Ask Veda

TaxClue AI · Active
Namaste! I'm Veda — TaxClue's AI compliance assistant. 🙏

Ask me anything about GST, ITR, Company registration, Trademark, FSSAI or any compliance topic. When you're ready, I'll connect you with our expert for a callback.
Share your details — our expert will call you
Powered by TaxClue · India's Trusted Compliance Platform
Guide · TDS

Section 206AB — Higher TDS for Non-Filers,
Omitted from 1 April 2025

Section 206AB imposed higher TDS on ITR non-filers from July 2021. Finance Act 2025 omitted it from FY 2025-26 — here is what changed, what applied before, and what deductors do now.

TaxClue Editorial Desk Updated 18 August 2026 5 min read 16 FAQs answered
Updated for FY 2025-26 Reviewed by a Tax Expert Deductor Compliance Guide
Quick Answer

Section 206AB has been omitted with effect from 1 April 2025 by the Finance Act 2025. For FY 2025-26 (AY 2026-27) onwards there is no higher TDS on ITR non-filers and no need to check "specified person" status. Until 31 March 2025 it required TDS at the higher of twice the normal rate or 5% on payees who had not filed ITR and whose TDS/TCS exceeded ₹50,000. Its TCS twin, Section 206CCA, was omitted on the same date.

Status now Omitted
Effective 1 Apr 2025
Old rate max(2×,5%)
TCS twin (206CCA) Also omitted
Big relief for deductors from FY 2025-26

From 1 April 2025 you no longer run the TRACES "specified person" check before deducting TDS. Deduct at the normal section rate (subject only to Section 206AA if PAN is missing/inoperative). This removes the capital-blocking and compliance burden that 206AB/206CCA created since July 2021.

Budget 2025

What Changed — Before vs Now

The Finance Act 2025 omitted both Section 206AB (TDS) and Section 206CCA (TCS) because verifying a payee's return-filing status at the time of each deduction was hard, blocked capital and raised compliance cost. The change applies from 1 April 2025.

Till 31 Mar 25

Old regime (1 Jul 2021 – 31 Mar 2025)

  • Higher TDS on "specified persons" (ITR non-filers)
  • Rate = higher of 2× normal rate or 5%
  • Mandatory TRACES 206AB/206CCA check each year
  • Capital blocked, extra compliance for deductors
vs
From 1 Apr 25

New position (FY 2025-26 onwards)

  • Section 206AB & 206CCA omitted — no higher rate
  • Deduct at the normal section rate only
  • No "specified person" / TRACES check needed
  • Section 206AA (no-PAN) still applies separately

Still getting TDS deducted at 20% or need to file TDS returns correctly? Get it reviewed.

Talk to a TDS Expert →
Historical · till 31 Mar 2025

Who Was a “Specified Person”?

Section 206AB applied only to a specified person. From 1 April 2023 (Finance Act 2023) the test looked at one preceding year (originally two years under the Finance Act 2021). A payee was a specified person for FY 2024-25 if both conditions below were met:

ConditionRequirement (FY 2024-25)
ITR not filedITR not filed for the immediately preceding year for which the Section 139(1) due date had expired
TDS/TCS thresholdAggregate TDS + TCS in that year was ₹50,000 or more

Never applied to non-residents without a PE in India. This entire test is redundant from 1 April 2025.

A payee was not a specified person if they had filed the ITR for that year, or their TDS/TCS was below ₹50,000. Salary and a few other sections were always outside 206AB (see the old-rates note below).

For old years (FY 2021-22 to 2024-25) the rule still governs

If you are correcting a TDS return, assessment or notice for any year up to 31 March 2025, Section 206AB applies for that period. The omission is prospective from FY 2025-26 — it does not undo higher TDS that was correctly deducted earlier.

Historical rate examples

How the Higher Rate Worked (till 31 Mar 2025)

The 206AB rate was the highest of: (a) twice the rate in the TDS section, (b) twice the rate in force, or (c) 5%. It never applied to Section 192 (salary), 192A, 194B, 194BB, 194LBC or 194N, nor to non-residents without a PE.

