Free Tax & Finance
Calculators
Income tax, GST, TDS, capital gains, loans, investments, payroll and company compliance — every calculator on one searchable page, each opening its own full calculator.
Most used
Income Tax Calculator
Old vs New regime FY 2026-27 — slabs, surcharge, cess & 87A rebate.
New vs Old Tax Regime
Side-by-side regime comparison. Which one saves you more tax?
HRA Calculator
Section 10(13A) HRA exemption — metro vs non-metro in seconds.
GST Calculator
Add/remove GST, CGST+SGST / IGST split for any slab.
TDS Calculator
TDS on salary, rent, professional fees & interest.
Capital Gains Calculator
STCG & LTCG on equity, property, gold & debt — 2024 rates.
Loan EMI Calculator
EMI, total interest & amortisation for any loan.
SIP Calculator
Mutual fund SIP future value + wealth gained.
PPF Calculator
Public Provident Fund maturity — 7.1% EEE tax-free, 80C.
Salary Breakup Calculator
Break CTC into basic, HRA, PF, gratuity & take-home.
Advance Tax Calculator
Advance-tax installments & Section 234B/234C interest.
Gratuity Calculator
Gratuity payable under the Payment of Gratuity Act.
Income Tax 55
80C Investment Planner
Plan your ₹1.5L Section 80C investments for maximum saving.
Advance Tax Calculator
Advance-tax installments & Section 234B/234C interest.
Advance Tax Schedule
15/45/75/100% installment plan with due dates.
Capital Gains Calculator
STCG & LTCG on equity, property, gold & debt — 2024 rates.
Crypto / VDA Tax Calculator
Flat 30% + cess on crypto/NFT gains u/s 115BBH & 1% TDS u/s 194S.
Depreciation Calculator
Income-tax & Companies Act depreciation on your assets.
Dividend Tax Calculator
Dividend taxed at slab + 194 TDS above ₹5,000.
DTAA Foreign Tax Relief
Sec 90 credit for tax paid abroad.
F&O Tax Calculator
Futures & options tax, loss set-off & 44AB audit check.
FEMA Penalty & Compounding
Sec 13 penalty + LSF / compounding estimate.
Form 16 Tax Calculator
Verify tax & refund from your Form 16 (old/new).
Gift Tax Calculator
Taxable gifts u/s 56(2)(x) — ₹50k limit, relative & occasion exemptions.
Gold Capital Gains Calculator
LTCG 12.5% vs slab STCG on gold, ETFs & jewellery — post-Budget 2024.
Home Loan Tax Benefit
Sec 24(b) + 80C + 80EEA deduction & tax saved.
HRA Calculator
Section 10(13A) HRA exemption — metro vs non-metro in seconds.
HRA: Old vs New Regime
Compare old regime (with HRA) vs new regime tax.
HUF Tax Calculator
HUF income tax — separate PAN, own exemption.
Income Tax Calculator
Old vs New regime FY 2026-27 — slabs, surcharge, cess & 87A rebate.
Income Tax Refund Calculator
TDS + advance paid vs tax due — your refund or dues.
Indexed Cost (CII)
CII-indexed cost of acquisition & LTCG.
Interest 234A/B/C Calculator
Late-filing & advance-tax default interest u/s 234A/B/C.
Interest Income Tax
FD/savings interest tax + 80TTA/80TTB + 194A TDS.
Leave Encashment Tax
Exempt vs taxable leave encashment u/s 10(10AA) — ₹25L cap.
LTA Exemption Calculator
Sec 10(5) leave travel allowance exemption.
Marginal Relief Calculator
Surcharge marginal relief above ₹50L/1cr/2cr/5cr.
New vs Old Tax Regime
Side-by-side regime comparison. Which one saves you more tax?
NPS Tax Benefit Calculator
Extra ₹50k 80CCD(1B) NPS deduction & tax saved.
