Nidhi Company Registration Cost
See the government cost to register a Nidhi Company — MCA/RoC fee & stamp duty on the ₹10 lakh minimum capital, DSC per director, and free DIN, PAN & TAN, all live on one screen.
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Itemised government cost breakdown — Nidhi Company
Register your Nidhi Company end-to-end
TaxClue handles name approval, SPICe+ filing, MOA/AOA, DIN, DSC, PAN & TAN and NDH forms — start to Certificate of Incorporation.
Disclaimer: Government fees only — professional fees are not included. Figures are indicative and vary by state stamp duty, authorised capital and requirements; subject to MCA/RoC and state notifications.
Nidhi Company registration cost reference
A Nidhi Company is incorporated as a public company under Section 406 of the Companies Act, 2013 through the SPICe+ form. Its government cost has three moving parts — Digital Signatures for directors, the MCA/RoC government fee plus stamp duty on the ₹10 lakh minimum capital, and DIN, PAN & TAN (issued free with the incorporation). Professional fees are not included.
| Cost head | Indicative amount |
|---|---|
| DSC — per director (licensed Certifying Authority) | ₹1,500 |
| DIN (allotted via SPICe+) | Free |
| MCA govt incorporation fee + stamp duty (₹10L) | ~₹3,000 |
| PAN + TAN | Free |
Worked example — 3 directors, ₹10L
The minimum Nidhi setup: three directors each taking a DSC and the ₹10 lakh minimum authorised capital. DIN, PAN and TAN are issued free inside SPICe+. Government fees only — professional fees are not included.
Key terms explained
Section 406
Nidhi Companies are governed by Section 406 of the Companies Act, 2013 and the Nidhi Rules, 2014. Their sole object is to cultivate the habit of thrift and savings among members and to lend only to members.
NDH-1 & NDH-4
NDH-1 is filed within 90 days of the end of the first financial year to declare member and NOF status; NDH-4 is the application to be declared a Nidhi. Their MCA filing fees are not included in this estimate.
200 members in 1 year
A Nidhi must have at least 200 members within one year of incorporation (starting from a minimum of 7). Failing this, it must apply for extension or stop accepting deposits.
₹10 lakh NOF
Net Owned Funds must be at least ₹10 lakh (and the NOF-to-deposit ratio not more than 1:20). This is why the minimum equity capital at incorporation is set at ₹10 lakh.
Questions people ask
Short answers on Nidhi Company Registration Cost. Tap a question to open it.
01What is a Nidhi company?
A public company incorporated under section 406 of the Companies Act to cultivate thrift and savings among its members, and to receive deposits from and lend only to its members. It cannot deal with anyone outside its membership.
02What are the incorporation requirements?
At least seven members and three directors, and a minimum paid-up equity share capital of ₹10 lakh at incorporation. The name must end with "Nidhi Limited".
03What must a Nidhi company achieve within 120 days?
At least 200 members, net owned funds of at least ₹20 lakh, a net owned funds to deposits ratio of not more than 1:20, and unencumbered term deposits of at least 10% of outstanding deposits. Form NDH-4 is then filed for declaration as a Nidhi.
04What can a Nidhi company not do?
It cannot carry on chit fund, hire purchase, leasing or insurance business, issue preference shares or debentures, open a current account for members, accept deposits from or lend to non-members, or advertise for deposits.
05Does it need RBI registration?
No. Nidhi companies are exempt from most RBI regulation and are regulated by the Ministry of Corporate Affairs under the Nidhi Rules, which is why they are a lighter alternative to an NBFC for member-based lending.
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Disclaimer: This tool gives indicative results for general guidance only and is not professional advice. Please verify with a qualified CA before acting on the numbers.