA, doctor, lawyer and consultant fees — 10% for professional services and 2% for technical services — the new Rs50,000 threshold from FY 2025… Updated 18 August 2026 · 5 min read · 15 FAQs TDS on Property Purchase — Section 194-IA & Form 26QB The 1% TDS a buyer must deduct on property worth ₹50 lakh or more, the stamp-duty-value rule, how to pay via Form 26QB, issuing Form 16B, and what changes when the sel… Updated 18 August 2026 · 6 min read · 15 FAQs TDS on Property Sale — Section 194IA The 1% TDS the buyer must deduct under Section 194IA, the ₹50 lakh threshold on the higher of price or stamp value, how to file Form 26QB, issue Form 16B, and the spec… Updated 18 August 2026 · 6 min read · 16 FAQs TDS on Rent of House — Section 194-IB & 194-I When a tenant must deduct TDS on house rent, the ₹50,000/month trigger for individuals under Section 194-IB, the 2% rate, filing Form 26QC without TAN, and how compani… Updated 18 August 2026 · 5 min read · 16 FAQs TDS on Rent — Rate, Rs 6 Lakh Limit & Who Deducts The TDS rate on rent for businesses (Section 194I) and individuals (Section 194IB), the new Rs 6 lakh annual threshold, the 20% no-PAN rate, and exactly how to deduct… Updated 18 August 2026 · 5 min read · 15 FAQs TDS on Salary Calculation — Section 192 Step-by-Step How your employer computes monthly TDS on salary under Section 192 — estimating annual income, applying new or old regime slabs, adding 4% cess and dividing by 12 — wi… Updated 18 August 2026 · 6 min read · 15 FAQs TDS on Salary Slab — How Much Is Deducted? The monthly TDS on salary by income range under Section 192 for FY 2025-26 — the default new-regime slabs, the ₹75,000 standard deduction, the ₹12 lakh 87A rebate, and… Updated 18 August 2026 · 5 min read · 14 FAQs TDS on Salary — New Tax Regime The new regime is the default. See the FY 2025-26 slabs your employer uses to deduct monthly TDS, the ₹75,000 standard deduction, the ₹60,000 rebate that makes salary… Updated 18 August 2026 · 5 min read · 15 FAQs TDS on Salary — Section 192, Average Rate There is no flat TDS rate on salary. Your employer deducts tax each month at your average rate of income tax on estimated annual income — under the default new regime… Updated 18 August 2026 · 6 min read · 15 FAQs TDS Payment Online — Challan 281 Step by Step How to pay TDS online with Challan 281 on the income-tax e-Pay Tax portal — TAN, tax-applicable code, nature-of-payment codes, monthly due dates, the OLTAS receipt and… Updated 18 August 2026 · 6 min read · 16 FAQs TDS Rate Chart 2025-26 — Download / Print PDF The complete FY 2025-26 (AY 2026-27) TDS rate chart for resident payees — every section, nature of payment, rate and threshold in one table, updated for Budget 2025. U… Updated 18 August 2026 · 5 min read · 15 FAQs TDS Rate Chart FY 2025-26 Every Section, Rate & Threshold The complete FY 2025-26 (AY 2026-27) TDS rate chart with the Budget 2025 threshold changes, no-PAN 20% rule, deposit and return due dates — for salary, contractors, pr… Updated 18 August 2026 · 6 min read · 16 FAQs TDS Rate Chart FY 2025-26 — Every Section, Rate & Threshold Section-wise TDS rates for resident payments, the Budget 2025 threshold hikes effective 1 April 2025, the 20% no-PAN rate, TCS rates and deposit due dates — all in one… Updated 18 August 2026 · 5 min read · 15 FAQs TDS Refund — Get Your Excess TDS Back How to claim a TDS refund by filing your Income Tax Return, how to verify credits in Form 26AS and AIS, the refund timeline, Section 244A interest, and why refunds fail. Updated 18 August 2026 · 5 min read · 15 FAQs TDS Return Due Dates — 31 Jul · 31 Oct · 31 Jan · 31 May The quarterly TDS return filing deadlines, the monthly TDS deposit dates, the forms for each type of deduction, and how the Income-tax Act, 2025 renumbers them from 1… Updated 18 August 2026 · 4 min read · 15 FAQs TRACES Portal — Login, Form 16 & Corrections How to use the TRACES portal (tdscpc.gov.in): deductor and taxpayer login, downloading Form 16/16A, filing TDS return corrections, fixing PAN and challan mismatches, a… Updated 18 August 2026 · 6 min read · 16 FAQs What is TDS? Tax Deducted at Source The payer deducts a slice of tax before paying you and deposits it with the government against your PAN. Here is how TDS works, who deducts it, the current-year rates… Updated 18 August 2026 · 5 min read · 16 FAQs

GST Exemption List in India — What Is Tax-Free? The current list of GST-exempt and nil-rated goods and services after the GST 2.0 reform of 22 September 2025 — plus how "exempt", "nil rated" and "zero rated" differ… Updated 18 August 2026 · 5 min read · 16 FAQs GST for E-Commerce Sellers in India — Registration, TCS & Returns Whether you sell on Amazon, Flipkart or Meesho, know exactly when GST registration is mandatory, how the 1% TCS works, which returns to file and the correct GST rate o… Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST for Freelancers in India — When & How Much? The correct GST rate on freelance income, the ₹20 lakh registration threshold, zero-rated exports with LUT, QRMP return filing and the rules for creators and influencers. Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive GST on Advertising Services — 18% or 5%? The correct GST rate for digital and online ads, print-media space, TV, radio and hoardings — plus how RCM works on Google/Facebook ads and when you can claim ITC. Updated 18 August 2026 · 5 min read · 16 FAQs GST on Advocate & Legal Services — Who Pays the 18%? The GST rate on advocate and legal services, the Reverse Charge (RCM) rule for businesses, when a lawyer must register, senior-advocate treatment and ITC on legal fees. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Agriculture in India — Exempt or Taxable? The correct GST rate for farm produce, seeds, fertilizers, pesticides, tractors and machinery after GST 2.0 — plus when a farmer must register and which agri services… Updated 18 August 2026 · 5 min read · 16 FAQs GST on Alcohol & Liquor in India — Is It Exempt? Why liquor for human consumption is outside GST, what state excise & VAT apply instead, when industrial alcohol and ethanol do attract GST, and how a bar bill should b… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Apparel in India — 5% or 18%? Know the correct GST rate for stitched garments, fabric, Khadi, sports apparel and uniforms after GST 2.0 — where the rate turns only on the price per piece. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Banking & Financial Services — Fees 18%, Interest Exempt The correct GST treatment for bank charges, loan fees, ATM and SWIFT charges, forex, mutual funds and insurance — plus how businesses claim ITC on banking costs. Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Banking Services — Charges 18%, Interest Exempt Know the correct GST on bank charges, loan & EMI interest, ATM and NEFT/RTGS fees, credit cards, forex and lockers — plus when your business can claim ITC on banking c… Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Battery in India — Now a Flat 18% After the GST 2.0 reform of 22 September 2025, almost every battery — lithium-ion, lead-acid, inverter, UPS, mobile and solar — is taxed at a single 18% rate. Here is… Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Beauty Parlour & Salon — Now Just 5% From 22 September 2025, GST on beauty parlour, salon, barber, spa and grooming services was cut from 18% to 5% without ITC. Here are the new rates, SAC codes, registra… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Biscuits in India — Now a Flat 5% From 22 September 2025, GST 2.0 taxes every biscuit at a uniform 5% — Parle-G, Marie, cream biscuits, cookies and premium packs alike. The old 18% slab and the ₹100/kg… Updated 18 August 2026 · 4 min read · 16 FAQs GST on Books & Stationery — Exempt or Taxable? The correct GST rate for printed books, newspapers, e-books, notebooks, pencils and stationery — updated for the GST 2.0 reform that made most study material tax-free… Updated 18 August 2026 · 5 min read · 16 FAQs GST on Building Material — Cement Now 18% The correct GST rate and HSN code for cement, steel, bricks, tiles, sand, marble and every major construction material after the GST 2.0 reform — plus works-contract r… Updated 18 August 2026 · 4 min read · 16 FAQs GST on Car in India — 18%, 40% or 5%? The correct GST rate on cars after GST 2.0 — small cars at 18%, large cars & SUVs at 40%, EVs at 5%, with compensation cess abolished. Plus TCS, ITC and used-car rules. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Cars & Vehicles in India — 18%, 40% or 5%? The post-GST 2.0 rate on small cars, big cars, SUVs, bikes, EVs and commercial vehicles — after compensation cess was abolished on 22 September 2025 — plus ITC blocks… Updated 18 August 2026 · 6 min read · 15 FAQs · Interactive GST on Clothes in India — 5% or 18%? The correct GST rate for readymade garments, footwear, sarees, fabric and school uniforms after GST 2.0 — with the new ₹2,500-per-piece threshold, HSN codes, exports a… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Clothing in India — 5% or 18%? The correct GST rate on readymade garments, fabric, yarn and footwear after GST 2.0 — the new ₹2,500 per-piece threshold, HSN codes, ITC for manufacturers and export r… Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Coaching Classes in India — 18% or Exempt? The correct GST rate for coaching centres, competitive-exam & test-prep coaching, private tuition, online/EdTech classes, when registration is triggered and whether yo… Updated 18 August 2026 · 4 min read · 14 FAQs GST on Cold Drinks in India — 40%, 5% or Nil? The correct GST rate for aerated drinks, fruit juices, energy drinks, packaged water, coconut water and milk drinks after the GST 2.0 reform of 22 September 2025. Updated 18 August 2026 · 5 min read · 15 FAQs GST on Cold Storage in India — Exempt or 18%? When cold storage, warehousing and cold-chain services are exempt for agricultural produce, when processed and non-agricultural goods attract 18%, and how ITC works fo… Updated 18 August 2026 · 5 min read · 15 FAQs GST on Construction & Real Estate — 5%, 1% or Exempt? The correct GST rate for under-construction flats, affordable housing, ready-to-move property, commercial units and works contracts — with ITC rules updated for GST 2.0. Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Construction Contractor — 18%, 5% or 1%? The correct GST rate for works contracts, government civil projects, residential construction, sub-contractors and renovation — plus when a contractor can actually cla… Updated 18 August 2026 · 5 min read · 17 FAQs · Interactive GST on Construction in India — Flat, Works Contract or Exempt? The correct GST rate for under-construction flats, affordable housing, ready-to-move property, works contracts, government projects, sub-contractors and ITC — updated… Updated 18 August 2026 · 5 min read · 16 FAQs GST on Construction Material — Cement Now 18% The correct GST rate and HSN code for cement, steel, tiles, bricks, sand, marble and every core building material after the GST 2.0 reform — plus when a builder can cl… Updated 18 August 2026 · 4 min read · 16 FAQs GST on Consulting Services in India — 18%, Export or RCM? The GST rate on management, IT, legal, engineering and professional consultancy, how export of services is zero-rated, when RCM applies to foreign consultants and advo… Updated 18 August 2026 · 6 min read · 15 FAQs GST on Cosmetics in India — 5% or 18%? The correct GST rate for make-up, skincare, hair care, perfumes, soaps and salon services after the GST 2.0 reform — including the 28% slab that was removed on 22 Sept… Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Courier & Express Delivery — Always 18%? The correct GST rate for courier and express-delivery services, the SAC code, why courier is not a Goods Transport Agency (GTA), ITC on courier bills and the treatment… Updated 18 August 2026 · 5 min read · 14 FAQs GST on Education in India — Exempt or 18%? Which education services are exempt and which attract 18% GST — schools, colleges, private coaching, skill training, online courses and EdTech, explained with the late… Updated 18 August 2026 · 4 min read · 14 FAQs GST on Educational Services — Exempt or 18%? The GST position for schools, colleges and universities, private coaching classes, ed-tech platforms, hostels, vocational training and services bought by institutions… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Electricity in India — Exempt or Outside GST? Why your electricity bill carries no GST, why no ITC is available on it, and the current GST 2.0 rates on electrical equipment, solar panels, DG sets and wiring services. Updated 18 August 2026 · 5 min read · 15 FAQs GST on Electronics in India — 18% After GST 2.0 The current GST rate on mobiles, laptops, TVs, ACs, fridges and home appliances after the GST 2.0 reform — plus HSN codes, ITC for businesses and the MRP rule for cons… Updated 18 August 2026 · 5 min read · 15 FAQs GST on Employment in India — Taxed or Outside GST? Salary is outside GST under Schedule III — but director fees, freelancers, notice pay and manpower supply are different. Know exactly when GST applies to employment-li… Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive GST on Event Management in India — 18% or Something Else? The correct GST rate for event management, wedding planning, corporate events, exhibitions, sponsorship (with the 2025 RCM change) and when clients can claim Input Tax… Updated 18 August 2026 · 5 min read · 17 FAQs · Interactive GST on Export in India — Zero-Rated, Not Exempt How exports are zero-rated under the IGST Act, when to file an LUT vs pay IGST, how to claim your ITC refund, and the rules for services, SEZ and deemed exports. Updated 18 August 2026 · 7 min read · 16 FAQs GST on Export of Services — Zero-Rated at 0% How export of services is zero-rated under the IGST Act: the two routes (LUT vs pay-and-refund), the 5 mandatory conditions, FIRC/BRC proof and the RFD-01 refund process. Updated 18 August 2026 · 5 min read · 16 FAQs GST on Flat Purchase in India — 1%, 5% or Nil? The correct GST rate for buying a flat — affordable vs other under-construction homes, ready-to-move exemption, the 2/3 land deduction, and how much you actually pay. Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive GST on Flight Tickets in India — 5% or 18%? The correct GST rate for economy and business class air tickets, international flights, cancellation fees, helicopter travel and Input Tax Credit on business airfare… Updated 18 August 2026 · 5 min read · 14 FAQs · Interactive GST on Food Delivery — 5% Food, 18% Delivery? The correct GST rate on Swiggy & Zomato orders — 5% on food paid by the platform under Section 9(5), 18% on delivery and platform fees since GST 2.0, plus cloud-kitche… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Food in India — Nil, 5%, 18% or 40%? The correct GST rate for groceries, packaged food, dairy, snacks, cold drinks, restaurant meals and Zomato/Swiggy orders — fully updated for the GST 2.0 reform effecti… Updated 18 August 2026 · 5 min read · 17 FAQs GST on Footwear in India — 5% or 18%? The correct GST rate on shoes, chappals, sandals and boots after GST 2.0 — the new ₹2,500-per-pair threshold, HSN codes 6401-6406, ITC and the inverted-duty refund. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Freight & Goods Transport — 5% RCM or 18%? The correct GST rate for road freight (GTA), rail, air, sea and courier — plus the Reverse Charge (RCM) rule, the new 18% forward-charge option under GST 2.0, ITC and… Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive GST on Gold in India — 3% + 5% Making Charges The correct GST on gold jewellery, coins, bars, scrap and imports — how the 3% gold rate and 5% making-charge rate combine on your invoice, plus SGBs, hallmarking and… Updated 18 August 2026 · 5 min read · 15 FAQs GST on Gold in India — 3% Metal, 5% Making The GST rate on gold, silver and jewellery, why making charges are taxed separately at 5%, a worked jewellery-bill example, old-gold exchange and how import duty stack… Updated 18 August 2026 · 6 min read · 17 FAQs GST on Gym & Fitness in India — Now 5% on Membership The GST rate on gym membership, personal training, yoga and fitness services was cut from 18% to 5% (without ITC) on 22 September 2025. Here is what applies to service… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Healthcare in India — Exempt or Taxable? The GST position on hospital treatment, doctor fees, room rent, cosmetic surgery, medicines and health & life insurance — updated for the GST 2.0 reforms. Updated 18 August 2026 · 5 min read · 14 FAQs GST on Hotel Accommodation — 5% or 18%? The correct GST rate on hotel rooms per unit per day under the GST 2.0 two-slab structure, plus restaurant-in-hotel rates, Input Tax Credit and registration rules. Updated 18 August 2026 · 4 min read · 15 FAQs · Interactive GST on Hotel Rooms in India — 5% or 18%? The correct GST rate on hotel accommodation after GST 2.0, the ₹7,500 tariff test, restaurant, banquet and spa rates, plus how business travellers claim ITC on hotel b… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Import of Goods — How IGST Works How IGST is levied on imports, the step-by-step landed-cost calculation on CIF + Basic Customs Duty, full ITC for registered importers, RCM on imported services and SE… Updated 18 August 2026 · 5 min read · 16 FAQs GST on Imported Goods in India — IGST & Customs Duty How IGST is levied and calculated on imports, why only IGST (not Basic Customs Duty) is creditable, reverse charge on imported services, and the tax on personal & cour… Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Insurance in India — Now Exempt or 18%? Individual life and health insurance is GST-free from 22 September 2025. See which policies are exempt, which still attract 18%, and how 80C/80D and ITC now work. Updated 18 August 2026 · 4 min read · 16 FAQs · Interactive GST on Insurance Premium — 0% or 18%? Since 22 September 2025, individual health and life insurance is GST-exempt. Know the correct rate for term, endowment, ULIP, motor, group and commercial policies — pl… Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on IT & Software Services — 18% or Zero-Rated? The GST rate for software development, SaaS, cloud and IT consulting, how exports become zero-rated under LUT, OIDAR & RCM on foreign software, and full ITC for IT com… Updated 18 August 2026 · 6 min read · 15 FAQs · Interactive GST on Jewellery in India — Gold, Diamond & Making Charges The correct GST rate for gold, silver, platinum and diamond jewellery, how making charges are taxed, old-gold exchange, HSN codes and Input Tax Credit for jewellers. Updated 18 August 2026 · 4 min read · 15 FAQs · Interactive GST on Job Work in India — 5%, 18% or 1.5%? The correct GST rate for every type of job work under SAC 9988, how a principal sends goods on a delivery challan, the 1-year / 3-year return limits and who keeps the… Updated 18 August 2026 · 6 min read · 15 FAQs · Interactive GST on Labour Contractor & Manpower Supply — 18% or RCM? The correct GST rate for labour contractors, manpower and staffing, when reverse charge (RCM) applies on security services, ITC you can claim and the 194C TDS position. Updated 18 August 2026 · 5 min read · 17 FAQs · Interactive GST on Lease in India — 18%, RCM or Exempt? The GST rate on leasing commercial property, land, machinery and vehicles — plus the residential-lease RCM rule, finance vs operating leases, SEZ zero-rating and 99-ye… Updated 18 August 2026 · 5 min read · 16 FAQs GST on Manpower Services — Forward Charge or RCM? The 18% GST rate on manpower supply, staffing and labour contractor services, when reverse charge (RCM) applies, ITC eligibility and the Section 17(5) construction-lab… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Manpower Supply & Recruitment — 18% on the Full Value The correct GST rate for manpower supply, labour supply, housekeeping, security and recruitment/staffing — why it applies to the gross invoice including wages, when se… Updated 18 August 2026 · 5 min read · 15 FAQs GST on Medicines in India — 5% or Nil? The GST 2.0 reform cut medicines from 12% to 5% and made 36 life-saving drugs Nil from 22 September 2025. Here are the current rates, HSN codes, pharmacy ITC and hospi… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Medicines in India — 5%, Nil or Exempt? The current GST rate on medicines, life-saving drugs, medical devices, Ayurvedic products and hospital services after the GST 2.0 rate cuts effective 22 September 2025. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Medicines in India — 5%, Nil or Exempt? The current GST rate on medicines, life-saving drugs, medical devices, hospital treatment and nutraceuticals after GST 2.0 — plus ITC, the inverted-duty refund and HSN… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Mining in India — Coal 18%, Ores 5% The correct GST on coal (now 18%), iron ore and other minerals, mining and extraction services, royalty and lease premium under RCM, plus ITC and inverted-duty refunds. Updated 18 August 2026 · 5 min read · 16 FAQs GST on Mobile Phones in India — A Flat 18% The correct GST rate for smartphones, feature phones, chargers, accessories, repairs and imports — plus how a GST-registered business claims Input Tax Credit on phones. Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Motor Vehicles in India — 18% or 40%? The post-GST 2.0 rate on cars, SUVs, two-wheelers, EVs and used vehicles — plus when a business can claim Input Tax Credit and how the used-car margin scheme works. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Paper & Paper Products — Nil, 5% or 18%? The correct GST rate for notebooks, printing paper, kraft paper, cartons, paper bags, tissue, printed books and newsprint after the GST 2.0 reform — with HSN codes and… Updated 18 August 2026 · 5 min read · 16 FAQs GST on Petrol & Diesel — Why Fuel Is Outside GST Petrol, diesel, ATF, crude oil and natural gas are kept out of GST by the Constitution — so there is no GST and no Input Tax Credit on them. Here is the current tax st… Updated 18 August 2026 · 5 min read · 15 FAQs GST on Petrol Pump in India — Fuel, CNG & Commission Why petrol and diesel stay outside GST, the 5% rate on CNG/PNG/LPG, the 18% GST on dealer commission and pump services, and when a fuel retailer must register for GST. Updated 18 August 2026 · 5 min read · 16 FAQs GST on Photography in India — 18% on Every Shoot The correct GST rate for wedding, event, product and drone photography, the SAC code, registration threshold, and how photographers claim Input Tax Credit on camera gear. Updated 18 August 2026 · 5 min read · 16 FAQs GST on Plastic Products in India — 18% on Almost Everything The GST rate on plastic carry bags, PVC pipes, bottles, packaging, furniture and raw polymers, the HSN codes that apply, ITC on packaging, and what GST 2.0 changed. Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Printing Services — 5% or 18%? The correct GST rate for printing after GST 2.0: job work printing, book & newspaper printing, commercial & packaging printing, flex/banner, HSN codes and ITC — with t… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Property Purchase — 1%, 5% or Nil? The correct GST rate on an under-construction flat, affordable housing, commercial property and ready-to-move homes — plus how stamp duty, ITC and the OC rule actually… Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive GST on Property Purchase — 5%, 1% or Nil? The correct GST rate on under-construction flats, affordable housing and ready-to-move homes — plus the 1/3rd land deduction, why buyers get no ITC, stamp duty and JDA… Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive GST on Readymade Garments — 5% or 18%? The current GST rate on apparel after GST 2.0 — 5% up to ₹2,500 a piece, 18% above it — plus fabric, job work, HSN codes, ITC and export rules for garment businesses. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Real Estate Agent & Broker — 18% on Commission The correct GST rate on brokerage and commission, when a property agent must register, what Input Tax Credit you can claim, and how TDS under Section 194H interacts wi… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Real Estate in India — Flat Purchase & Rates The correct GST rate on under-construction flats, affordable housing, ready-to-move property, commercial units, works contracts and rental — plus why buyers get no ITC. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Rent in India — Commercial or Exempt? The GST rate on commercial and residential rent, the residential-rent RCM rule for businesses, the landlord registration threshold and when you can claim ITC. Updated 18 August 2026 · 3 min read · 9 FAQs GST on Renting of Immovable Property — 18% or Exempt? The GST rate on commercial and residential property rent, the reverse-charge (RCM) rules for businesses and unregistered landlords, sub-letting, co-working, the regist… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Restaurant Food in India — 5% or 18%? Know the correct GST rate for restaurant services, Zomato/Swiggy orders, cloud kitchens, ITC, the composition scheme and restaurant compliance. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Restaurant Services — 5% or 18%? The correct GST rate for standalone restaurants, hotel restaurants, cloud kitchens, outdoor catering, ice-cream parlours and Zomato/Swiggy orders — plus ITC, compositi… Updated 18 August 2026 · 6 min read · 16 FAQs GST on Salary in India — Is Salary Taxable? Employee salary sits outside GST under Schedule III — but director fees, manpower supply, secondment and freelancer income can each attract GST. Know exactly where the… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Salon & Beauty Parlour — Now Just 5% The GST 2.0 reform cut beauty and well-being services from 18% to 5% without ITC from 22 September 2025. Here is the correct rate for haircut, facial, waxing, bridal m… Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Scrap in India — 18% or 5%? The correct GST rate and HSN code for metal, plastic, paper, rubber, glass and e-waste scrap, plus the reverse-charge rule, the 2% GST TDS on metal scrap and when you… Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Second-Hand Goods — Only on the Margin How GST works on used goods and old cars: the Rule 32(5) margin scheme, the flat 18% on used vehicles, when an individual pays nothing, and when a dealer must register. Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Security Services — Forward Charge or RCM? The GST rate for security guard and agency services, when the recipient must pay under Reverse Charge (RCM), ITC eligibility and GST on CCTV & alarm systems. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Services in India — 18%, 5% or Exempt? The correct GST rate for every service — consulting, IT, restaurant, hotel, transport, insurance and more — with SAC codes, RCM, export and Input Tax Credit rules unde… Updated 18 August 2026 · 5 min read · 16 FAQs GST on Snacks & Namkeen — Now Just 5% The current GST rate on namkeen, bhujia, chips, popcorn, sweets, chocolates and ice cream after the GST 2.0 reform — plus the loose-vs-packaged rule and HSN codes. Updated 18 August 2026 · 4 min read · 16 FAQs · Interactive GST on Society Maintenance — Exempt or 18%? When housing society / RWA maintenance is exempt, when 18% GST applies, the ₹7,500-per-member and ₹20-lakh turnover tests, ITC and corpus-fund rules — all in one place. Updated 18 August 2026 · 5 min read · 15 FAQs · Interactive GST on Software & IT Services — 18% or Zero-Rated? The GST rate on custom software, SaaS, packaged software and IT services, plus zero-rated exports under LUT and the 18% RCM on foreign software subscriptions. Updated 18 August 2026 · 6 min read · 16 FAQs GST on Solar Panels in India — Now 5% or 18%? The current GST rate on solar panels, inverters, water heaters and pumps after the GST 2.0 cut to 5%, which items stay at 18%, EPC/installation treatment and ITC for b… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Stationery in India — Nil, 5% or 18%? The updated GST rates for notebooks, pens, pencils, paper, files and office supplies after the GST 2.0 reform — with the full HSN table, ITC rules and gift-hamper trea… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Steel & Iron in India — A Flat 18% The GST rate on TMT bars, HR/CR coils, pipes, stainless steel, structural sections and scrap — with HSN codes, ITC eligibility, RCM and import (IGST) rules. Updated 18 August 2026 · 5 min read · 16 FAQs GST on Telecom Services — A Flat 18% The GST rate on mobile recharge, postpaid bills, broadband, DTH, landline and leased lines, how a ₹100 recharge splits, and when a business can claim ITC on telecom bi… Updated 18 August 2026 · 4 min read · 15 FAQs GST on Textile, Fabric & Garments — 5% or 18%? The correct GST rate for cotton, silk, wool and man-made fabric, readymade garments, textile job work, HSN codes and the inverted-duty position after the GST 2.0 reform. Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive GST on Tobacco & Cigarettes — 40% Since 1 Feb 2026 The current GST rate on cigarettes, bidis, chewing tobacco, pan masala and gutkha after the sin-goods overhaul — with the additional excise duty, Health & National Sec… Updated 18 August 2026 · 5 min read · 16 FAQs GST on Tour Operators & Travel Agents — 5% or 18%? The correct GST rate for packaged tours, travel-agent commission, air-ticket and hotel booking fees, inbound tours for foreign tourists, ITC and the 5%-without-ITC tra… Updated 18 August 2026 · 5 min read · 15 FAQs GST on Tour Package in India — 5% or 18%? The correct GST rate for composite tour packages, tour operator vs travel agent, ITC choices, foreign/international tours, air & hotel components and registration. Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Transportation in India — Freight, Air, Cab & Courier The correct GST rate for every mode of transport — road freight (GTA), reverse charge, courier, air tickets, cabs, rail and bus — plus who pays and when ITC is available. Updated 18 August 2026 · 6 min read · 15 FAQs · Interactive GST on Travel Agent & Tour Packages — 18%, 5% or 12%? The correct GST rate for a travel agent's commission, tour operator packages, air tickets, hotel bookings and OTA convenience fees — updated for the GST 2.0 two-slab s… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Vehicle Repair & Car Service — Now 18% Across the Bill? The GST rate on repair labour, spare parts and tyres after GST 2.0, plus composite-supply billing, ITC blocking under Section 17(5) and how insurance-claim repairs are… Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive GST on Warehousing in India — 18% or Exempt? The GST rate on storage & warehousing services, the agricultural-produce and rice exemption, warehouse-building rent, the registration threshold and when you can claim… Updated 18 August 2026 · 5 min read · 15 FAQs GST on Water in India — 5%, 40% or Exempt? The correct GST rate for packaged drinking water, mineral water, 20-litre jars, aerated & flavoured water and municipal supply — fully updated for the GST 2.0 rate cut… Updated 18 August 2026 · 5 min read · 16 FAQs · Interactive GST on Works Contract — Now a Flat 18% The correct GST rate for construction, renovation and installation works contracts after GST 2.0, the Section 17(5) ITC block, the plant & machinery exception, sub-con… Updated 18 August 2026 · 5 min read · 16 FAQs GST Rate Changes 2025 — The GST 2.0 Reset The GST Council's 2025 rationalisation scrapped the 12% and 28% slabs and moved to a two-rate structure — 5% and 18%, plus a 40% demerit rate on sin and luxury goods.… Updated 18 August 2026 · 4 min read · 14 FAQs GST Rate Chart 2025-26 — The New 5% / 18% / 40% Slabs The complete item-wise GST rate list after the GST 2.0 reform of 22 September 2025 — a simplified two-slab structure of 5% and 18%, a 40% rate on sin & luxury goods, a… Updated 18 August 2026 · 4 min read · 16 FAQs GST Rates in India — Now Just 5% or 18% The new GST 2.0 rate structure effective 22 September 2025 — two main slabs of 5% and 18%, a 40% rate on demerit and luxury goods, plus nil-rated items, special gold r… Updated 18 August 2026 · 4 min read · 15 FAQs HSN Code in GST — List, Digits & Rates What an HSN code is, how many digits you must report in GSTR-1 by turnover, the difference between HSN and SAC, common product codes with current GST rates, and how to… Updated 18 August 2026 · 5 min read · 15 FAQs Restaurant GST Rate in India — 5% or 18%? The correct GST rate for every restaurant category — standalone outlets, hotel restaurants, takeaway, Zomato/Swiggy, outdoor catering and the composition scheme — with… Updated 18 August 2026 · 5 min read · 16 FAQs