NRI Income Tax Calculator
NRI India income tax — no 87A rebate.
NRI Property Sale TDS (195)
TDS on property bought from an NRI seller.
Partner Remuneration (40b)
Max deductible partner remuneration u/s 40(b).
Partnership Firm / LLP Tax
Flat 30% firm tax after 40(b) remuneration.
Perquisite Valuation Calculator
Rent-free accommodation perquisite value (Rule 3).
Presumptive Tax Calculator
44AD / 44ADA — presumptive income & tax, no books.
Property Sale Net Proceeds
In-hand amount after TDS, brokerage & costs.
Rental Income Tax
House-property income after 30% + Sec 24(b) interest.
Section 112A LTCG Calculator
Equity LTCG 12.5% above ₹1.25L + grandfathering.
Section 24(b) Home Loan Interest
Home-loan interest deduction — ₹2L self / let-out.
Section 44AE Transporter Income
Presumptive income for goods-carriage owners.
Section 54 / 54F Exemption
Capital gains reinvestment exemption (54/54F/54EC).
Section 54EC Bonds Calculator
LTCG exemption via NHAI/REC bonds (₹50L cap).
Section 80CCD(2) Employer NPS
Employer NPS deduction — 10%/14% of salary.
Section 80D Health Insurance
Health insurance deduction — ₹25k/₹50k self + parents.
Section 80DD Disabled Dependent
Flat ₹75k / ₹1.25L for a disabled dependent.
Section 80DDB Medical
Specified-disease treatment — ₹40k / ₹1L senior.
Section 80E Education Loan
Full education-loan interest deduction for 8 years.
Section 80EE First Home
Extra ₹50k home-loan interest for first-time buyers.
Section 80EEB EV Loan
Electric-vehicle loan interest deduction up to ₹1.5L.
Section 80G Donation
50%/100% donation deduction + 10% qualifying limit.
Section 80GG Rent (No HRA)
Rent deduction when you get no HRA — least of 3.
Section 80GGC Political Donation
100% deduction on non-cash party donations.
Section 80TTA / 80TTB
Savings & FD interest deduction — ₹10k / ₹50k senior.
Section 80U Self Disability
Flat ₹75k / ₹1.25L for own disability.
Section 87A Rebate Calculator
Rebate — ₹12,500 old / ₹60,000 new regime.
Section 89(1) Arrears Relief
Form 10E relief on salary arrears — 5 steps.
Standard Deduction Calculator
Sec 16(ia) ₹75k new / ₹50k old + family pension.
TDS & TCS 19
TCS on Foreign Remittance
LRS 206C(1G) — TCS on remittance above ₹7L.
TCS on Motor Vehicle (206C-1F)
1% TCS on vehicle purchase above ₹10 lakh.
TCS on Sale of Goods (206C-1H)
0.1% TCS on sale receipts above ₹50L.
TDS Calculator
TDS on salary, rent, professional fees & interest.
TDS for E-commerce (194O)
0.1% TDS on e-commerce seller gross sales.
TDS Interest & Late Fee
201(1A) 1%/1.5% interest + 234E ₹200/day late fee.
TDS on Cash Withdrawal (194N)
2%/5% TDS above ₹1cr / ₹20L cash withdrawal.
TDS on Commission (194H)
2% TDS on commission/brokerage above ₹20,000.
TDS on Contractor (194C)
1%/2% TDS on contractor payments; ₹30k/₹1L thresholds.
TDS on MF Dividend (194K)
10% TDS on mutual fund dividend above ₹5,000.
TDS on Online Gaming (194BA)
Flat 30% TDS on net online-gaming winnings.
TDS on PF Withdrawal (192A)
10% TDS on premature EPF withdrawal below 5 yrs.
TDS on Professional Fees (194J)
10%/2% TDS on professional/technical fees; ₹50k threshold.
TDS on Property Purchase
Section 194-IA / Form 26QB — 1% TDS on property ≥ ₹50L.
