FY 2025–26 · AY 2026–27 · Section 194Q

194Q TDS on Purchase of Goods Calculator

Buyers with turnover above ₹10 crore deduct TDS on purchase of goods above ₹50 lakh from a resident seller — compute the TDS and net payable live.

Category
Income Tax & TDS
Takes about
1 min
Updated
Sep 2026
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Full breakdown below ↓
🏭 Buyer eligibility
Your (buyer) turnover in the previous financial year
Does the seller have a valid PAN?
🧾 Purchase value
Total purchases from this seller Aggregate value in the FY
194Q TDS applies only on the value exceeding ₹50,00,000 from a single resident seller in the financial year. Deduct at the time of credit or payment, whichever is earlier.

TDS computation

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Disclaimer: Indicative estimate under Section 194Q of the Income-tax Act, 1961. Actual liability depends on aggregate purchases across the FY, prior deductions and applicable circulars. Rates per Finance Act 2025.

Section 194Q — TDS on purchase of goods

A buyer whose total sales, turnover or gross receipts exceeded ₹10 crore in the immediately preceding financial year must deduct TDS at 0.1% on the purchase of goods from a resident seller, but only on the value that exceeds ₹50 lakh in the financial year. If the seller has not furnished a valid PAN, the rate jumps to 5%.

₹10 Cr
Buyer turnover (previous FY) that triggers 194Q
₹50 L
Threshold per seller — TDS only above this in the FY
0.1%
TDS rate on the amount above ₹50 lakh (with PAN)
5%
Higher rate if the seller has no PAN

Rate & threshold — at a glance

TDS is charged only on the slice of purchases above the ₹50 lakh threshold, not on the whole invoice value. The rate depends purely on whether the seller has furnished a valid PAN.

Seller has PAN
Up to ₹50,00,000Nil
Above ₹50,00,0000.1%
Seller has NO PAN
Up to ₹50,00,000Nil
Above ₹50,00,0005%
If the buyer's turnover was below ₹10 crore in the previous year, Section 194Q does not apply at all — no TDS is deducted regardless of the purchase value.

How 194Q TDS is calculated

Take the total purchases from the seller in the FY → subtract the ₹50 lakh threshold → apply 0.1% (or 5% without PAN) on the balance. Here is what a buyer with turnover above ₹10 crore deducts at different purchase levels:

₹80,00,000 purchases · PAN
Value above ₹50L₹30,00,000
TDS @ 0.1%₹3,000
Net payable₹79,97,000
₹80,00,000 purchases · no PAN
Value above ₹50L₹30,00,000
TDS @ 5%₹1,50,000
Net payable₹78,50,000
₹40,00,000 purchases · PAN
Value above ₹50L₹0
TDS₹0
Net payable₹40,00,000
Figures are indicative. The ₹50 lakh threshold is per seller and once-per-FY — if you already crossed ₹50 lakh with this seller earlier in the year, TDS applies on every rupee of further purchases.

Key terms explained

₹50 lakh threshold

TDS under 194Q applies only on purchases above ₹50,00,000 from a single resident seller in the FY. The first ₹50 lakh is exempt; the rate applies only to the excess.

Buyer turnover test

Only a buyer whose turnover exceeded ₹10 crore in the immediately preceding financial year is liable to deduct 194Q. Smaller buyers are outside the section entirely.

194Q vs 206C(1H)

If both the buyer's 194Q and the seller's 206C(1H) could apply on the same transaction, 194Q prevails — the buyer deducts TDS and the seller does not collect TCS.

Timing & no PAN

Deduct at the time of credit or payment, whichever is earlier. If the seller has not furnished a valid PAN, deduct at the higher 5% rate under Section 206AA.

Questions people ask

Short answers on TDS on Purchase (194Q). Tap a question to open it.

01Who has to deduct under section 194Q?

A buyer whose total sales, turnover or gross receipts exceeded ₹10 crore in the immediately preceding financial year, on purchases of goods from a resident seller exceeding ₹50 lakh in the year.

02At what rate and on what amount?

0.1% on the value of purchases exceeding ₹50 lakh from that seller in the financial year — not on the whole purchase value. The rate is 5% where the seller has not furnished a PAN.

03Does GST form part of the amount?

Where TDS is deducted at the time of credit, the CBDT has clarified that tax is deducted on the value excluding GST, provided GST is shown separately. Where it is deducted on payment, the deduction is on the whole amount paid.

04How does 194Q interact with TCS on sale of goods?

Section 206C(1H) was withdrawn from 1 April 2025, so the earlier priority rule is no longer needed — the buyer's obligation under 194Q now stands on its own.

05What happens if the buyer does not deduct?

Interest under section 201(1A), and disallowance of 30% of the purchase expenditure under section 40(a)(ia) — which is usually far more costly than the tax itself.

Disclaimer: This tool gives indicative results for general guidance only and is not professional advice. Please verify with a qualified CA before acting on the numbers.