Normal TDS SectionNormal RateOld 206AB Rate = max(2×, 5%)
194A — Bank / other interest10%20%
194J — Professional fees10%20%
194J — Technical services2%5%
194C — Contractor (individual/HUF)1%5%
194C — Contractor (others)2%5%
194I — Rent (land & building)10%20%
194H — Commission / brokerage2%5%
194Q — Purchase of goods0.1%5%

194H was reduced to 2% from 1 Oct 2024, so its old 206AB rate = max(4%, 5%) = 5%. These rates are historical only — not applicable from FY 2025-26.

Old 194J fee to a non-filer

Professional fee₹1,00,000
Normal TDS @ 10%₹10,000
206AB @ 20%₹20,000
Extra tax deducted₹10,000

Now Same fee, FY 2025-26

Professional fee₹1,00,000
206ABOmitted
TDS @ normal 10%₹10,000
TDS deducted₹10,000

Want your current TDS rates and returns handled correctly for FY 2025-26?

See the TDS Rate Chart →
The two twins

Section 206AB vs Section 206CCA

Both sections were introduced together (Finance Act 2021, effective 1 July 2021) and both were omitted together from 1 April 2025. The only difference was TDS versus TCS.

FeatureSection 206ABSection 206CCA
Applied toTDS (tax deducted at source)TCS (tax collected at source)
Who actedDeductor (payer)Collector (seller)
Introduced1 July 20211 July 2021
Omitted from1 Apr 20251 Apr 2025
Old higher ratemax(2× normal rate, 5%)max(2× normal rate, 5%)
Deductor action now

What Deductors Do From FY 2025-26

  • Stop running the TRACES 206AB/206CCA "specified person" check
  • Deduct TDS at the normal section rate
  • Apply Section 206AA only if PAN is missing or inoperative
  • Keep 206AB records for past years (up to FY 2024-25) for assessments
  • File TDS returns (26Q etc.) with the correct current rates

The TRACES Compliance Check for 206AB & 206CCA utility is no longer relevant for deductions from 1 April 2025. Only Section 206AA (higher TDS where the payee has no valid PAN) continues to apply.

Do not confuse 206AB with 206AA

206AA (no-PAN / inoperative-PAN higher TDS, usually 20%) is a different, still-active section. It was not omitted. If TDS is being deducted at 20% now, the reason is 206AA (PAN issue), not 206AB.

Government sourcesAct & sections: incometax.gov.in · Finance Act 2025 — omission of Sections 206AB & 206CCA, effective 1 April 2025 · Finance Act 2023 — specified-person test reduced from two years to one year (eff. 1 Apr 2023) · Finance Act 2021 — introduced 206AB / 206CCA, effective 1 July 2021
People also ask