TDS on Purchase (194Q)
0.1% TDS on goods purchase above ₹50L.
TDS on Rent by Individual (194-IB)
2% TDS if rent above ₹50,000/month.
TDS on Rent Calculator
Section 194-I / 194-IB — TDS rate & amount on rent.
TDS on Salary (192)
Monthly TDS on salary = annual tax ÷ 12.
TDS Short-Deduction Interest
Sec 201(1A) interest on short/non-deduction.
GST 18
E-Way Bill Validity Calculator
Valid days by distance — 200 km/day (20 for ODC).
GST Calculator
Add/remove GST, CGST+SGST / IGST split for any slab.
GST CMP-08 Calculator
Quarterly composition tax — 1%/5%/6% + RCM.
GST Composition Scheme
1% / 5% / 6% composition tax on turnover.
GST Eligibility Calculator
Do you need GST registration & which scheme applies?
GST Interest & Late Fee
18%/24% GST interest & late-fee on delayed filing.
GST ITC Calculator
Eligible input tax credit after blocked + reversal.
GST ITC Reversal (Rule 42)
Common-credit apportionment D1/D2 reversal.
GST Late Fee Calculator
GSTR-1/3B/4/9 late fee — ₹50/₹20 per day + caps.
GST Margin Scheme (Used Cars)
GST on margin only for second-hand goods dealers.
GST on Advance Receipt
GST on service advances — receipt voucher & split.
GST on MRP Calculator
Extract base price + GST from a tax-inclusive MRP.
GST Refund Calculator
Export/LUT, inverted duty & excess-cash refund amount.
GST TCS Calculator (52)
E-commerce operator GST TCS 0.5% on net supplies.
GST TDS Calculator (194)
GST TDS 2% u/s 51 on notified supplies above ₹2.5L.
GSTR-3B Liability
Net GST payable = output tax − ITC.
GSTR-9 Applicability & Late Fee
Is GSTR-9/9C due? + late-fee estimate.
Reverse Charge GST (RCM)
RCM GST payable + eligible ITC on notified supplies.
Investment & Savings 23
Atal Pension Yojana (APY)
APY monthly contribution for ₹1k–5k pension, 80CCD(1B).
Brokerage Calculator
STT, stamp duty, GST & net P&L on equity, F&O.
CAGR Calculator
Compound annual growth rate of any investment.
ELSS Calculator
Tax-saver fund SIP/lumpsum value, 80C saving & LTCG.
Emergency Fund Calculator
How big your emergency fund should be.
FD Calculator
Fixed deposit maturity — quarterly/monthly compounding + TDS.
Goal-Based SIP Calculator
Monthly SIP needed to reach a target corpus.
Inflation Calculator
Future cost & shrinking purchasing power of money.
KVP Calculator
Kisan Vikas Patra — doubles in 115 months at 7.5%, taxable interest.
Lumpsum Calculator
One-time mutual fund investment future value.
MF Expense Ratio Impact
Regular vs direct plan — cost of higher TER.
Net Worth Calculator
Assets minus liabilities + debt-to-asset ratio.
NPS Calculator
NPS corpus at 60, lump sum, annuity & monthly pension.
NSC Calculator
National Savings Certificate — 7.7% 5-yr, 80C.
PPF Calculator
Public Provident Fund maturity — 7.1% EEE tax-free, 80C.
RD Calculator
Recurring deposit maturity — quarterly-compounded.
Retirement Corpus Calculator
Corpus & monthly SIP needed to retire comfortably.
SCSS Calculator
Senior Citizen Savings — 8.2% quarterly payout, 80C.
Simple vs Compound Interest
Compare SI vs CI and the compounding advantage.
SIP Calculator
Mutual fund SIP future value + wealth gained.
Step-Up SIP Calculator
Top-up SIP with annual increase — corpus boost.
Sukanya Samriddhi (SSY)
SSY maturity at 21 yrs — 8.2% tax-free, 80C girl-child.