Blocked Credit Under GST — Section 17(5) Explained The complete list of goods and services on which Input Tax Credit is blocked under Section 17(5) of the CGST Act — with the exceptions, the same-business rule and how… Updated 18 August 2026 · 6 min read · 16 FAQs Documents Required for GST Registration The exact document checklist for GST registration — by business type (proprietor, partnership, company, LLP), the file-format and size specs, and the common reasons ap… Updated 18 August 2026 · 4 min read · 16 FAQs E-Invoicing Under GST — IRP, IRN & the ₹5 Crore Rule Who must generate e-invoices, the ₹5 crore turnover threshold, how the IRP portal issues the IRN and QR code, the 30-day reporting limit for ₹10 crore+ businesses, and… Updated 18 August 2026 · 5 min read · 16 FAQs E-Way Bill Generation — Step-by-Step on the EWB Portal When an e-way bill is required, how to generate it on ewaybillgst.gov.in with Part A and Part B, the validity period, extension and cancellation rules, and the common… Updated 18 August 2026 · 5 min read · 16 FAQs E-Way Bill under GST — Generation, Validity & Penalties When an e-way bill is required, how to generate it on ewaybillgst.gov.in, Part A vs Part B, distance-based validity, cancellation, exemptions and the penalty for movin… Updated 18 August 2026 · 5 min read · 16 FAQs E-Way Bill — Limit, Validity & How to Generate When an e-way bill is required, the Rs 50,000 consignment-value limit, validity by distance, Part A vs Part B, the 2025 portal changes, penalties under Section 129 and… Updated 18 August 2026 · 6 min read · 16 FAQs FSSAI Registration & License — Basic, State or Central? The correct FSSAI tier for your food business, the revised turnover slabs, fees, documents, the 14-digit FSSAI number and the new perpetual-validity rule. Updated 18 August 2026 · 5 min read · 16 FAQs GST Advance Ruling (AAR) — Apply, Timeline & Appeals Who can seek a GST Advance Ruling, the questions the AAR can decide, the Rs10,000 fee, the 90-day timeline, appeals to the AAAR and how binding the ruling really is. Updated 18 August 2026 · 5 min read · 17 FAQs GST Aggregate Turnover — What to Include & Exclude How aggregate turnover is computed under Section 2(6) of the CGST Act — the all-India, same-PAN figure that decides your GST registration, composition and e-invoicing… Updated 18 August 2026 · 4 min read · 16 FAQs GST Anti-Profiteering — Section 171 Explained What Section 171 requires, how the complaint and DGAP investigation work, the penalty for not passing on GST rate cuts, and the 1 April 2025 sunset on new cases now ha… Updated 18 August 2026 · 5 min read · 16 FAQs GST Audit in India — Section 65, 66 & GSTR-9C The three forms of GST audit, how to respond to an ADT-01 notice, records you must keep, common red flags officers look for, and the audit-to-appeal timeline. Updated 18 August 2026 · 6 min read · 16 FAQs GST Composition Scheme Limit — Turnover, Rates & Rules The composition scheme turnover limits, the 1%–6% flat rates by business type, who is eligible, and the CMP-08 & GSTR-4 returns a composition dealer must file. Updated 18 August 2026 · 4 min read · 15 FAQs GST Composition Scheme — Is It Right for You? The composition scheme lets small businesses pay a flat 1–6% on turnover with quarterly filing. Know the rates, turnover limits, who can opt, the returns you fil… Updated 18 August 2026 · 5 min read · 16 FAQs GST Demand Notice — Section 73, 74 & 74A What a DRC-01 demand notice means, the reply window, penalties under Section 73, 74 and the new unified Section 74A, and how to close a demand via DRC-03 or appeal. Updated 18 August 2026 · 5 min read · 16 FAQs GST E-Invoicing in India — IRN, IRP & the ₹5cr Rule Who must generate e-invoices, how the IRN and QR code are created on the Invoice Registration Portal, the 30-day reporting limit, exemptions and how it auto-populates… Updated 18 August 2026 · 5 min read · 16 FAQs GST in India — Rates, Registration & Returns What GST is, the GST 2.0 two-slab structure (5% & 18%), who must register, which returns you file, and how Input Tax Credit and reverse charge work — updated for FY 20… Updated 18 August 2026 · 4 min read · 16 FAQs GST Input Tax Credit on Capital Goods When you can claim full ITC on machinery, plant, AC, generators & computers, what Section 17(5) blocks, and how to reverse credit on mixed use or sale within five years. Updated 18 August 2026 · 6 min read · 16 FAQs GST Input Tax Credit Rules — Claim It Right, Keep It Safe The four Section 16 conditions, GSTR-2B matching, Section 17(5) blocked credits, the 180-day payment rule and the 30 November time limit — everything you need to claim… Updated 18 August 2026 · 6 min read · 16 FAQs GST Input Tax Credit Rules — Claim It, Don't Lose It The Section 16 conditions to claim ITC, blocked credits under Section 17(5), the 30 November time limit, GSTR-2B matching and the 180-day reversal rule — in plain Engl… Updated 18 August 2026 · 6 min read · 16 FAQs GST Invoice Format in India — Every Mandatory Field The 16 fields a tax invoice must carry under Rule 46, the difference between a tax invoice and a bill of supply, B2B vs B2C rules, issue time limits and the e-invoicin… Updated 18 August 2026 · 5 min read · 16 FAQs GST Late Fee & Interest — Rates, Caps & Calculation The per-day late fee for every GST return under Section 47, the turnover-based caps, the 18% interest on late tax under Section 50, and a worked example so you can che… Updated 18 August 2026 · 4 min read · 13 FAQs GST Payment Online — Challan, Due Dates & Modes How to create a GST challan and pay online on gst.gov.in, the payment due dates for monthly and QRMP taxpayers, all payment modes and how the Electronic Cash Ledger wo… Updated 18 August 2026 · 5 min read · 17 FAQs GST Place of Supply — CGST+SGST or IGST? How the Place of Supply rules under the IGST Act decide whether a transaction is intra-state (CGST+SGST) or inter-state (IGST) — for goods, services, online supplies a… Updated 18 August 2026 · 5 min read · 16 FAQs GST Reconciliation in India — Match 2B, 1 & 3B How to reconcile GSTR-2B with your purchase register, GSTR-1 with sales and GSTR-3B with your books — the Rule 36(4) ITC ceiling, common mismatches, and the GSTR-9 / G… Updated 18 August 2026 · 6 min read · 16 FAQs GST Registration Cancellation — Surrender, GSTR-10 & Revocation How to cancel or surrender your GST registration, reverse ITC on closing stock, file the GSTR-10 final return on time, and revoke an officer-initiated cancellation. Updated 18 August 2026 · 4 min read · 14 FAQs GST Registration Limit — ₹40L or ₹20L? The turnover threshold that makes GST registration mandatory, the lower special-category limits, who must register regardless of turnover, and how aggregate turnover i… Updated 18 August 2026 · 5 min read · 16 FAQs GST Registration Online — Process, Documents & GSTIN How to register for GST on the government portal — the threshold, documents by entity type, Aadhaar authentication, the ARN-to-GSTIN timeline and the new 3-day fast-tr… Updated 18 August 2026 · 5 min read · 16 FAQs GST Registration Status — Track Your ARN Online Check your GST application status by ARN on the government portal in under a minute, read exactly what each status label means, and know what to do if your application… Updated 18 August 2026 · 5 min read · 15 FAQs GST Registration Threshold — ₹40 Lakh or ₹20 Lakh? The turnover limit that triggers mandatory GST registration for goods and services, the special-category-state limits, and the cases where you must register regardless… Updated 18 August 2026 · 4 min read · 14 FAQs GST Return Due Dates 2026-27 — GSTR-1, 3B, QRMP & Annual The full GST filing calendar for FY 2026-27: GSTR-1 by the 11th, GSTR-3B by the 20th, the QRMP quarterly dates, GSTR-9 and GSTR-9C annual deadlines, plus late fees and… Updated 18 August 2026 · 5 min read · 16 FAQs GST Return Filing Services — Monthly Compliance, Done for You GSTR-1, GSTR-3B, QRMP, annual GSTR-9/9C and composition returns filed on time by CA-led experts — with ITC matched against GSTR-2B and no ₹50/day late fees. Updated 18 August 2026 · 5 min read · 16 FAQs GSTIN Format in India — How to Read a GST Number The 15-character GSTIN decoded position by position: state code, embedded PAN, entity number, the 14th "Z" and the check digit — plus the full state-code list and how… Updated 18 August 2026 · 5 min read · 15 FAQs GSTR-1 Filing in India — Due Date, IFF & Tables The monthly/quarterly outward-supply return: due dates, QRMP & IFF, table-wise reporting, GSTR-1A amendments and how your GSTR-1 drives your buyers’ ITC. Updated 18 August 2026 · 6 min read · 16 FAQs GSTR-3B Filing — Due Date, ITC & Process The monthly GST summary-cum-payment return: who files it, the 20th / 22nd-24th due dates, how to claim ITC matched to GSTR-2B, and the late fee and interest for filing… Updated 18 August 2026 · 5 min read · 15 FAQs GSTR-9 GST Annual Return — Due Dates & Filing Who must file GSTR-9, the ₹2 crore and ₹5 crore turnover limits, the 31 December 2026 due date, GSTR-9C reconciliation, the six-part structure and late-fee rules. Updated 18 August 2026 · 4 min read · 15 FAQs How to Claim Input Tax Credit in GST — Step by Step The ITC claim process end to end: Section 16 conditions, accepting invoices in IMS, matching GSTR-2B, reporting in GSTR-3B Table 4(A), blocked credits and the 30 Novem… Updated 18 August 2026 · 6 min read · 16 FAQs How to Claim Input Tax Credit — Section 16, Step by Step The four Section 16 conditions, GSTR-2B matching, the September time limit, the 180-day payment rule and the blocked credits under Section 17(5) — everything you need… Updated 18 August 2026 · 5 min read · 16 FAQs IEC Code — Your Key to Import & Export What the Import Export Code is, who needs it, the exact DGFT online process, the Rs 500 fee, the documents required, and the annual Apr-Jun update that keeps your IEC… Updated 18 August 2026 · 5 min read · 15 FAQs Input Tax Credit under GST — Claim It the Right Way The four Section 16 conditions to claim ITC, why it must show in your GSTR-2B, the 180-day payment rule, what is blocked under Section 17(5), when ITC must be reversed… Updated 18 August 2026 · 6 min read · 16 FAQs ITC Reversal Under GST — Rule 42, 43 & 180 Days When you must reverse Input Tax Credit, how Rule 42 and Rule 43 work, the 180-day non-payment reversal, Section 17(5) blocked credits and where to report it in GSTR-3B. Updated 18 August 2026 · 6 min read · 16 FAQs Letter of Undertaking (LUT) in GST — Export Without Paying IGST How exporters file Form RFD-11 online to supply goods, services and SEZ supplies without paying IGST — eligibility, validity, invoice wording, LUT vs bond and the ITC… Updated 18 August 2026 · 6 min read · 16 FAQs QRMP Scheme — Quarterly Returns, Monthly Payment Turnover up to ₹5 crore? File GSTR-1 and GSTR-3B quarterly, pay GST monthly by challan. The opt-in window, IFF, fixed-sum 35% rule, due dates and how QRMP compares wit… Updated 18 August 2026 · 6 min read · 16 FAQs Reverse Charge (RCM) Under GST — Who Pays? When GST is paid by the recipient instead of the supplier: the full list of notified services and goods under Section 9(3)/9(4), when you can claim ITC, self-invoicing… Updated 18 August 2026 · 6 min read · 16 FAQs Reverse Charge Mechanism (RCM) — When the Buyer Pays the GST The full Section 9(3) & 9(4) RCM list, the current rates on advocate, GTA, import of services, security and metal scrap, how to self-pay RCM in cash, and exactly when… Updated 18 August 2026 · 5 min read · 16 FAQs Service Tax in India — Abolished, Now GST Service tax no longer exists. It was subsumed into GST from 1 July 2017. Here is the last service tax rate, how it maps to today's GST, and how to settle any pending p… Updated 18 August 2026 · 4 min read · 14 FAQs The GST Council — Composition & Latest Decisions India's apex GST policy body: how it is composed, how the 3/4th weighted-majority vote works, what it decides, and the 56th-meeting GST 2.0 two-slab reform effective 2… Updated 18 August 2026 · 5 min read · 16 FAQs What Is Udyam Registration? MSME, Explained Simply Udyam Registration is the Government of India's official MSME registration — free, permanent and fully online. Here are the revised 2025 Micro/Small/Medium limits, who… Updated 18 August 2026 · 5 min read · 16 FAQs Zero-Rated Supply Under GST — Exports, SEZ & Full ITC Refund Zero-rated supply means exports and SEZ supplies are taxed at 0% and the supplier still gets every rupee of input tax credit back — the most tax-efficient category in… Updated 18 August 2026 · 6 min read · 16 FAQs

Capital Gains Account Scheme — Park Gains Before the ITR Deadline The CGAS deposit that keeps your Section 54, 54F and 54B exemption alive when the new house is not bought by the return due date — Type A vs Type B, deadlines, eligibl… Updated 18 August 2026 · 6 min read · 16 FAQs Capital Gains Tax on Property — LTCG 12.5% or 20% Indexed The capital-gains tax on selling a house, flat, plot or commercial property: the 24-month holding rule, LTCG at 12.5% (or 20% with indexation for older property), STCG… Updated 18 August 2026 · 2 min read · 16 FAQs Income Tax on Agriculture Land Sale — Rural is Tax-Free? Whether the sale of agricultural land is taxable turns on one thing — rural or urban. Know the classification test, the 12.5% LTCG on urban land, Section 54B reinvestm… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax on Property Sale — 12.5% or 20%? How capital gains on a house, plot or flat are taxed in India — the LTCG choice between 12.5% and 20% with indexation, STCG slab rates, Section 54 / 54EC / 54F exempti… Updated 18 August 2026 · 6 min read · 16 FAQs LTCG Tax in India 12.5% After 23 July 2024 How long-term capital gains on listed shares, equity & debt mutual funds, property, gold and unlisted shares are taxed after the Budget 2024 overhaul — the 12.5% rate… Updated 18 August 2026 · 5 min read · 16 FAQs Mutual Fund Capital Gains Tax Equity 12.5%, Debt at Slab How mutual funds are taxed in India — equity funds under Sections 112A/111A, debt funds at slab rate after 1 April 2023, plus ELSS, hybrid, gold, SIP FIFO and how to r… Updated 18 August 2026 · 5 min read · 16 FAQs Mutual Fund Tax in India Equity, Debt & ELSS How gains from equity, debt, hybrid and ELSS mutual funds are taxed — the 20% STCG and 12.5% LTCG on equity funds, the ₹1.25 lakh exemption, the debt-fund slab rule si… Updated 18 August 2026 · 6 min read · 16 FAQs Section 111A — STCG on Equity at 20% Short-term capital gains on listed equity shares, equity mutual funds and business-trust units — the 20% rate since 23 July 2024, who it applies to, loss set-off, surc… Updated 18 August 2026 · 4 min read · 15 FAQs Section 112A — LTCG on Equity 12.5% Above ₹1.25 Lakh How long-term capital gains on listed equity shares, equity mutual funds and business-trust units are taxed — the 12.5% rate, the ₹1.25 lakh exemption, grandfathering… Updated 18 August 2026 · 5 min read · 16 FAQs Section 54 — Save LTCG Tax on Sale of Your House Exempt long-term capital gains from selling a residential house by reinvesting in a new house. Time limits, CGAS, the 2-house option, the Rs 10 crore cap and NRI rules… Updated 18 August 2026 · 5 min read · 15 FAQs Section 54B — Agricultural Land Exemption How an individual or HUF can save capital gains tax on the sale of agricultural land by reinvesting in new farmland — the 2-year rules, the CGAS deposit, the 3-year lo… Updated 18 August 2026 · 5 min read · 15 FAQs Section 54EC — Save LTCG Tax with Capital Gains Bonds How to exempt long-term capital gain on the sale of land or a building by investing in REC, PFC or IRFC 54EC bonds within 6 months — the Rs 50 lakh cap, the 5-year loc… Updated 18 August 2026 · 5 min read · 16 FAQs Section 54F — LTCG Exemption on Buying One New House Sold shares, gold, land or any asset other than a house? Reinvest the net sale consideration in one residential house and shelter the long-term capital gain — conditio… Updated 18 August 2026 · 5 min read · 16 FAQs Share Trading Tax in India LTCG 12.5% · STCG 20% How stock-market income is taxed — delivery LTCG & STCG on listed equity, intraday as speculative business, F&O as non-speculative business, the STT condition, grandfa… Updated 18 August 2026 · 6 min read · 16 FAQs Sovereign Gold Bond Tax Maturity Gain is Tax-Free How SGBs are taxed — the tax-free capital gain on redemption at maturity, the taxable 2.5% interest, and the 12.5% LTCG (or slab-rate STCG) that applies only when you… Updated 18 August 2026 · 5 min read · 15 FAQs STCG Tax on Shares 20% u/s 111A, Slab on Others How short-term capital gains are taxed — 20% on listed equity and equity mutual funds under Section 111A, slab rates on property, gold, unlisted shares and debt funds… Updated 18 August 2026 · 5 min read · 15 FAQs Tax on Capital Gains from Shares STCG 20% · LTCG 12.5% How short-term and long-term capital gains on listed equity shares, equity mutual funds and unlisted shares are taxed after the 23 July 2024 change — rates, the ₹1.25… Updated 18 August 2026 · 5 min read · 16 FAQs Tax on Gold in India — Capital Gains, GST & SGB How gold is taxed by type — physical, Gold ETF, Sovereign Gold Bond and gold funds — plus the post-Budget-2024 LTCG rules, GST on jewellery and inherited-gold treatment. Updated 18 August 2026 · 5 min read · 16 FAQs Tax on Gold in India — LTCG 12.5%, SGB Exempt How gold is taxed when you sell it: the 24-month LTCG rule at 12.5%, STCG at your slab rate, the Sovereign Gold Bond exemption, gold ETF and gold-fund treatment, plus… Updated 18 August 2026 · 5 min read · 15 FAQs Tax on Mutual Funds in India Equity 12.5% · Debt at Slab How equity, debt and hybrid mutual funds are taxed after Budget 2024 — the 12.5% equity LTCG rate, the Rs1.25 lakh exemption, 20% STCG, the debt-fund slab-rate change… Updated 18 August 2026 · 6 min read · 15 FAQs Tax on Property Sale — LTCG 12.5%, Held Over 24 Months How capital gains on a property sale are taxed: the 24-month holding rule, the 12.5% LTCG rate (with the pre-July-2024 20%+indexation option), 1% TDS under 194IA, the… Updated 18 August 2026 · 5 min read · 16 FAQs Tax on Shares in India — LTCG, STCG & Intraday How stock market income is taxed — 12.5% LTCG above ₹1.25 lakh, 20% STCG on listed equity, intraday as speculative business, F&O as business income, plus loss set-off… Updated 18 August 2026 · 5 min read · 16 FAQs

