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Guide · GST

Reverse Charge Mechanism (RCM) —
When the Buyer Pays the GST

The full Section 9(3) & 9(4) RCM list, the current rates on advocate, GTA, import of services, security and metal scrap, how to self-pay RCM in cash, and exactly when you get the ITC back.

TaxClue GST Desk Updated 18 August 2026 5 min read 16 FAQs answered
Updated for FY 2025-26 GST Expert Reviewed Section 9(3) & 9(4)
Quick Answer

Under the Reverse Charge Mechanism (RCM), the recipient (buyer) pays GST directly to the government instead of the supplier. It applies mandatorily under Section 9(3) for notified services — legal/advocate, Goods Transport Agency (GTA), import of services, security services, renting of motor vehicles and Government services — and under Section 9(4) for notified purchases from unregistered suppliers (e.g. metal scrap). You must pay the RCM tax in cash (not by adjusting existing ITC), and can then claim it back as Input Tax Credit in the same GSTR-3B, making it broadly tax-neutral.

Advocate / legal 18%
GTA freight 5%
Import of services 18% IGST
Metal scrap 18%
RCM is broadly tax-neutral — the catch is cash flow

For a registered business RCM is usually a wash: you pay the tax and claim the same amount as ITC. The real impact is timing — the RCM liability must be discharged from your cash ledger (challan PMT-06), and the credit only helps once claimed. ITC is also lost if the supply is blocked under Section 17(5).

The core list

RCM Services under Section 9(3)

These services attract mandatory RCM regardless of the supplier’s registration status. The definitive, current list is Notification 13/2017-CT(R) as amended — a few entries changed for FY 2025-26 (see the note below).

ServiceSupplierRecipient (pays RCM)Rate
Legal services (incl. representation)Individual advocate / firm of advocatesAny business entity18%
Goods Transport Agency (GTA) freightGTA (transporter)Factory, registered person, company, society, dealer5% RCM · or 12% FCM if GTA opts in
Import of servicesSupplier outside IndiaIndian recipient18% IGST*
Security services (personnel supply)Any person other than a body corporateRegistered person18%
Renting of motor vehicles (with fuel)Any person other than a body corporateBody corporate5%
Director’s remuneration (non-employee)DirectorThe company (body corporate)18%
Sponsorship (provider NOT a body corporate)Non-body-corporateCompany / partnership firm18%
Government / local authority servicesCentral/State Govt, local authorityAny business entity18%

*Import-of-service rate is service-specific (18% for most IT/software/consulting). From 16 Jan 2025 (Notif 07/2025-CT(R)) sponsorship provided by a body corporate moved to FORWARD charge — RCM now applies only when the sponsor provider is a non-body-corporate.

Unregistered suppliers

Section 9(4) — RCM on Notified Purchases

The original Section 9(4) — RCM on every purchase over ₹5,000/day from unregistered suppliers — was suspended in 2017. Today 9(4) applies only to specific notified categories, so most routine buys from unregistered vendors (stationery, small repairs) carry no RCM.

Notified 9(4) categoryBuyerRCM?Rate
Metal scrap (unregistered → registered)Registered personYes18%
Renting of commercial property (unregistered landlord → registered tenant)Registered personYes18%
Raw cotton / tobacco leaves / silk yarn (notified goods)Registered personYesItem rate
Ordinary purchases from unregistered vendorsAnyNo

Metal scrap RCM: Notification 06/2024-CT(R), effective 10 Oct 2024. Commercial-rent RCM from unregistered landlord: Notification 09/2024-CT(R), effective 10 Oct 2024. Always verify the current CBIC notification for your specific category.

Metal scrap has a separate TDS rule too

Besides the 18% RCM on scrap bought from an unregistered supplier, a 2% GST-TDS also applies from 10 Oct 2024 on scrap purchased from a registered supplier above the threshold. The two mechanisms cover different supplier types — check whether your seller is registered before deciding RCM vs TDS.

Buying scrap or renting premises from an unregistered party? Get your RCM position checked.

Talk to a GST Expert →
Step by step

How to Pay RCM and Report It

The supplier issues an invoice marked “Reverse Charge Applicable” without GST. You self-assess the tax, pay it in cash, and report both the liability and the credit.