SWP Calculator
Systematic Withdrawal Plan — monthly income & balance.
Loans & EMI 9
Bike Loan EMI Calculator
Two-wheeler EMI, interest & repayment schedule.
Car Loan EMI Calculator
Car loan EMI + business-use tax note.
Debt-to-Income (DTI) Calculator
Your DTI/FOIR + headroom for a new EMI.
Down Payment Calculator
Down payment + upfront cash for a home/car loan.
Education Loan EMI (80E)
EMI + full 80E interest deduction for 8 years.
Gold Loan Calculator
Loan eligibility by gold value (75% LTV) + EMI.
Loan EMI Calculator
EMI, total interest & amortisation for any loan.
Loan Prepayment Savings
Interest & tenure saved by prepaying a loan.
Personal Loan EMI Calculator
Personal loan EMI, interest & processing fee.
Salary & Payroll 14
7th Pay Commission Salary
Pay matrix, DA, HRA & TA — gross and in-hand salary.
CTC to In-Hand Salary
Break CTC into monthly take-home after PF/PT/tax.
Employer Payroll Cost
True cost-to-company: PF + ESI + gratuity.
EPF Calculator
PF contribution split, corpus at retirement & VPF projection.
EPS-95 Pension Calculator
Monthly EPS pension with the pre/post-2014 ceiling split.
ESI Calculator
Employee 0.75% + employer 3.25% ESI on ₹21k wage ceiling.
Full & Final Settlement (FnF)
Net FnF — dues, leave encashment minus recovery.
Gratuity Calculator
Gratuity payable under the Payment of Gratuity Act.
Overtime Pay Calculator
Overtime at 2× wages — Factories Act.
PF & ESI Calculator
Employee & employer PF + ESI, take-home and CTC.
Professional Tax Calculator
State-wise professional tax deducted from your salary.
Salary Breakup Calculator
Break CTC into basic, HRA, PF, gratuity & take-home.
Salary Hike Calculator
New salary from a hike %, or hike % from old→new.
Statutory Bonus Calculator
Payment of Bonus Act 1965 — 8.33%–20% on capped salary.
Company & MCA 16
ADT-1 Filing Cost Calculator
Auditor appointment filing fee by capital.
Authorised Capital Increase Fee
MCA + stamp duty to raise authorised share capital.
Company Annual Compliance Cost
Yearly Pvt Ltd / OPC compliance cost estimate.
Company Name Change Cost
RUN + MGT-14 + INC-24 name change cost.
Company Winding-Up Cost
Strike-off vs voluntary liquidation cost.
Company/LLP Strike-Off Cost
STK-2 / Form 24 closure cost + pending filings.
DIN & DSC Cost Calculator
Director DSC + DIN cost — SPICe+ vs standalone DIR-3.
DIR-3 KYC Penalty
₹5,000 flat penalty for late DIR-3 KYC per DIN.
DPT-3 Late Filing Calculator
DPT-3 additional fee + penalty for delay.
INC-20A Penalty Calculator
Penalty for late commencement-of-business filing.
LLP Annual Compliance Cost
Yearly LLP filing fees + late-fee estimate.
MCA Filing Fees Calculator
ROC form fees, late-fee slabs & SPICe+ incorporation cost.
MOA / AOA Amendment Cost
Cost to alter the Memorandum or Articles.
PAS-3 Late Filing Penalty
Return of allotment late fee & Sec 39 penalty.
ROC Late Filing Penalty
Additional fee ₹100/day on AOC-4 / MGT-7.
Share Transfer Stamp Duty
Form SH-4 stamp duty — uniform 0.015% of consideration / market value.
Registration & Licences 25
12A & 80G Registration Cost
NGO/trust 12A + 80G + Darpan/CSR-1 cost.
BIS / ISI Certification Cost
ISI / FMCS / CRS / Hallmark cost estimate.