Section 206AB — Frequently Asked Questions

Current status
Is Section 206AB still applicable in FY 2025-26?
No. Section 206AB was omitted by the Finance Act 2025 with effect from 1 April 2025. From FY 2025-26 (AY 2026-27) there is no higher TDS on ITR non-filers and no requirement to check whether a payee is a "specified person". Deductors simply deduct at the normal rate of the applicable TDS section.
When was Section 206AB removed?
Section 206AB (and its TCS counterpart Section 206CCA) was omitted by the Finance Act 2025, effective 1 April 2025. So the last period it applied to was FY 2024-25 (up to 31 March 2025). The change is prospective — it applies to deductions made on or after 1 April 2025.
Why was Section 206AB removed in Budget 2025?
The government removed it because deductors and collectors found it difficult to verify, at the time of each deduction or collection, whether the payee had filed returns. This led to higher rates being applied, blocking of the payee's capital, and a heavy compliance burden — so both 206AB and 206CCA were omitted from 1 April 2025.
Do I still need to do the TRACES 206AB compliance check?
Not for deductions from 1 April 2025 onwards. The TRACES "Compliance Check for Section 206AB & 206CCA" is no longer needed for current TDS. You would only refer to it when correcting or defending TDS for periods up to 31 March 2025, when the section was still in force.
How it worked
What was Section 206AB and when did it apply?
Section 206AB was introduced by the Finance Act 2021, effective 1 July 2021. It required a deductor to deduct TDS at a higher rate if the payee was a "specified person" — broadly, someone who had not filed their income tax return and whose aggregate TDS/TCS exceeded ₹50,000. It applied from 1 July 2021 until it was omitted on 1 April 2025.
What was the TDS rate under Section 206AB?
While in force, the 206AB rate was the highest of: (a) twice the rate specified in the relevant TDS section, (b) twice the rate in force, or (c) 5%. For example, if the normal 194J rate was 10%, the 206AB rate was 20%; if the normal 194C rate was 1%, the 206AB rate was 5% (the higher of 2% and 5%).
Who was a "specified person" under Section 206AB?
A specified person was a payee who had not filed the income tax return for the relevant preceding year(s) and whose aggregate TDS and TCS in that period was ₹50,000 or more. The Finance Act 2021 used a two-year test; the Finance Act 2023 reduced it to one preceding year from 1 April 2023. Non-residents without a permanent establishment in India were never covered.
Was the two-year condition changed to one year?
Yes. When introduced in 2021, a person was "specified" only if they had not filed ITR for two immediately preceding years. The Finance Act 2023 simplified this from 1 April 2023 to just one preceding year (with the ₹50,000 TDS/TCS threshold). This one-year test applied for FY 2023-24 and FY 2024-25 before the section was omitted.
Which sections were excluded from Section 206AB?
Even when it applied, Section 206AB never overrode TDS on salary (Section 192), EPF withdrawal (192A), lottery/game winnings (194B), horse-race winnings (194BB), securitisation-trust income (194LBC) or cash withdrawals (194N). It also did not apply to non-residents without a permanent establishment in India.
How was 206AB calculated for a 194J professional fee?
If a specified person was paid professional fees under Section 194J (normal rate 10%), the 206AB rate was the higher of 2×10% (20%) or 5%, i.e. 20%. On a ₹1,00,000 fee, ₹20,000 was deducted instead of ₹10,000. From FY 2025-26 this no longer applies — only the normal 10% is deducted.
206CCA & 206AA
What is the difference between Section 206AB and 206CCA?
Section 206AB applied to TDS (deducted by the payer) and Section 206CCA applied to TCS (collected by the seller). Both used the same "specified person" test and the same higher-rate formula of max(2× normal rate, 5%), both started on 1 July 2021, and both were omitted on 1 April 2025. The only difference was TDS versus TCS.
Was Section 206CCA also removed?
Yes. Section 206CCA — the TCS twin of 206AB for non-filers — was omitted by the Finance Act 2025 on the same date, 1 April 2025. From FY 2025-26 there is no higher TCS on ITR non-filers either.
Is Section 206AA (no-PAN higher TDS) also removed?
No. Section 206AA is different and still applies. It requires higher TDS (generally 20%, or the normal rate if higher) where the payee does not furnish a valid, operative PAN. Only 206AB and 206CCA (the non-filer sections) were omitted from 1 April 2025 — 206AA remains fully in force.
Practical
My TDS is being deducted at 20% in FY 2025-26 — is it because of 206AB?
No. Since 206AB is omitted from 1 April 2025, 20% deduction now is not due to non-filing. The usual reasons are Section 206AA (PAN not furnished or PAN inoperative because it is not linked with Aadhaar) or the normal rate of that section being 20%. Link your PAN with Aadhaar and share it with the deductor to fix a 206AA case.
Do I still need to file my ITR now that 206AB is gone?
Yes. The removal of 206AB only ends the extra TDS penalty for non-filing; it does not remove your obligation to file. If your income exceeds the basic exemption limit or you meet any mandatory-filing condition, you must still file your return, and filing lets you claim TDS credit and refunds.
Does the omission of 206AB apply to earlier years?
No. The omission is prospective from 1 April 2025. For financial years up to FY 2024-25, Section 206AB still governs — so any TDS return correction, assessment or notice for those years is decided under the old specified-person rules. Higher TDS correctly deducted before 1 April 2025 is not reversed.
If you would rather not do it yourself

Related TaxClue services

TaxClue for deductors & payees

Getting TDS Right in FY 2025-26

With Section 206AB gone, deducting at the correct rate and filing accurate TDS returns matters more than ever. TaxClue's CA-led team handles TDS deduction, 206AA/PAN issues and quarterly returns — 100% online, across India.