Income Tax Basic Exemption Limit — How Much Income Is Tax-Free? The basic exemption limit for FY 2025-26 (AY 2026-27) across the new and old regimes — for individuals, senior citizens, super-senior citizens, HUFs, NRIs and companie… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Slab 2020-21 — The Year the New Regime Launched The exact income tax slabs for FY 2020-21 (AY 2021-22): the new regime's debut with 7 slabs and lower rates but no deductions, versus the old regime with all deduction… Updated 18 August 2026 · 5 min read · 15 FAQs Income Tax Slab 2022-23 (AY 2023-24) The old and optional new regime slabs for FY 2022-23, with the ₹50,000 standard deduction, the 87A rebate up to ₹5 lakh, 30% crypto tax and worked tax examples — prese… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Slab 2025-26 — Zero Tax up to ₹12 Lakh New and old regime slab rates for FY 2025-26 (AY 2026-27) after Budget 2025 — the ₹12 lakh rebate, ₹75,000 standard deduction, surcharge, cess and how to pick the righ… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Slab for Companies — Corporate Tax Rates Companies do not follow the individual slab system. Here are the corporate tax rates for FY 2025-26: normal 25%/30%, the concessional 22% and 15% regimes, MAT, surchar… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Slab for FY 2024-25 — AY 2025-26 Rates The Budget 2024 new-regime slabs, old-regime rates, the Rs75,000 standard deduction, the Section 87A rebate and worked tax examples for FY 2024-25 (AY 2025-26). Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Slab for Senior Citizens — 60+ & 80+ Slabs for senior (60-79) and super-senior (80+) citizens under the new and old regime for FY 2025-26, plus 80TTB, 80D, advance-tax exemption and which regime saves more. Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Slab for Senior Citizens — Old or New Regime? The correct income tax slabs for senior (60-79) and super senior (80+) citizens for FY 2025-26 / AY 2026-27 — plus the Rs50,000 80TTB deduction, higher 80D, the FD-int… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Slab for Women — Same as Men? The tax slabs for women in India are identical to men — there is no separate rate or higher exemption since FY 2012-13. Here are the FY 2025-26 slabs, the 87A rebate… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax Slab FY 2013-14 AY 2014-15 (Budget 2013) The historical income tax slab rates for Financial Year 2013-14 / Assessment Year 2014-15 — the year Section 87A rebate was born, surcharge returned above ₹1 crore, an… Updated 18 August 2026 · 4 min read · 16 FAQs Income Tax Slab FY 2014-15 (AY 2015-16) The income tax slab rates for Financial Year 2014-15 / Assessment Year 2015-16 — Budget 2014, the first full budget of the Modi government, with the ₹2.5L exemption, 8… Updated 18 August 2026 · 4 min read · 15 FAQs Income Tax Slab FY 2015-16 (AY 2016-17) The exact income tax slab rates, rebate, cess, surcharge and Budget 2015 changes for Financial Year 2015-16 (Assessment Year 2016-17). A historical reference — for cur… Updated 18 August 2026 · 4 min read · 15 FAQs Income Tax Slab FY 2016-17 (AY 2017-18) The complete FY 2016-17 income tax slab rates — individual, senior and super-senior citizens — with the enhanced ₹5,000 Section 87A rebate, 3% education cess, 15% surc… Updated 18 August 2026 · 4 min read · 16 FAQs Income Tax Slab FY 2018-19 (AY 2019-20) The historical income tax slab rates for FY 2018-19 (AY 2019-20) under the Finance Act 2018 — individuals, senior and super-senior citizens, plus the Rs40,000 standard… Updated 18 August 2026 · 4 min read · 15 FAQs Income Tax Slab FY 2019-20 — AY 2020-21 Rates The old-regime income tax slabs, Section 87A rebate, standard deduction and surcharge that applied in Financial Year 2019-20. A historical reference — for current rate… Updated 18 August 2026 · 3 min read · 15 FAQs Income Tax Slab FY 2021-22 (AY 2022-23) Archived reference for FY 2021-22 income: old-regime and new-regime slab rates, the Section 87A rebate up to ₹5 lakh, standard-deduction rules and the Budget 202… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Slab FY 2023-24 (AY 2024-25) The historical new and old regime slabs for FY 2023-24 (AY 2024-25) as set by Budget 2023 — the ₹25,000 Section 87A rebate, the ₹50,000 standard deduction and every Bu… Updated 18 August 2026 · 4 min read · 15 FAQs Income Tax Slab FY 2024-25 (AY 2025-26) The exact income tax slab rates that applied for FY 2024-25 (AY 2025-26) — new regime vs old regime, the ₹50,000 standard deduction, the Section 87A rebate to ₹7 lakh… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Slabs FY 2017-18 (AY 2018-19) The historical income tax slab rates for FY 2017-18: the landmark cut of the Rs2.5L-5L slab from 10% to 5%, the revised Section 87A rebate, the new Rs50L-1Cr surcharge… Updated 18 August 2026 · 4 min read · 14 FAQs Income Tax Slabs FY 2025-26 — New Regime is the Default The new-regime and old-regime income-tax slab rates for FY 2025-26 (AY 2026-27), the Rs 12 lakh rebate under Section 87A, standard deduction, surcharge, cess and how t… Updated 18 August 2026 · 5 min read · 15 FAQs Income Tax Slabs FY 2026-27 — Zero Tax up to ₹12.75L The new-regime slabs, the ₹60,000 Section 87A rebate that makes tax nil up to ₹12 lakh, the old-regime option, surcharge, cess and how to pick the cheaper regime. Updated 18 August 2026 · 4 min read · 16 FAQs New Tax Regime FY 2025-26 — Zero Tax up to Rs 12.75 Lakh The revised new-regime slabs, the Rs 60,000 Section 87A rebate that makes income up to Rs 12 lakh tax-free, the Rs 75,000 standard deduction, and exactly when the old… Updated 18 August 2026 · 6 min read · 17 FAQs New Tax Regime — Zero Tax up to Rs 12.75 Lakh The new-regime slabs for FY 2025-26, the enhanced Section 87A rebate, the Rs 75,000 standard deduction, exactly which deductions you lose, and how to decide between th… Updated 18 August 2026 · 6 min read · 16 FAQs Old Tax Regime — The Deductions Regime The old-regime slabs for FY 2025-26, the deductions and exemptions it keeps that the new regime drops, and exactly when opting for it still saves you more tax. Updated 18 August 2026 · 5 min read · 15 FAQs Old vs New Tax Regime — Which Saves You More? The new regime is now the default with lower slab rates and a rebate up to Rs 12 lakh, but almost no deductions. The old regime keeps 80C, 80D, HRA and home-loan inter… Updated 18 August 2026 · 6 min read · 15 FAQs Section 87A Rebate FY 2025-26 — Rs 60,000, Zero Tax to Rs 12 Lakh The revised Section 87A rebate under Budget 2025: Rs 60,000 in the new regime up to Rs 12 lakh taxable income, Rs 12.75 lakh for salaried, marginal relief above the li… Updated 18 August 2026 · 5 min read · 16 FAQs Section 87A Rebate — Rs12 Lakh Tax-Free? How the Section 87A rebate makes income up to Rs12 lakh tax-free in the new regime for FY 2025-26 (AY 2026-27), the old-regime Rs5 lakh limit, marginal relief and what… Updated 18 August 2026 · 5 min read · 16 FAQs Zero Income Tax up to ₹12 Lakh — How It Works Budget 2025 made income up to ₹12 lakh tax-free under the new regime. See the exact ₹60,000 Section 87A rebate maths, the ₹12.75 lakh salaried zero-tax, marginal relie… Updated 18 August 2026 · 4 min read · 16 FAQs

Agricultural Income Tax — Exempt, but Not Ignored Why farm income is exempt under Section 10(1), how the "partial integration" rule still uses it to fix your tax rate on other income, and exactly where to disclose it… Updated 18 August 2026 · 5 min read · 14 FAQs Depreciation Under Income Tax — Section 32, WDV & Blocks The Section 32 depreciation rates, the Written Down Value (WDV) and block-of-assets method, additional depreciation for manufacturers, the 180-day half-rate rule and h… Updated 18 August 2026 · 5 min read · 15 FAQs Exempt Income List — Section 10, at a Glance Every major income the Income-tax Act keeps out of your total income under Section 10 — agricultural income, PPF interest, gratuity, HRA, LTA and more — with the limit… Updated 18 August 2026 · 5 min read · 16 FAQs Gratuity Tax in India — Rs 20 Lakh Exempt, Both Regimes How gratuity is taxed under Section 10(10): the Rs 20 lakh exemption ceiling for private employees, full exemption for government staff, the 15/26 formula and exactly… Updated 18 August 2026 · 5 min read · 16 FAQs GST on Government Services — Exempt or Taxable? When services to and by the government are exempt from GST, when 18% applies, the pure-services rule (Entry 3), governmental authority vs government entity, RCM and mu… Updated 18 August 2026 · 6 min read · 16 FAQs HRA Exemption — Least of 3, Old Regime Only How house rent allowance is exempted under Section 10(13A), the metro vs non-metro rule, a worked example, and the other salary exemptions — LTA, gratuity, leave encas… Updated 18 August 2026 · 5 min read · 17 FAQs Income Tax for Salaried Employees — How Salary is Taxed Slabs for FY 2025-26 (AY 2026-27), the ₹12.75 lakh zero-tax explained, standard deduction, TDS on salary, Form 16, and how to choose between the new and old regime. Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax on Salary in India — How Much & How to Calculate Work out the tax on your salary for FY 2025-26 (AY 2026-27): new-regime slabs, the Rs75,000 standard deduction, the Section 87A rebate, HRA and other exemptions, Form… Updated 18 August 2026 · 6 min read · 16 FAQs Leave Encashment Tax — Rs 25 Lakh Exempt on Retirement When leave encashment is taxable, the full Section 10(10AA) exemption for government and private employees, the Rs 25 lakh lifetime cap, the least-of-three calculation… Updated 18 August 2026 · 5 min read · 15 FAQs LTA Exemption — 2 Journeys, Old Regime Only Leave Travel Allowance under Section 10(5): the 2-journey rule, the current 2026-29 block, which travel fares qualify, carry-forward, and exactly how salaried employee… Updated 18 August 2026 · 6 min read · 15 FAQs Payroll Tax in India — EPF, ESI, TDS & PT India has no single "payroll tax" — it is a bundle of EPF, ESI, TDS on salary and professional tax that every employer must deduct, deposit and report. Here are the ex… Updated 18 August 2026 · 2 min read · 15 FAQs Perquisite Tax — Which Perks Are Taxed? How employer perks are taxed as salary under Section 17(2), the Rule 3 valuation for accommodation, company car, ESOPs and loans, and the perquisites that stay fully t… Updated 18 August 2026 · 5 min read · 16 FAQs Professional Tax in India — State Slabs, Rules & Payment The state-wise professional tax slabs for FY 2025-26, the Rs 2,500 constitutional cap, who must register (PTEC vs PTRC), how employers deduct and pay it, and the penal… Updated 18 August 2026 · 5 min read · 16 FAQs Rent Agreement in India — Clauses, Stamp Duty & TDS The essential clauses, why most agreements are drafted for 11 months, state-wise stamp duty and registration, e-stamping, and the TDS a tenant must deduct on rent. Updated 18 August 2026 · 6 min read · 15 FAQs Rent Deduction Without HRA — Section 80GG, Old Regime Only Pay rent but get no HRA? Section 80GG lets self-employed people and salaried employees without an HRA component deduct up to Rs 60,000 a year — how the least-of-three… Updated 18 August 2026 · 5 min read · 15 FAQs Rent Receipt for HRA — Format, PAN & Stamp Rules The rent receipt fields the Income-Tax Department expects, when the landlord's PAN and a revenue stamp are mandatory, and why HRA works only under the old tax regime. Updated 18 August 2026 · 5 min read · 16 FAQs Salary Slip Components — CTC vs Gross vs Take-Home Every earning and deduction on your payslip, what CTC, gross and net salary actually mean, which components are tax-free, and how salary is taxed under the new default… Updated 18 August 2026 · 6 min read · 16 FAQs Salary, Perquisites, EPF & Other Income — Taxed Right How your CTC becomes taxable salary, which allowances stay exempt, how perquisites, EPF, gratuity and leave encashment are taxed, and how FD interest, dividend and gif… Updated 18 August 2026 · 7 min read · 18 FAQs Salary, Perquisites, ESOP & EPF — How Each Is Taxed The FY 2025-26 rules for salary and its exemptions, perquisites including ESOP, EPF and retirement benefits, and other income such as FD interest, dividends and gifts… Updated 18 August 2026 · 6 min read · 16 FAQs Section 10 Exemptions — Tax-Free Income List Every major exemption under Section 10 of the Income-tax Act — agricultural income, gratuity, leave encashment, PPF interest, HRA, LTA and more — with the current limi… Updated 18 August 2026 · 6 min read · 16 FAQs Section 10 Income-Tax Exemptions — Full List Every incomes-exempt clause under Section 10 — agricultural income, HRA, gratuity, leave encashment, PPF/EPF, NPS and LIC maturity — with the current limits and which… Updated 18 August 2026 · 6 min read · 16 FAQs Section 10AA — SEZ Export-Profit Deduction The profit-linked deduction for Special Economic Zone units: the 15-year 100%/50%/50% structure, the export-profit formula, the 31 March 2020 sunset and why MAT still… Updated 18 August 2026 · 4 min read · 15 FAQs Section 12A / 12AB Registration for NGOs & Trusts How a charitable trust, society, NGO or Section 8 company gets income-tax exemption under Section 12AB — Form 10A, documents, the 3-year provisional and 5/10-year regu… Updated 18 August 2026 · 6 min read · 16 FAQs Section 80-IA Deduction — Infrastructure, Power & SEZ A 100% deduction of profits for 10 consecutive years for eligible infrastructure, power, industrial-park and telecom undertakings — plus the crucial 1 April 2017 sunse… Updated 18 August 2026 · 4 min read · 15 FAQs Section 80-IAC — 100% Tax Holiday for Startups The 100% profit deduction for DPIIT-recognised start-ups: eligibility, the Inter-Ministerial Board (IMB) approval, the ₹100 crore turnover cap, MAT applicability and t… Updated 18 August 2026 · 5 min read · 15 FAQs Section 80C Deductions — The Complete List Every investment and expense that qualifies under Section 80C, its lock-in and returns, why it works only under the old regime, which option is best for you and the ol… Updated 18 August 2026 · 6 min read · 16 FAQs Section 80C — Rs 1.5 Lakh, Old Regime Only The Section 80C deduction limit, the full list of eligible investments and expenses, why it works only under the old tax regime, and exactly how to claim it in your ITR. Updated 18 August 2026 · 5 min read · 16 FAQs Section 80CCC — Pension Fund Deduction Deduction for premiums paid to LIC and insurer annuity/pension plans — the ₹1.5 lakh limit, why it is shared with 80C, and why it works only in the old tax regime. Updated 18 August 2026 · 5 min read · 15 FAQs Section 80CCD — NPS Tax Deduction 80CCD(1), (1B) & (2) How the three NPS deductions work in FY 2025-26 (AY 2026-27): the ₹50,000 extra under 80CCD(1B), employer NPS raised to 14% under 80CCD(2), and which ones survive in t… Updated 18 August 2026 · 5 min read · 15 FAQs Section 80CCD(2) — Employer NPS, Even in the New Regime The one big deduction that survives the new tax regime: your employer's NPS contribution — now up to 14% of basic + DA for every employee, with no rupee cap and separa… Updated 18 August 2026 · 5 min read · 15 FAQs Section 80D Deduction — Health Insurance Tax Benefit The Section 80D deduction for health insurance premium: the ₹25,000 and ₹50,000 limits, senior-citizen benefit, preventive check-up sub-limit, and why it only works un… Updated 18 August 2026 · 4 min read · 15 FAQs Section 80DD Deduction — For a Disabled Dependent A fixed deduction of Rs75,000 or Rs1,25,000 for maintaining a disabled dependent — the amount, who qualifies, Form 10-IA, documents and how 80DD differs from 80U and 8… Updated 18 August 2026 · 5 min read · 15 FAQs Section 80DDB — Deduction for Specified Diseases The Chapter VI-A deduction for actual medical treatment of specified serious diseases: how much you can claim, the covered diseases, the specialist prescription needed… Updated 18 August 2026 · 5 min read · 15 FAQs Section 80E — Education Loan Interest Deduction The full-interest, no-cap deduction on education loans: who can claim it, which loans and courses qualify, the 8-year window, and why it works only in the old tax regime. Updated 18 August 2026 · 5 min read · 15 FAQs Section 80EE — Extra Rs50,000 Home Loan Deduction The additional Rs50,000 first-time home-buyer interest deduction over the Rs2 lakh Section 24(b) limit — who still qualifies, 80EE vs 80EEA, and how to claim it under… Updated 18 August 2026 · 2 min read · 15 FAQs Section 80EEA — Rs1.5L Extra Home Loan Interest The additional Rs1.5 lakh home loan interest deduction for affordable housing — who qualifies, the closed sanction window, how it stacks with Section 24(b) and 80C, an… Updated 18 August 2026 · 2 min read · 14 FAQs Section 80EEB — Rs1.5L EV Loan Interest Deduction The deduction of up to Rs1,50,000 a year on interest paid on an electric-vehicle loan: the closed sanction window, who can claim it, why it works only in the old regim… Updated 18 August 2026 · 5 min read · 14 FAQs Section 80G Deduction for Donations — 100% or 50%? How much of your donation is deductible, the 10% qualifying limit, the Rs.2,000 cash rule, the Form 10BE certificate, and why 80G needs the old tax regime from FY 2025… Updated 18 August 2026 · 5 min read · 16 FAQs Section 80G Deduction — 100% or 50% on Donations? How much tax deduction you get on donations under Section 80G, the four fund categories, the 10% adjusted-income cap, the Rs2,000 cash rule, Form 10BE, and why it is a… Updated 18 August 2026 · 5 min read · 16 FAQs Section 80GG — Rent Deduction Without HRA Claim a deduction on the rent you pay when your salary has no HRA component — capped at ₹5,000/month, subject to a 3-part formula, Form 10BA and the old-regime rule. Updated 18 August 2026 · 5 min read · 16 FAQs Section 80GGA — 100% Research Donation Deduction A full 100% deduction with no qualifying ceiling on donations to approved scientific-research and rural-development institutions — who qualifies, eligible donees, the… Updated 18 August 2026 · 4 min read · 16 FAQs Section 80P Deduction — Co-operative Societies How co-operative societies claim 100% or capped deductions under Section 80P, why co-operative banks are excluded, the PACS exception and how the 115BAD (22%) regime f… Updated 18 August 2026 · 5 min read · 16 FAQs Section 80TTA — Rs10,000 on Savings Interest The Rs10,000 deduction on savings bank interest for individuals and HUFs under 60 — what it covers, why it is old regime only, and when senior citizens should use Sect… Updated 18 August 2026 · 5 min read · 15 FAQs Section 80TTB — ₹50,000 for Senior Citizens The ₹50,000 deduction on interest income for resident senior citizens (60+): what deposits it covers, why it beats Section 80TTA, why it needs the old regime, and how… Updated 18 August 2026 · 5 min read · 16 FAQs Section 80U — Deduction for a Person with Disability A flat deduction of Rs75,000 (normal disability) or Rs1,25,000 (severe disability) for an individual who is themselves disabled — no bills needed, but available only u… Updated 18 August 2026 · 4 min read · 16 FAQs Standard Deduction — Rs 75,000 New, Rs 50,000 Old A flat deduction from salary and pension income under Section 16(ia) — Rs 75,000 in the default new regime and Rs 50,000 in the old. Who gets it, family-pension rules… Updated 18 August 2026 · 5 min read · 14 FAQs Tax on Bonus in India — Fully Taxable as Salary How performance, festival, joining and annual bonus are taxed, why TDS on bonus is deducted at your marginal rate, and the only legal ways to reduce the tax on a large… Updated 18 August 2026 · 5 min read · 15 FAQs Tax on EPF — The 5-Year Rule & Rs 2.5L Cap When your Provident Fund is tax-free, when TDS is deducted under Section 192A, and how interest on high EPF/VPF contributions became taxable — for FY 2025-26. Updated 18 August 2026 · 6 min read · 16 FAQs Tax on Gratuity — Rs 20 Lakh Exempt u/s 10(10) How gratuity is taxed, the Section 10(10) exemption by employee category, the 15/26 exemption formula and a step-by-step worked example of the taxable portion. Updated 18 August 2026 · 5 min read · 16 FAQs Tax on Retrenchment Compensation — Rs 5 Lakh Exempt u/s 10(10B) How a layoff / retrenchment payout is taxed: the Section 10(10B) exemption, the Industrial Disputes Act formula, VRS under 10(10C), gratuity & leave encashment, and Se… Updated 18 August 2026 · 5 min read · 16 FAQs

Advance Tax Due Dates — 15 Jun, Sep, Dec & Mar The four advance-tax installment dates for FY 2025-26, who must pay once tax crosses Rs 10,000, the Section 234B and 234C interest for missing them, and how to pay onl… Updated 18 August 2026 · 5 min read · 16 FAQs Advance Tax Payment — Due Dates, Calculation & How to Pay When advance tax applies, the four instalment due dates and percentages, how to estimate and pay it via Challan 280, and the Section 234B/234C interest you pay if you… Updated 18 August 2026 · 6 min read · 17 FAQs AIS vs Form 26AS — What's the Difference? What each statement shows, why AIS now drives ITR pre-fill while Form 26AS stays the source for TDS credit, and exactly how to reconcile the two before you file your r… Updated 18 August 2026 · 6 min read · 16 FAQs AIS — Annual Information Statement, Explained What your Annual Information Statement shows, how to view and download it on the income-tax portal, how AIS differs from Form 26AS and TIS, and how to fix wrong entrie… Updated 18 August 2026 · 5 min read · 15 FAQs Annual Information Statement — Your Full Income on Record The AIS is the Income Tax Department's 360-degree view of your reported income — interest, dividends, shares, property, GST and more. How to view it, how it differs fr… Updated 18 August 2026 · 5 min read · 16 FAQs Challan 280 — Pay Income Tax Online Advance & Self-Assessment Tax How to pay income tax, advance tax and self-assessment tax through Challan 280 on the incometax.gov.in e-Pay Tax portal — the correct type code, the right assessment y… Updated 18 August 2026 · 5 min read · 16 FAQs Director KYC (DIR-3 KYC) — Now a 3-Year Cycle, Due 30 June Every DIN holder must complete Director KYC with the MCA. From 31 March 2026 it is no longer annual — it is a triennial filing due by 30 June, on the unified DIR-3 KYC… Updated 18 August 2026 · 5 min read · 16 FAQs Form 26AS — Your Tax Credit Statement What Form 26AS shows, how to download it from the income-tax portal via TRACES, how it now differs from the AIS, and how to reconcile your TDS before you file your ITR. Updated 18 August 2026 · 5 min read · 14 FAQs How to File ITR Online — Step by Step, AY 2026-27 The exact e-filing process on incometax.gov.in — documents to keep ready, picking the correct ITR form, pre-filling income, choosing old vs new regime, paying tax and… Updated 18 August 2026 · 7 min read · 16 FAQs How to Verify Your ITR — e-Verify in 30 Days Your income tax return is not complete until it is verified. Here are all 6 e-verification methods, the offline ITR-V route, and exactly what happens if you miss the 3… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Assessment in India — All Types Explained Self-assessment, summary 143(1), scrutiny 143(3), best-judgment 144, reopening 148 and the faceless 144B scheme — the trigger, time limit and your rights for each. Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax Assessment Order — 143(1), 143(3) & 148 Understand every income tax assessment notice — the 143(1) intimation, 143(2) scrutiny, 143(3) order, 144 best-judgment and 148 reassessment — the time limits, and how… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax Department Online — Portals, Login & Services Every official Income Tax Department online portal in one place — incometax.gov.in for ITR filing and e-Pay Tax, TRACES for TDS certificates, and NSDL/UTIITSL for PAN… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Due Dates — FY 2025-26 (AY 2026-27) Every income-tax deadline in one place: ITR filing, advance tax instalments, TDS deposit and return dates, belated/revised returns and the penalties for missing each one. Updated 18 August 2026 · 5 min read · 17 FAQs Income Tax e-Filing on incometax.gov.in How to log in to the income tax e-filing portal, pick the right ITR form, file your return online for FY 2025-26 and e-verify it — plus the AY 2026-27 due dates and la… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax e-Filing Portal — incometax.gov.in Guide How to log in to the official CBDT portal, file your ITR with pre-filled data, check AIS and Form 26AS, track your refund, respond to notices and fix common portal err… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Login — incometax.gov.in How to log in to the income tax e-filing portal with your PAN as User ID, clear OTP two-factor authentication, reset a forgotten password and unblock an inoperative PAN. Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Notice — Types, Reply & Time Limit Every income tax notice explained — 143(1) intimation, 143(2) scrutiny, 148 reassessment, 139(9) defective return and 245 refund adjustment — with the response deadlin… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Penalty in India — Every Section Explained Late-filing fee under Section 234F, under-reporting and mis-reporting penalties under 270A, TDS and tax-audit penalties, plus 1%-per-month interest under 234A/234B/234… Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive Income Tax Refund Reissue — Fix a Failed Refund Why refunds bounce, how to pre-validate your bank account and raise a Refund Reissue Request on incometax.gov.in, plus the Section 244A interest and grievance route. Updated 18 August 2026 · 5 min read · 17 FAQs Income Tax Refund Status — How to Check & Track Check your income tax refund on incometax.gov.in or NSDL, understand what each status means, fix a failed refund with a reissue request and know why refunds get delayed. Updated 18 August 2026 · 5 min read · 15 FAQs Income Tax Scrutiny Notice — Section 143(2) Explained What a scrutiny notice means, the difference between limited, complete and CASS scrutiny, why returns get picked, and exactly how to reply online through faceless e-Pr… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax Scrutiny Notice — Section 143(3) Guide Why your return is picked for scrutiny, how to respond on the faceless e-proceedings portal, the documents you need, the deadlines that protect you and the penalties t… Updated 18 August 2026 · 6 min read · 17 FAQs ITR Acknowledgement (ITR-V) — Download, Password & E-Verify How to download your ITR-V acknowledgement from the income-tax portal, the exact PDF password, and how to e-verify your return within the 30-day deadline so it is not… Updated 18 August 2026 · 5 min read · 15 FAQs ITR Filing Cost in India — DIY Free, CA Fees by Complexity What ITR filing actually costs: filing yourself on the government portal is free, while CA-assisted fees are driven by your ITR form, capital gains, business income an… Updated 18 August 2026 · 5 min read · 16 FAQs ITR Filing Due Date — AY 2026-27 (FY 2025-26) The last date to file your income tax return for AY 2026-27 by taxpayer category — 31 July for individuals, 31 October for audit and companies, 30 November for transfe… Updated 18 August 2026 · 5 min read · 16 FAQs ITR Filing Last Date — 31 July 2026 for Individuals The last date to file your income-tax return for FY 2025-26 (AY 2026-27), the audit and transfer-pricing deadlines, the belated and updated-return windows, and the lat… Updated 18 August 2026 · 6 min read · 16 FAQs ITR Late Fee — Section 234F Rs 5,000 or Rs 1,000 The exact Section 234F late fee for filing your income-tax return after the due date, how it differs from Section 234A interest, the belated-return deadline of 31 Dece… Updated 18 August 2026 · 2 min read · 15 FAQs ITR-1 (Sahaj) Form — Who Files & How, AY 2026-27 Who can file the ITR-1 Sahaj form, the Rs 50 lakh income limit, the new AY 2026-27 changes (two house properties and LTCG up to Rs 1.25 lakh), who must use ITR-2 inste… Updated 18 August 2026 · 7 min read · 16 FAQs ITR-2 Filing Guide — Capital Gains, Foreign Assets & More Who must file ITR-2, the key schedules (CG, HP, FSI, FA, AL), how it differs from ITR-1, the FY 2025-26 due dates and how to file and e-verify correctly. Updated 18 August 2026 · 6 min read · 16 FAQs ITR-2 Form — Capital Gains, NRI & Foreign Assets Who must file ITR-2 for AY 2026-27, how it differs from ITR-1 and ITR-3, the capital-gains schedule, the due date and the exact documents you need — reviewed for FY 20… Updated 18 August 2026 · 6 min read · 16 FAQs ITR-3 Form — Business & Profession Income Who should file ITR-3, who should not, the due dates for AY 2026-27, the key schedules (P&L, Balance Sheet, Schedule BP), and when a tax audit under Section 44AB is tr… Updated 18 August 2026 · 8 min read · 17 FAQs ITR-4 Sugam — Presumptive Tax, No Books Who can file the ITR-4 Sugam form, the presumptive rates under Section 44AD, 44ADA and 44AE, when you must switch to ITR-3, the AY 2026-27 due dates and exactly how to… Updated 18 August 2026 · 5 min read · 17 FAQs ITR-5 Form — For Firms, LLPs, AOPs & BOIs Who must file ITR-5, who must not, the due dates for AY 2026-27, the key schedules, DSC rules, the Rs 5,000 late fee and the extra MCA compliance an LLP still owes. Updated 18 August 2026 · 5 min read · 16 FAQs ITR-6 Form — Income Tax Return for Companies Who must file ITR-6, why a Digital Signature Certificate is compulsory, how MAT under Section 115JB works, the key schedules, and the 31 October 2026 due date for AY 2… Updated 18 August 2026 · 5 min read · 15 FAQs NRI ITR Filing — ITR-2, Not ITR-1 Which ITR form an NRI must use, what Indian income is taxable, how NRO, NRE and capital gains are treated, the 31 July 2026 deadline and how to file and e-verify from… Updated 18 August 2026 · 6 min read · 16 FAQs PAN-Aadhaar Link — Link, Check Status & Fix Inoperative PAN How to link PAN with Aadhaar on the e-filing portal or by SMS, the Rs 1,000 late fee under Section 234H, how to check your link status, who is exempt, and what an inop… Updated 18 August 2026 · 5 min read · 16 FAQs Pvt Ltd Annual Compliance — AOC-4, MGT-7 & the 30 Sep AGM Every mandatory annual filing for a Private Limited company — AOC-4, MGT-7/7A, ADT-1 and DIR-3 KYC — with exact due dates for FY 2025-26, the Rs 100-a-day penalty and… Updated 18 August 2026 · 6 min read · 16 FAQs ROC Filing Due Dates — FY 2026-27 Calendar Every ROC annual filing deadline for companies and LLPs — AOC-4, MGT-7, DIR-3 KYC, DPT-3, ADT-1 and the LLP forms — with the exact days-after-AGM rule and the Rs 100/d… Updated 18 August 2026 · 5 min read · 15 FAQs Section 148 Income Tax Notice — Reopening & Reassessment When the Assessing Officer can reopen a past year, the new post-2024 time limits, the mandatory Section 148A pre-notice inquiry, how to reply in time and the penalties… Updated 18 August 2026 · 5 min read · 16 FAQs Section 234A — Interest on Late ITR Filing How Section 234A charges 1% simple interest per month on unpaid tax when you file your Income Tax Return after the due date, with a worked example, exemptions and the… Updated 18 August 2026 · 4 min read · 15 FAQs Statutory Audit — Mandatory For Every Company Who needs a statutory audit under the Companies Act 2013, how the auditor is appointed (Form ADT-1), what CARO 2020 covers, and the AGM, AOC-4 and MGT-7 due dates for… Updated 18 August 2026 · 6 min read · 16 FAQs Tax Audit Under Section 44AB — Limit, Due Date & Penalty When a tax audit is mandatory, the ₹1 crore / ₹10 crore / ₹50 lakh thresholds, Form 3CA/3CB/3CD, the 30 September due date and the Section 271B penalty — for AY 2026-27. Updated 18 August 2026 · 5 min read · 16 FAQs Tax Audit Under Section 44AB — Limit, Due Date & Penalty When a tax audit u/s 44AB is compulsory, the Rs 1 crore vs Rs 10 crore business turnover limits, the Rs 50 lakh profession limit, Forms 3CA/3CB/3CD, the 30 September d… Updated 18 August 2026 · 5 min read · 16 FAQs Which ITR Form — ITR-1 to ITR-7, Decided Match your income sources to the correct ITR form for AY 2026-27. Salary up to Rs 50 lakh files ITR-1; capital gains push you to ITR-2; business or profession needs IT… Updated 18 August 2026 · 6 min read · 17 FAQs