Copyright Registration Cost
Copyright Office govt fee by work type.
Design Registration Cost
Designs Act govt fee per design.
Drug License Cost Calculator
Retail/wholesale pharmacy license cost.
Foreign Subsidiary Setup Cost
FDI subsidiary — MCA fees + stamp duty to incorporate.
FSSAI Cost Calculator
Food licence fees by category & turnover — state vs central.
GeM Registration Cost
GeM seller cost — assessment + caution money.
GST Registration Cost
Govt fee to get a GSTIN — nil on the GST portal.
IEC Registration Cost
Import Export Code — ₹500 DGFT govt fee.
Legal Metrology (LMPC) Cost
Importer / manufacturer LMPC registration cost.
LLP Registration Cost
MCA fees + stamp duty to register an LLP.
Nidhi Company Registration Cost
Cost to set up a Nidhi Company.
OPC Registration Cost
One Person Company registration cost estimate.
Partnership Firm Registration Cost
Deed, stamp duty & ROF registration cost.
Patent Filing Cost Calculator
IPO govt fees by applicant category & stage.
Producer Company Registration Cost
Cost to register a Producer Company (Part IXA).
Professional Tax Registration Cost
PTEC + PTRC enrolment/registration cost.
Pvt Ltd Registration Cost
SPICe+ cost to register a Private Limited Company.
RCMC (Export Council) Cost
RCMC / EPC membership cost for exporters.
Section 8 Registration Cost
Section 8 (NGO) company registration cost + 12A/80G.
Shop & Establishment Cost
State-wise Shops & Establishment Act registration cost.
Startup Cost Calculator
Government registration costs for a new business.
Subsidiary Company Setup Cost
Cost to set up an Indian subsidiary.
Trademark Cost Calculator
IP India govt filing fees per class & renewal costs.
Business & Finance 15
Accounting Fee Calculator
Annual bookkeeping, GST, ITR, TDS & audit fee estimate.
Angel Tax Calculator
Section 56(2)(viib) exposure on your funding round.
Break-Even Point Calculator
Units & revenue to cover your costs.
Burn Rate & Runway Calculator
Monthly net burn + how many months of cash left.
Business Valuation Calculator
Revenue / EBITDA / DCF / book-value estimate.
CAC & LTV Calculator
CAC, lifetime value & the 3:1 LTV:CAC ratio.
Compliance Penalty Calculator
Late GST, ITR & ROC penalties — know your exposure.
ESOP / Equity Dilution Calculator
Ownership dilution from ESOP / funding.
Freelancer Hourly Rate
What to charge per hour to hit your income goal.
Import Duty Calculator
BCD + SWS + IGST + cess on CIF value.
Inventory Turnover Calculator
Turnover ratio + days inventory outstanding.
Markup vs Margin Calculator
Convert between markup %, margin % & price.
MSME Delayed Payment Interest
Sec 16 interest at 3× bank rate, compounded.
Profit Margin Calculator
Gross, operating & net margin from your P&L.
Working Capital Calculator
Working capital + current & quick ratios.
Property 4
Property ROI Calculator
ROI & annualised return on a property.
Rent vs Buy Calculator
Should you rent or buy? Net-wealth comparison.
Rental Yield Calculator
Gross & net rental yield on a property.
Stamp Duty Calculator
State-wise stamp duty & registration charges on property.
Everyday 4
Age Calculator
Exact age in years, months & days + next birthday.
Date Difference Calculator
Days between two dates, working days & deadline finder.
Percentage Calculator
Five modes — % of, increase, decrease, change & share.
Road Tax Calculator
State-wise RTO road tax, charges & on-road price.
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Disclaimer: Every calculator gives an indicative estimate under the Income-tax Act, the GST law, the Companies Act and the rules in force for FY 2026-27. Actual liability can differ with your facts — it is not a substitute for professional advice. For advice you can rely on, consult our CA team.
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