ELSS Mutual Fund — 80C With a 3-Year Lock-in The tax-saving equity fund that gives a Section 80C deduction of up to ₹1.5 lakh, the shortest lock-in among 80C options, and equity market returns — with gains taxed… Updated 18 August 2026 · 5 min read · 15 FAQs ELSS vs PPF — Which Wins Your 80C? The real difference between ELSS and PPF for Section 80C — lock-in, returns, risk and how each is taxed — plus where NPS, NSC and other options fit for FY 2025-26 (AY… Updated 18 August 2026 · 5 min read · 14 FAQs EPF Balance Check — PF Passbook, Rate & Tax Rules Check your EPF balance on the EPFO portal, UMANG app, SMS or missed call, understand the 8.25% interest rate and 12% contribution split, and know exactly when your PF… Updated 18 August 2026 · 6 min read · 16 FAQs EPF Passbook — Download, Read & Tax Rules How to download your EPF passbook from the EPFO portal and UMANG, what every column means, the 8.25% interest for FY 2025-26, and exactly when your PF interest or with… Updated 18 August 2026 · 6 min read · 16 FAQs Home Loan Interest Deduction — Section 24(b), Rs 2 Lakh Cap How much home-loan interest you can deduct under Section 24(b), why the Rs 2 lakh self-occupied cap is old-regime only, how let-out property, pre-EMI interest and join… Updated 18 August 2026 · 6 min read · 15 FAQs Home Loan Tax Benefits — Section 24(b), 80C, 80EEA The three home-loan deductions — interest under Section 24(b), principal under 80C and the extra 80EEA interest — why they work only in the old regime, and how self-oc… Updated 18 August 2026 · 6 min read · 16 FAQs Home Loan vs Rent — Which Wins on Tax & Money? EMI versus rent, the Section 24(b) and 80C deductions you only get in the old regime, how HRA compares, the break-even horizon and when buying actually beats renting i… Updated 18 August 2026 · 6 min read · 14 FAQs Is EPF Withdrawal Taxable? Only Before 5 Years When EPF withdrawal is tax-free, when it is taxed as salary, the TDS rate under Section 192A, the Rs 2.5 lakh PF-interest cap and how the 5-year service rule really wo… Updated 18 August 2026 · 5 min read · 15 FAQs Is NSC Interest Taxable? Yes — Taxed Yearly on Accrual How National Savings Certificate interest is taxed — the accrual rule, the ₹1.25 lakh myth, the Section 80C deduction on reinvested interest for years 1-4, why there i… Updated 18 August 2026 · 6 min read · 16 FAQs NSC Investment — 7.7% Interest, 80C-Backed The National Savings Certificate rate for FY 2026-27, the Section 80C deduction on your investment, how the accrued interest is taxed each year, and how NSC compares w… Updated 18 August 2026 · 6 min read · 15 FAQs Personal Loan Tax Benefit — It Depends on the End-Use A personal loan has no deduction by itself. Whether the interest is deductible — and under which section and cap — depends entirely on how you spent the money. Here is… Updated 18 August 2026 · 5 min read · 14 FAQs PF Transfer Online — Form 13, Not a Withdrawal How to transfer your EPF online through Form 13 on the EPFO Unified Portal when you switch jobs — the exact steps, the 15-20 day timeline, why transfer is tax-free and… Updated 18 August 2026 · 5 min read · 15 FAQs PF Withdrawal — Rules, TDS & Tax on EPF When EPF withdrawal is tax-free and when it is taxed, the 5-year continuous-service rule, TDS under Section 192A, and how PF transfer and interest above Rs 2.5 lakh ar… Updated 18 August 2026 · 5 min read · 16 FAQs PPF Interest Rate 7.1% Tax-Free (EEE) The current PPF rate for FY 2025-26, its EEE tax status under Section 10(11) & 80C, PPF interest-rate history, and how PPF stacks up against NSC, NPS, ELSS and Soverei… Updated 18 August 2026 · 5 min read · 15 FAQs PPF Withdrawal Rules — Partial, Premature & Maturity When you can take money out of your Public Provident Fund — partial withdrawal from Year 7, loan against PPF in Years 3–6, premature closure from Year 5, maturity at 1… Updated 18 August 2026 · 6 min read · 16 FAQs Pre-EMI Interest — Claimed in 5 Instalments Why interest paid while your flat is under construction is not deductible in the year you pay it, how Section 24(b) splits it into five equal instalments from possessi… Updated 18 August 2026 · 6 min read · 15 FAQs Sovereign Gold Bond Tax — Exempt on Maturity How SGBs are taxed — the 2.5% taxable interest, the capital-gains exemption on 8-year maturity, 12.5% LTCG on early or secondary-market exit, and how SGB compares with… Updated 18 August 2026 · 6 min read · 15 FAQs Sukanya Samriddhi Yojana — 8.2% for Your Girl Child The current SSY interest rate, EEE tax benefits under Section 80C, eligibility, deposit and maturity timeline, partial withdrawal rules and how SSY compares with PPF. Updated 18 August 2026 · 4 min read · 14 FAQs Tax on FD Interest — Slab Rate, TDS & Form 15G How fixed-deposit and bank interest is taxed, the new Budget-2025 TDS thresholds, when to file Form 15G / 15H, the 80TTA and 80TTB deductions, and how dividend and gif… Updated 18 August 2026 · 6 min read · 16 FAQs Tax on PPF — EEE, Fully Exempt How the Public Provident Fund is taxed: the 80C deduction on contribution, the Section 10(11) interest exemption, tax-free maturity, and how PPF compares with ELSS, NS… Updated 18 August 2026 · 5 min read · 15 FAQs ULIP Tax Exempt or Taxed as Capital Gains? How Unit Linked Insurance Plans are taxed — the Section 10(10D) maturity exemption, the ₹2.5 lakh annual-premium threshold from 1 Feb 2021, LTCG at 12.5% and STCG at 2… Updated 18 August 2026 · 5 min read · 15 FAQs

Advance Tax Calculator FY 2025-26 Installments & Interest Estimate your advance tax under the new regime, get the four installment amounts due on 15 Jun, 15 Sep, 15 Dec and 15 Mar, and see Section 234B & 234C interest for lat… Updated 18 August 2026 · 13 min read · 14 FAQs Capital Gains Tax Calculator — STCG & LTCG in Seconds Work out short-term and long-term capital gains tax on equity, mutual funds, property, gold and debt funds using the current Budget 2024 rates — holding period detecte… Updated 18 August 2026 · 9 min read · 13 FAQs Car Loan EMI Calculator — EMI, Interest & Schedule Calculate your exact monthly EMI, total interest payable and full year-wise repayment schedule. Adjust the loan amount, rate and tenure to compare new and used car loa… Updated 18 August 2026 · 3 min read · 13 FAQs CTC to Gross Salary to Net Take-Home Pay How to convert Cost to Company into gross salary and real in-hand pay — the exact formula, a worked Rs 15 lakh example, and how EPF, perquisites, gratuity and other in… Updated 18 August 2026 · 6 min read · 17 FAQs EMI Calculator — Home, Car & Personal Loan Enter your loan amount, interest rate and tenure to see your monthly EMI, total interest payable and a full 12-month amortisation schedule — instantly. Updated 18 August 2026 · 4 min read · 13 FAQs FD Calculator — Maturity & Interest Calculate the maturity amount and total interest on any fixed deposit — enter your principal, rate and tenure, pick the compounding frequency and get the effective yie… Updated 18 August 2026 · 6 min read · 12 FAQs Gratuity Calculator — Instant & Free Enter your last drawn Basic + DA and years of service to get your exact gratuity, the tax-exempt portion (up to ₹20 lakh) and any taxable amount — using the Payment of… Updated 18 August 2026 · 5 min read · 14 FAQs GST Calculator — Add, Remove or Reverse GST Enter any amount and slab rate to get the GST component, base price, total price and the CGST/SGST (intrastate) or IGST (interstate) split — instantly. Reverse mode ex… Updated 18 August 2026 · 3 min read · 12 FAQs GST Number Search — Verify Any GSTIN Online Search and verify any GSTIN free on the official portal — check the business name, state, registration type, status and filing history before you claim Input Tax Credit. Updated 18 August 2026 · 4 min read · 15 FAQs GST Rate Finder India — What Rate Applies? Find the correct GST rate for any good or service after the GST 2.0 reform — the new 5% / 18% slabs, the 40% demerit rate, how to look up an HSN or SAC code, and a rea… Updated 18 August 2026 · 4 min read · 14 FAQs Home Loan EMI Calculator — EMI, Interest & Schedule Enter your loan amount, interest rate and tenure to instantly see the monthly EMI, total interest payable and a year-wise amortization breakdown — plus the 80C and Sec… Updated 18 August 2026 · 3 min read · 13 FAQs Home Loan Tax Benefit Calculator 80C, 24(b) & 80EEA Estimate the income-tax you save from your home loan — principal under Section 80C, interest under Section 24(b) and the first-time-buyer benefit under Section 80EEA… Updated 18 August 2026 · 6 min read · 13 FAQs HRA Exemption Calculator — Metro or Non-Metro Find your exact tax-free House Rent Allowance under Section 10(13A) in seconds. Enter your basic salary, HRA received and rent paid, and the tool applies all three exe… Updated 18 August 2026 · 11 min read · 13 FAQs HSN Code Finder — Find Your Code & GST Rate Search any product or service by name or number to get the right HSN / SAC code and its GST rate — then check how many digits you must show on the invoice for your tur… Updated 18 August 2026 · 9 min read · 12 FAQs Income Tax Calculator 2025-26 New & Old Regime, 87A Rebate Compute your income tax for FY 2025-26 (AY 2026-27) in seconds. Switch between the new and old regime, add 80C/80D/HRA deductions and see a slab-wise breakdown with th… Updated 18 August 2026 · 6 min read · 14 FAQs Income Tax Calculator FY 2025-26 · AY 2026-27 Compare the old and new tax regimes side by side — slab-wise tax, 87A rebate, surcharge and 4% cess — and see which regime saves you more. Updated for Budget 2025. Updated 18 August 2026 · 18 min read · 14 FAQs Income Tax Calculator in Excel — Free Download, FY 2025-26 A free offline Excel workbook that computes your income tax under both the old and new regimes — slab-wise, with the Rs 75,000 standard deduction, 87A rebate, surcharg… Updated 18 August 2026 · 4 min read · 13 FAQs NPS Calculator — Corpus, Pension & Tax Benefits Estimate your National Pension System corpus at age 60, the tax-free 60% lump sum, the 40% annuity corpus and your indicative monthly pension — plus the full Section 8… Updated 18 August 2026 · 2 min read · 13 FAQs Old vs New Tax Regime Calculator — Which Saves You More? Enter your income and deductions to instantly compare your exact tax under the old and new regime for FY 2025-26 (AY 2026-27), see your savings and the recommended reg… Updated 18 August 2026 · 18 min read · 13 FAQs PPF Calculator — Maturity, Interest & 80C Compute your Public Provident Fund maturity amount, total interest and total investment for any tenure up to 50 years at the current 7.1% rate — then plan your Section… Updated 18 August 2026 · 3 min read · 14 FAQs RD Calculator — Recurring Deposit Maturity Work out the maturity amount, total interest and total invested on a recurring deposit for any monthly installment, rate and tenure — with quarterly compounding, the s… Updated 18 August 2026 · 5 min read · 13 FAQs Salary Calculator — CTC to In-Hand Enter your annual CTC and instantly see your monthly in-hand pay, PF and professional-tax deductions and income tax under the new or old regime — with a full component… Updated 18 August 2026 · 4 min read · 13 FAQs Salary Slip Format — Components, CTC vs Take-Home Every earning and deduction on an Indian salary slip, the taxability of each component under the old and new regimes, and how CTC, gross and net take-home actually dif… Updated 18 August 2026 · 5 min read · 16 FAQs SIP Calculator — Monthly SIP Returns & Maturity Move the sliders to estimate the maturity value of your monthly mutual fund SIP — total invested, estimated returns and final corpus, using the standard compound-inter… Updated 18 August 2026 · 5 min read · 13 FAQs

Check Trademark Status — Every Stage Explained How to check your trademark registration status free on the IP India portal, what each status stage means, and exactly what to do — from Formalities Check to Registered. Updated 18 August 2026 · 4 min read · 15 FAQs Company Name Check — Search & Reserve on MCA How to check company or LLP name availability free on the MCA portal, reserve it through RUN or SPICe+ Part-A, the Rule 8 naming guidelines, fees, validity and how to… Updated 18 August 2026 · 4 min read · 15 FAQs Forgot Udyam Registration Number — Recover Your URN Online How to recover a forgotten Udyam Registration Number (URN) on the official portal using registered mobile or email OTP, the timeline for each method, and exactly what… Updated 18 August 2026 · 4 min read · 12 FAQs Income Tax for a Partnership Firm — Flat 30%, No Exemption How partnership firms and LLPs are taxed: the flat 30% rate, surcharge and cess, why partners' profit share is exempt, Section 40(b) remuneration limits, the new 194T… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax for Startups in India — 80-IAC, ESOP & Angel Tax The full startup tax-benefit map: the Section 80-IAC 3-year tax holiday, ESOP tax deferral, the abolished angel tax, Section 54GB and relaxed loss carry-forward — for… Updated 18 August 2026 · 6 min read · 16 FAQs MSME / Udyam Registration — Free, Aadhaar-Based, in Minutes The revised MSME classification limits (effective 1 April 2025), the completely free Udyam registration process on the official portal, the certificate you receive and… Updated 18 August 2026 · 4 min read · 16 FAQs MSME Benefits — Why Udyam Registration Pays Off Every advantage a business unlocks with a free Udyam registration — collateral-free credit, the 45-day payment protection, government-tender reservation, priority lend… Updated 18 August 2026 · 5 min read · 15 FAQs Online CA Services in India — ITR, GST, Company & Compliance What an online chartered accountant actually does for you — income-tax filing, GST, company and MSME registration, TDS, tax audit and AIS reconciliation — delivered 10… Updated 18 August 2026 · 5 min read · 15 FAQs OPC Registration — One Founder, Limited Liability One Person Company registration in India: who is eligible, the mandatory nominee, the SPICe+ incorporation process on MCA, the real cost, and the annual compliance you… Updated 18 August 2026 · 6 min read · 16 FAQs Private Limited Company Registration — SPICe+, Cost & Process How to register a private limited company in India through the MCA SPICe+ form — the two-director minimum, DSC and DIN, MOA/AOA, name approval, timeline, real cost and… Updated 18 August 2026 · 6 min read · 16 FAQs Private Limited Company Registration, Online via SPICe+ What a Pvt Ltd company needs to register — 2 directors, no minimum capital, DIN + DSC and the MCA SPICe+ form — the real cost, documents, timeline and the annual compl… Updated 18 August 2026 · 5 min read · 16 FAQs Property Registration Charges — Stamp Duty & the 80C Benefit What you pay to register a property — stamp duty by state, the registration fee and GST — and how to claim stamp duty and registration charges as a Section 80C deducti… Updated 18 August 2026 · 5 min read · 15 FAQs Sole Proprietorship — The Simplest Way to Start A sole proprietorship needs no separate company registration — the owner and the business are one. Here is how to make it official, how it is taxed at your personal sl… Updated 18 August 2026 · 6 min read · 16 FAQs Startup India Registration — DPIIT Recognition, Free DPIIT recognition on startupindia.gov.in is free and issued in 24-72 hours. Understand who is eligible, the separate 80-IAC 3-year tax holiday, angel-tax relief, IP re… Updated 18 August 2026 · 5 min read · 16 FAQs Types of Business Structures in India — Which One Should You Choose? All six ways to structure a business in India — sole proprietorship, partnership, LLP, private limited company, OPC and Section 8 — compared on liability, tax rate, co… Updated 18 August 2026 · 6 min read · 15 FAQs Udyam (MSME) Registration — Free Online, New 2025 Limits The free government process to register your business as an MSME, the revised Micro/Small/Medium limits effective 1 April 2025, the documents you need, and the real be… Updated 18 August 2026 · 5 min read · 15 FAQs Udyam Certificate Download — Free, in 6 Steps How to print and save your Udyam (MSME) registration certificate as a PDF from the official portal — using your URN and an OTP. It is free, available 24/7, and there i… Updated 18 August 2026 · 5 min read · 15 FAQs Udyam Registration Fees — It Is Free (Rs 0) Udyam (MSME) registration on the official government portal costs nothing. Here is the real fee position, why agents charge you, the revised 2025 classification limits… Updated 18 August 2026 · 4 min read · 16 FAQs Udyam Registration Verify — Check & Print in Minutes How to verify an Udyam registration certificate on the official portal, the URN format, when an OTP is needed, what details are shown, and how to download or print the… Updated 18 August 2026 · 5 min read · 14 FAQs

Accounting Services for Small Business & Startups End-to-end books and compliance for a growing business — bookkeeping, GST and ITR filing, TDS, tax audit, AIS/26AS reconciliation and the MSME 45-day payment rule, han… Updated 18 August 2026 · 5 min read · 16 FAQs Apply for a PAN Card Online — Fee, Documents & Instant e-PAN How to apply for a new PAN through Protean (NSDL) or UTIITSL with Form 49A, the exact fee and timeline, the documents you need, and the free instant e-PAN route via Aa… Updated 18 August 2026 · 5 min read · 15 FAQs Budget 2025 Highlights — Rs 12 Lakh Zero Tax The Union Budget 2025-26 income-tax changes: revised new-regime slabs, the enhanced Section 87A rebate that makes income up to Rs 12 lakh tax-free, the Rs 75,000 stand… Updated 18 August 2026 · 4 min read · 15 FAQs Clubbing of Income — Sections 60, 61 & 64 Explained When income earned by your spouse, minor child or daughter-in-law is added to your taxable income — the transfers that trigger clubbing, the scenarios that escape it a… Updated 18 August 2026 · 6 min read · 15 FAQs Corporate Tax Rate in India — 22% Under Section 115BAA The income-tax rate for domestic and foreign companies for FY 2025-26, the concessional 22% and 15% regimes, how surcharge and cess build the effective rate, and where… Updated 18 August 2026 · 5 min read · 15 FAQs Crypto Tax in India — Flat 30%, 1% TDS, No Set-off How cryptocurrency and other Virtual Digital Assets are taxed at a flat 30% under Section 115BBH, the 1% TDS under Section 194S, why losses cannot be set off, and how… Updated 18 August 2026 · 5 min read · 16 FAQs Dividend Tax in India — Taxable at Your Slab Rate How dividends from shares, mutual funds and foreign companies are taxed after the DDT abolition, the 10% TDS under Sections 194 and 194K, and exactly how to report div… Updated 18 August 2026 · 5 min read · 15 FAQs DTAA Relief in India — Avoid Being Taxed Twice How the Double Tax Avoidance Agreement cuts your Indian TDS, when to use the treaty rate over the domestic rate, and the exact documents — TRC, Form 10F and Form 67… Updated 18 August 2026 · 5 min read · 16 FAQs F&O Tax in India — Business Income, Slab Rate, ITR-3 How futures & options profit is taxed as non-speculative business income, how F&O turnover is computed for the audit test, which ITR form to use, and how to set off an… Updated 18 August 2026 · 5 min read · 17 FAQs Financial Year vs Assessment Year — FY 2025-26 = AY 2026-27 The Financial Year is when you earn income; the Assessment Year is the very next year in which you file and get assessed. Which one to pick on the portal, the full FY/… Updated 18 August 2026 · 5 min read · 14 FAQs Form 10E — Section 89(1) Relief on Salary Arrears What Form 10E is, why it must be filed before your ITR, how Section 89(1) relief is calculated step by step, which incomes qualify, and how to file it on the e-filing… Updated 18 August 2026 · 5 min read · 15 FAQs Form 15CA / 15CB — Getting a Foreign Remittance Through Before a bank will send money abroad it wants Form 15CA, and often a chartered accountant's certificate in Form 15CB. Which part you file — A, B, C or D — turns on two… Updated 10 September 2026 · 5 min read · 11 FAQs Freelancer Tax in India — 44ADA, GST & ITR How freelancers and independent professionals are taxed: presumptive 50% under Section 44ADA, when GST applies, how to claim 194J TDS, advance tax, and which ITR form… Updated 18 August 2026 · 5 min read · 16 FAQs Gift Tax in India — Who Pays, Who is Exempt When a gift is tax-free, when it is taxed as "Income from Other Sources", the Rs 50,000 non-relative rule, the list of exempt relatives and exactly how to report it in… Updated 18 August 2026 · 5 min read · 16 FAQs Income from Business or Profession — PGBP, Simplified What income falls under PGBP, the deductions you can claim, presumptive taxation under Sections 44AD and 44ADA, and when books of accounts and a tax audit become compu… Updated 18 August 2026 · 6 min read · 16 FAQs Income from House Property — How Rental Income Is Taxed From Gross Annual Value to Net Annual Value, the 30% standard deduction under Section 24(a), the home-loan interest deduction under Section 24(b), self-occupied vs let… Updated 18 August 2026 · 6 min read · 16 FAQs Income from House Property — Section 24, Let-out & Loss Set-off How rental and home-loan income is taxed under the head "house property": the GAV-to-NAV computation, the 30% standard deduction, the Section 24(b) interest limit, and… Updated 18 August 2026 · 6 min read · 16 FAQs Income from Other Sources — Interest, Dividends & Gifts The residual head of income under Section 56 — how FD and savings interest, dividends, lottery and gaming winnings, gifts and family pension are taxed, at what rate, a… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax Exemptions in India — Section 10 List Every fully-exempt income under Section 10 — agricultural income, HRA, LTA, gratuity, leave encashment, PPF and LIC maturity — with limits and which ones still work un… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax for a Businessman in India — Slabs, 44AD & Audit How business income is taxed by structure, the Section 44AD/44ADA presumptive scheme, which expenses you can deduct, and when a tax audit becomes mandatory — updated f… Updated 18 August 2026 · 5 min read · 17 FAQs Income Tax for a Disabled Person — 80U, 80DD & 80DDB The flat disability deductions under Sections 80U and 80DD, the specified-disease deduction under 80DDB, the enhanced transport allowance and why the tax regime you pi… Updated 18 August 2026 · 6 min read · 15 FAQs Income Tax for a Housewife — Do You Have to File? When a homemaker must file an ITR, how the Section 64 clubbing rule taxes husband-gifted income, and how own earnings, stridhan and home-business income are taxed in h… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for an NRI Returning to India — RNOR, NRE/FCNR & DTAA How a returning NRI is taxed: the RNOR window where only Indian income is taxed, when NRE/FCNR interest stays exempt, FEMA account redesignation, and the switch to glo… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Architects — 44ADA, 194J & GST How architects are taxed in India: the Section 44ADA presumptive scheme, 10% TDS under 194J, 18% GST on architectural services, the right ITR form and advance-tax rule… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax for Business in India — Rates, Audit & ITR How your business is taxed by legal form — proprietorship, partnership, LLP and company — with rates, advance tax, tax-audit thresholds, presumptive schemes and the ri… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Chartered Accountants — 44ADA, TDS & Firm Tax How a practising CA is taxed: the Section 44ADA presumptive scheme, TDS under 194J, partnership-firm rate, GST, advance tax and the correct ITR form for AY 2026-27. Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Consultants — 44ADA or Regular? How independent consultants are taxed in India — Section 44ADA presumptive scheme, the right ITR form, 18% GST, TDS under 194J, advance tax and the new vs old regime c… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Defence Personnel — What is Exempt? How income tax applies to Army, Navy and Air Force personnel: taxable salary, exempt disability pension, gallantry-award relief, field & high-altitude allowances, the… Updated 18 August 2026 · 6 min read · 15 FAQs Income Tax for Designers in India — 44ADA, TDS & GST How graphic, web, interior and fashion designers are taxed: the Section 44ADA presumptive scheme, TDS under 194J, GST at 18%, the new-regime slabs and which ITR to file. Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Doctors in India — 44ADA, TDS & ITR How doctors are taxed in FY 2025-26 — Section 44ADA presumptive scheme, TDS under 194J, ITR-3 vs ITR-4, the new vs old regime choice, deductions and GST exemption on h… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Doctors — 44ADA, TDS & ITR Made Simple How self-employed doctors are taxed under Section 44ADA presumptive scheme, the 194J TDS hospitals deduct, GST exemption on healthcare, which ITR form to file, and old… Updated 18 August 2026 · 5 min read · 14 FAQs Income Tax for Engineers — Salaried or Freelance? How salaried and freelance engineers are taxed for AY 2026-27 — the new-regime slabs, Section 44ADA presumptive tax, TDS 194J, the right ITR form and when GST kicks in. Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Farmers — Is Agricultural Income Taxed? Agricultural income is fully exempt, but the partial-integration rule, land-sale capital gains and non-agri activities like dairy and poultry can still create a tax bi… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax for Farmers — Is Farm Income Taxable? Agricultural income is fully exempt in India — but the partial integration rule, capital gains on land sale and non-farm income can still create a tax bill. Here is ex… Updated 18 August 2026 · 6 min read · 15 FAQs Income Tax for Freelancers in India — 44ADA or Full Books? How freelance income is taxed under PGBP, the Section 44ADA 50% presumptive scheme, ITR-4 vs ITR-3, advance tax, 194J TDS, GST and the new-regime slabs for FY 2025-26. Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax for HUF — A Second Tax Entity for Your Family An HUF (Hindu Undivided Family) is taxed as a separate person with its own PAN, its own slabs and its own 87A rebate. Here is how the tax works, how to create one, and… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Judges in India — What Is Taxed & What Is Exempt Salary, official residence, sumptuary allowance, pension and TDS for Supreme Court, High Court and district-court judges under the Income-tax Act 2025 — plus the new-r… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax for Lawyers 44ADA, 194J TDS & GST How advocates are taxed on professional income — the Section 44ADA presumptive scheme, TDS under 194J, who pays GST on legal services under reverse charge, and which I… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax for NGOs in India — Exempt or Taxable? How Section 11 exemption, 12AB registration, the 85% application rule, 80G approval for donors and the Form 10B audit decide whether your trust, society or Section 8 c… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for NRI in India — What Is Taxable & How to File How residential status is decided, which income is taxable in India, which ITR form to use, DTAA relief, NRE/FCNR exemptions, TDS on NRO income and repatriation — all… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Pensioners in India (FY 2025-26) How pension is taxed, the Rs75,000 standard deduction, commuted pension exemption, Section 80TTB, family pension rules and every senior citizen benefit for AY 2026-27. Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Police Officers — Allowances, Exemptions & NPS How a police officer's salary, uniform allowance, risk allowance, HRA and NPS are taxed under the Income-tax Act, 2025 — with the new-regime rebate that makes salary u… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax for Politicians — MP, MLA & Party Rules How MP and MLA salary, constituency and daily allowances, pension and political-party income are taxed under the Income-tax Act, 2025 — plus asset disclosure and penal… Updated 18 August 2026 · 7 min read · 16 FAQs Income Tax for Retired Persons & Pensioners in India How pension is taxed, the senior-citizen slabs under both regimes, the Section 80TTB interest deduction, advance-tax relief, family-pension rules and which ITR form to… Updated 18 August 2026 · 7 min read · 16 FAQs Income Tax for Self-Employed in India — 44ADA, Deductions & GST How freelancers, consultants and business owners are taxed — presumptive Section 44ADA / 44AD, actual-expense route, the new default regime, advance tax and GST regist… Updated 18 August 2026 · 5 min read · 17 FAQs Income Tax for Senior Citizens — Slabs & Special Benefits Tax slabs for those aged 60+ and 80+, the new-vs-old regime choice, and the deductions exclusive to seniors — 80TTB, 80D, no advance tax and the Section 194P filing ex… Updated 18 August 2026 · 3 min read · 16 FAQs Income Tax for Sportspersons — Resident vs Non-Resident How prize money, IPL & BCCI income, endorsements and government awards are taxed — slab rates for residents, a flat 20% for non-residents under Section 115BBA, and the… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax for Students — Do You Actually Owe Tax? Scholarships, internship stipends, freelance earnings, tuition income and stock gains — what a student in India is taxed on for FY 2025-26 (AY 2026-27), and when to fi… Updated 18 August 2026 · 7 min read · 16 FAQs Income Tax for Teachers & Professors — Salary, Tuition & ITR How school teachers, college professors, private tutors and online educators are taxed in FY 2025-26 — salary TDS, the ₹75,000 standard deduction, tuition income under… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Teachers in India — Salary, Tuition & 44ADA How teachers and professors are taxed under the new default regime: salary, private tuition, coaching & edtech income, Section 44ADA presumptive tax, 194J TDS, NPS ben… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax for Trusts in India — Exempt or Taxed at 30%? How trusts are taxed under the Income-tax Act, 2025: Section 11 exemption, 12AB registration, the 85% application rule, Section 13 forfeiture and the maximum marginal… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax in India — A Complete Beginner's Guide What income tax is, the five heads of income, new vs old regime slabs for FY 2025-26 (AY 2026-27), the ₹12.75 lakh zero-tax point for salaried, ITR forms and due… Updated 18 August 2026 · 6 min read · 17 FAQs Income Tax in India — Slabs, Regimes & Filing The new-regime slabs, why income up to Rs 12 lakh can be tax-free, how the old and new regimes compare, which ITR form you file and the FY 2025-26 due dates — in one p… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax on Bonus in India — Slab Rate, Not Flat How your bonus is taxed as salary, how the employer deducts TDS under Section 192, the rules on joining-bonus clawback, and legal ways to reduce the tax hit. Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax on Dividends — Slab Rate + 10% TDS How dividend income is taxed in your hands at slab rates, the Section 194 TDS at 10% (threshold now Rs10,000), the only deduction allowed, and how mutual-fund and fore… Updated 18 August 2026 · 5 min read · 17 FAQs Income Tax on Gifts in India — Taxable or Exempt? When a gift is taxable, the ₹50,000 rule for non-relatives, the full list of exempt relatives, wedding & property gifts, and how to report gift income in your ITR unde… Updated 18 August 2026 · 6 min read · 16 FAQs · Interactive Income Tax on Gifts Received in India — Taxable or Exempt? The ₹50,000 rule under Section 56(2)(x), who counts as a "relative", wedding-gift and inheritance exemptions, how gifts of property and shares are valued, and how to r… Updated 18 August 2026 · 6 min read · 17 FAQs · Interactive Income Tax on Interest Income — FD, Savings, PPF & More How FD, RD, savings, NSC, PPF, NRE and bond interest is taxed for FY 2025-26 — TDS under Section 194A, the 80TTA/80TTB deductions, exemptions and how to report it in y… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax on Rental Income — How Much Do You Pay? How rent is taxed under "Income from House Property": the 30% standard deduction, home-loan interest, TDS on rent, new-vs-old regime treatment and how to report it in… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax on Rental Property — How Much Do You Pay? How rent is taxed under "Income from House Property": Gross Annual Value, the 30% standard deduction, home-loan interest, loss set-off and TDS on rent — with a worked… Updated 18 August 2026 · 5 min read · 16 FAQs Income Tax on Share Trading — LTCG, STCG, Intraday & FnO How every kind of stock-market income is taxed in India — long-term and short-term capital gains, intraday speculative income, futures & options business income, loss… Updated 18 August 2026 · 6 min read · 16 FAQs Income Tax Penalties — Section 270A, 271, 271B & 271H What penalty applies when income is under-reported or misreported, how the older Section 271(1)(c) still works, and the separate penalties for tax-audit and TDS-return… Updated 18 August 2026 · 5 min read · 16 FAQs NRI Taxation in India — Status, India Income & DTAA How your residential status is decided by the 182-day rule, which India-source income is taxable, how NRO, NRE and FCNR accounts are taxed, the Section 195 TDS on prop… Updated 18 August 2026 · 6 min read · 16 FAQs PAN & TAN Application — Which Number You Need, and How to Get It PAN identifies a taxpayer, TAN identifies a deductor. This guide covers both: the correct application form for each, government fees, the instant Aadhaar e-PAN route… Updated 10 September 2026 · 5 min read · 12 FAQs PAN Card Apply Online — New PAN, e-PAN & Form 49A How to apply for a new PAN card online through Protean (NSDL) or UTIITSL, when to use the free instant e-PAN, the documents you need, the Rs 107 fee and how long each… Updated 18 August 2026 · 5 min read · 16 FAQs PAN Card Download — Free e-PAN in Minutes Download your e-PAN free from the income tax portal with just Aadhaar and an OTP, open the password-protected PDF, and use the legally valid e-PAN for KYC, ITR and GST. Updated 18 August 2026 · 5 min read · 16 FAQs PAN Correction / Update — Fixing a Wrong Name, DOB or Address A single wrong letter on a PAN can stop Aadhaar linking, break e-verification of your return and freeze a refund. This guide covers what can be corrected, the proof ea… Updated 10 September 2026 · 4 min read · 10 FAQs Pension Income Tax — Is Your Pension Taxable? How each type of pension is taxed in India — monthly government pension, commuted lump sums, family pension and NPS annuity — with the exemptions, standard deduction a… Updated 18 August 2026 · 5 min read · 15 FAQs Property Tax in India — Pay It, Then Deduct It How municipal property tax is calculated (ARV, UAV, CVS), where to pay it online for the major cities, and how the tax you actually pay reduces your rental income unde… Updated 18 August 2026 · 6 min read · 15 FAQs Rental Income Tax — House Property, 30% & TDS How rent is taxed under "Income from House Property": Gross and Net Annual Value, the 30% standard deduction, home-loan interest under Section 24(b), loss set-off limi… Updated 18 August 2026 · 6 min read · 16 FAQs RNOR Tax Status — Foreign Income Tax-Free for 2–3 Years How a returning NRI qualifies as Resident but Not Ordinarily Resident, why foreign income stays exempt during this window, what happens to NRE interest, and the foreig… Updated 18 August 2026 · 5 min read · 17 FAQs Section 115BAA — 22% Flat Tax for Companies The concessional 22% corporate tax regime for domestic companies: the effective rate, the deductions you must give up, the MAT exemption, Form 10-IC and how it differs… Updated 18 August 2026 · 5 min read · 16 FAQs Section 115BAC — The New (Default) Tax Regime The concessional slab rates under Section 115BAC(1A), the Rs12 lakh zero-tax rebate under 87A, the Rs75,000 standard deduction, and exactly which deductions you give u… Updated 18 August 2026 · 5 min read · 16 FAQs Section 206C — Tax Collected at Source (TCS) The full Section 206C TCS rate chart for FY 2025-26 (AY 2026-27): LRS foreign remittance, car purchase above ₹10 lakh, scrap and minerals, Form 27D, and how to claim T… Updated 18 August 2026 · 5 min read · 16 FAQs Section 234B & 234C — Interest on Advance Tax What triggers Section 234B and 234C interest, the 1% per month rate, the 90% test, installment due dates and worked examples showing exactly how to avoid the charge. Updated 18 August 2026 · 5 min read · 16 FAQs Section 234F Late Fee — Rs5,000 or Rs1,000? The late-filing fee for missing your ITR due date: how much you pay, when it is nil, how it differs from Section 234A interest, and what to do after 31 December. Updated 18 August 2026 · 6 min read · 16 FAQs Section 24 — Home Loan Interest Rs2 Lakh or Unlimited? The Section 24(b) interest limit for a self-occupied home, the unlimited interest on let-out property, the 30% standard deduction u/s 24(a), pre-construction interest… Updated 18 August 2026 · 6 min read · 16 FAQs Section 269ST — Cash Receipt Limit of Rs 2 Lakh No person may receive Rs 2,00,000 or more in cash from one person in a single day, single transaction, or single event. The 100% penalty falls on the receiver, not the… Updated 18 August 2026 · 4 min read · 15 FAQs Section 270A Penalty — Under-Reporting or Misreporting? The 50% penalty for under-reporting income, the 200% penalty for misreporting, how it replaced the old Section 271(1)(c), and how to get immunity under Section 270AA. Updated 18 August 2026 · 5 min read · 16 FAQs Section 40A(3) — Cash Payment Disallowance Explained When a business cash payment above Rs10,000 to one person in a day is 100% disallowed, the higher Rs35,000 limit for transporters, the Rule 6DD exceptions and the Sect… Updated 18 August 2026 · 5 min read · 16 FAQs Section 43B — Deduct Only What You Actually Pay Section 43B lets you deduct taxes, PF/ESI, bonus, bank interest and MSME dues only when actually paid, not when merely provisioned. Since FY 2023-24, clause 43B(h) dis… Updated 18 August 2026 · 5 min read · 14 FAQs Section 43B — Deductions Allowed Only on Actual Payment PF, taxes, bonus, leave encashment, bank interest and MSME dues are deductible only when you actually pay them. The 43B(h) clause disallows late payments to Micro & Sm… Updated 18 August 2026 · 6 min read · 16 FAQs Section 44AD vs 44ADA — Which One Fits You? The difference between presumptive taxation for business (44AD) and profession (44ADA) — turnover limits, profit rates, eligibility, the 5-year lock-in and which one l… Updated 18 August 2026 · 5 min read · 16 FAQs Section 44AD — Presumptive Tax for Business Declare 8% of turnover as profit (6% on digital receipts) up to ₹3 crore, skip books of accounts and tax audit, and file the simple ITR-4 (Sugam). Here are the limits… Updated 18 August 2026 · 5 min read · 16 FAQs Section 44ADA — 50% Presumptive Tax for Professionals How doctors, lawyers, CAs, architects and consultants can declare 50% of gross receipts as income — no books, no tax audit — the Rs 75L / Rs 50L limits, ITR-4 and adva… Updated 18 August 2026 · 6 min read · 16 FAQs Section 44B — Non-Resident Shipping Tax How presumptive taxation works for a foreign shipping company: 7.5% of Indian freight is deemed profit, collected before the ship sails under Section 172 — plus the si… Updated 18 August 2026 · 6 min read · 16 FAQs Section 56(2) — Gifts, Angel Tax & Income from Other Sources When gifts become taxable, the ₹50,000 threshold, who counts as a "relative", the abolition of angel tax and how every other-source receipt — dividends, lottery, inter… Updated 18 August 2026 · 5 min read · 15 FAQs Section 89(1) Relief on Salary Arrears When arrears, advance salary, gratuity or VRS received this year push you into a higher slab, Section 89(1) refunds the extra tax — provided you file Form 10E online b… Updated 18 August 2026 · 5 min read · 16 FAQs Section 9 — Income Deemed to Accrue or Arise in India When is a non-resident taxed in India? Section 9 is the deeming provision that pulls business-connection profits, indirect transfers, royalty, FTS, interest and India… Updated 18 August 2026 · 5 min read · 15 FAQs Self-Employed Tax in India — 44ADA, ITR-4 & Advance Tax How freelancers, consultants and professionals are taxed: the Section 44ADA presumptive scheme, when to use ITR-4 vs ITR-3, 10% TDS under 194J, the advance-tax schedul… Updated 18 August 2026 · 6 min read · 15 FAQs Senior Citizen Income Tax — Slabs, 80TTB & No Advance Tax The special tax benefits for senior (60-79) and super-senior (80+) citizens: higher old-regime exemption, the Section 80TTB interest deduction, advance-tax exemption… Updated 18 August 2026 · 5 min read · 15 FAQs Set Off & Carry Forward of Losses — Which Loss, Against What? How income-tax losses are adjusted: intra-head first, then inter-head, then carry forward. Business, house property (Rs2L cap), capital gains, F&O and speculation rule… Updated 18 August 2026 · 6 min read · 16 FAQs Set-Off & Carry Forward of Losses — 8 Years, and the Due-Date Trap How losses are set off in the same year, how long each type can be carried forward, why capital and business losses need a timely ITR, and the one loss that never expi… Updated 18 August 2026 · 6 min read · 15 FAQs Stamp Duty on Property — Rates & the 80C Benefit What stamp duty and registration charges cost across states, how they are calculated on circle rate vs market value, and how to claim them under Section 80C in the old… Updated 18 August 2026 · 5 min read · 16 FAQs Surcharge on Income Tax — Rates & Marginal Relief How the income-tax surcharge works for high earners — the slab-wise rates, why the new regime caps it at 25%, the 15% cap on capital gains, and how marginal relief sto… Updated 18 August 2026 · 5 min read · 15 FAQs Surcharge on Income Tax — Rates, Marginal Relief & Cap What surcharge is, the FY 2025-26 rates for individuals and companies, why the 37% rate is gone under the new regime, the 15% cap on capital gains, and how marginal re… Updated 18 August 2026 · 5 min read · 16 FAQs Tax on Dividend Income — Taxed at Your Slab Rate How dividend from Indian shares, mutual-fund IDCW and foreign stocks is taxed in your hands, the 10% TDS under Section 194, the new Rs 10,000 threshold and the Section… Updated 18 August 2026 · 6 min read · 17 FAQs Tax on Family Pension — Section 57(iia), Both Regimes How family pension is taxed under "Income from Other Sources", the Section 57(iia) standard deduction (now up to Rs 25,000 in the new regime), why it survives in the d… Updated 18 August 2026 · 6 min read · 15 FAQs Tax on FD Interest, Salary, EPF & Other Income How fixed-deposit interest, salary and perquisites, EPF/PF, gratuity, dividends and gifts are taxed for FY 2025-26 — the slab treatment, the raised TDS thresholds and… Updated 18 August 2026 · 6 min read · 16 FAQs Tax on Gifts in India — Section 56(2)(x) Rules When a gift is tax-free, when the Rs 50,000 limit makes it fully taxable, who counts as a "relative", and how to report gifts in your ITR — cash, property, shares and… Updated 18 August 2026 · 6 min read · 16 FAQs Tax on Lottery & Gambling — Flat 30%, No Deductions How lottery, game-show, betting, horse-racing and online-gaming winnings are taxed at a flat 30% under Section 115BB, the TDS rules under 194B / 194BB / 194BA, and exa… Updated 18 August 2026 · 5 min read · 15 FAQs Tax on NPS ₹50,000 Extra u/s 80CCD(1B) How the National Pension System is taxed — the 80CCD(1), 80CCD(1B) and employer 80CCD(2) deductions, what survives in the new regime, and how your maturity lump sum, a… Updated 18 August 2026 · 5 min read · 16 FAQs Tax on NRI Income — India-Source Only Which income an NRI is taxed on in India, the higher TDS rates under Section 195, how NRE, NRO and FCNR accounts differ, DTAA relief, and the ITR rules for FY 2025-26. Updated 18 August 2026 · 6 min read · 16 FAQs Tax on Rental Income — House Property, Step by Step How rent from your property is taxed under "Income from House Property": Gross and Net Annual Value, the flat 30% deduction, home-loan interest, TDS on rent, loss set… Updated 18 August 2026 · 6 min read · 15 FAQs Tax on Salary, Interest & EPF — What You Actually Pay How salary and perquisites, EPF and PF interest, and bank / FD / savings interest are taxed for FY 2025-26 — with the standard deduction, TDS thresholds, 80TTA/80TTB a… Updated 18 August 2026 · 6 min read · 16 FAQs Tax on Stock Trading in India Intraday, F&O & Delivery How delivery, intraday and F&O trades are taxed — capital gains at 20% / 12.5% on delivery, slab-rate business income for intraday (speculative) and F&O (non-speculati… Updated 18 August 2026 · 6 min read · 16 FAQs Tax on YouTube & Influencer Income — Business Income at Slab Rates How AdSense, brand deals and sponsorship income are taxed, when GST registration kicks in, the deductions creators can claim, and which ITR form to file. Updated 18 August 2026 · 5 min read · 16 FAQs Tax Saving for Salaried — New Regime vs Old Regime Exactly how a salaried employee saves tax in FY 2025-26: the new regime's Rs 75,000 standard deduction and nil tax up to Rs 12.75 lakh, versus the old regime's 80C, NP… Updated 18 August 2026 · 6 min read · 16 FAQs Tax Saving Investments — Old Regime Deductions, New Regime Rebate The complete FY 2025-26 tax-saving toolkit — 80C, NPS 80CCD(1B), 80D, home-loan interest and more — which ones need the old regime, and when the new regime's higher re… Updated 18 August 2026 · 6 min read · 15 FAQs Tax Saving Tips — Legally Cut Your Income Tax The deductions and exemptions that actually reduce your income tax — 80C, 80D, NPS, HRA and home-loan interest under the old regime — and what still saves tax under th… Updated 18 August 2026 · 5 min read · 16 FAQs Tax-Free Income in India — Section 10 & the Zero-Tax Limit What income is completely exempt from tax in India, the zero-tax threshold up to Rs 12.75 lakh under the new regime, and the full Section 10 list of exemptions with th… Updated 18 August 2026 · 6 min read · 15 FAQs TCS Tax — Section 206C, Rates & ITR Credit What Tax Collected at Source means, the Section 206C rate chart, TCS on cars above Rs 10 lakh, the revised LRS foreign-remittance rules, and exactly how to claim TCS b… Updated 18 August 2026 · 6 min read · 16 FAQs The Five Heads of Income — How Your Income Is Classified Every rupee you earn falls under one of five heads. Here is what each head covers, the governing sections, the deductions allowed, how losses set off and how it all ro… Updated 18 August 2026 · 6 min read · 16 FAQs The Income-tax Act, 2025 — A New Law, Not New Taxes The Income-tax Act, 2025 replaces the 60-year-old 1961 Act from 1 April 2026. It is a clean-language recodification — same slabs, same deductions, renumbered sections.… Updated 18 August 2026 · 5 min read · 15 FAQs UAN Login — EPFO Portal & Your EPF Tax Rules How to log in and activate your UAN at the EPFO member portal, check your PF balance and withdraw online — plus exactly when your EPF interest and withdrawals become t… Updated 18 August 2026 · 6 min read · 16 FAQs Voluntary Provident Fund (VPF) — 8.25%, With an 80C Catch The VPF interest rate, how much extra you can contribute, the Section 80C benefit and its regime catch, the Rs 2.5 lakh interest-taxability threshold, and the 5-year w… Updated 18 August 2026 · 6 min read · 16 FAQs What is Income Tax in India — Meaning, Slabs & Basics What income tax is, who pays it, the five heads of income, financial year vs assessment year, the new vs old regime, and exactly how tax is calculated and paid for FY… Updated 18 August 2026 · 6 min read · 17 FAQs