Get RCM invoiceSupplier bills without GST
Self-assess taxApply the correct rate (e.g. 18% legal)
Pay in cashPMT-06 challan — no ITC set-off
Report in GSTR-3BLiability in 3.1(d)
Claim ITC backTable 4(A)(3), same period

Intra-state — ₹50,000 legal fee

CGST @ 9%₹4,500
SGST @ 9%₹4,500
Paid in cash (PMT-06)₹9,000
ITC back same month₹9,000

Inter-state / import — ₹50,000

IGST @ 18%₹9,000
Paid in cash (PMT-06)₹9,000
Net cost if fully creditable₹0
ITC back same month₹9,000

For import of services (AWS, Azure, foreign consulting), value the tax on the INR amount at the RBI reference rate and pay IGST under RCM for the month the service is received or paid, whichever is earlier. See our guide to GST Input Tax Credit and GSTR-3B filing.

Credit rules

RCM & ITC — Key Rules

AspectRule
ITC availabilityClaim in the same month RCM is paid — no deferral
Payment methodMust be paid from the cash ledger (PMT-06); cannot offset with existing ITC
Time limit to claim ITCBy 30 November of next FY or filing of GSTR-9, whichever is earlier
Blocked ITCNo ITC if the supply is blocked under Section 17(5) — personal use, certain motor vehicles, food & beverages, etc.
Unregistered recipientIf the Indian recipient is unregistered (e.g. import of service for personal use), registration may be required to discharge RCM

RCM applies when

  • You pay a lawyer, GTA, or security agency
  • You import a service (cloud, foreign consulting)
  • You buy metal scrap or rent from an unregistered party
  • You take a car on rent for the company (with fuel)

RCM does NOT apply when

  • You buy ordinary goods from an unregistered vendor
  • Sponsorship is provided by a body corporate (now FCM)
  • The supply is exempt or below the notified trigger
  • GST was already charged by the supplier (forward charge)
RCM cash payment cannot wait for your ITC balance

A common error is netting RCM against the electronic credit ledger. The RCM liability must be paid in cash first; only then does the equal ITC become available. Skipping the cash payment triggers interest and a mismatch notice — even though the net tax is nil.

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Government sourcesRCM services list: Notification 13/2017-CT(R) as amended — cbic-gst.gov.in · Portal & challans: gst.gov.in · Sponsorship → forward charge: Notification 07/2025-CT(R) (eff. 16 Jan 2025) · Metal scrap RCM: Notification 06/2024-CT(R) (eff. 10 Oct 2024); Sec 9(3)/9(4) CGST Act 2017
People also ask

Reverse Charge Mechanism — Frequently Asked Questions

Basics
What is Reverse Charge Mechanism (RCM) in GST?
Under normal GST the supplier collects tax and deposits it. Under Reverse Charge Mechanism (RCM) the liability is reversed — the recipient (buyer) pays GST directly to the government, even though the supplier does not charge GST on the invoice. RCM brings sectors that are hard to tax at source into the net and captures tax on supplies from unregistered or foreign suppliers. A registered recipient can claim ITC of the RCM tax in the same return, so it is broadly tax-neutral apart from a cash-flow timing gap.
What is the difference between Section 9(3) and Section 9(4) RCM?
Section 9(3) lists specific notified services (and a few goods) where RCM is always mandatory — advocate, GTA, import of services, security, renting of motor vehicles, Government services. Section 9(4) covers purchases of notified categories from unregistered suppliers (such as metal scrap, raw cotton, tobacco leaves). For IGST the mirror provisions are Sections 5(3) and 5(4). Section 9(4) is limited to notified items — it does not apply to all unregistered purchases.
Who pays GST under reverse charge?
The recipient (buyer) pays. Under RCM the registered recipient self-assesses the tax at the applicable rate, pays it in cash to the government via a PMT-06 challan, and reports it in GSTR-3B. The supplier issues an invoice without GST, usually marked "Reverse Charge Applicable".
Section 9(3) List
Which services attract RCM under Section 9(3)?
Key notified services include: legal services by an advocate or firm of advocates to a business entity (18%); Goods Transport Agency freight (5% RCM, or 12% if the GTA opts for forward charge); import of services (18% IGST for most); security services by a non-body-corporate to a registered person (18%); renting of motor vehicles with fuel to a body corporate (5%); director's remuneration to a company (18%); and Government/local-authority services. The complete current list is in Notification 13/2017-CT(R) as amended.
Is RCM applicable on legal / advocate services?
Yes. Legal services, including representation, supplied by an individual advocate or a firm of advocates to any business entity attract 18% GST under RCM. The advocate does not charge GST; the business recipient self-pays 18% and can claim it as ITC if used for taxable business.
What is the RCM rate on GTA (goods transport) freight?
If the Goods Transport Agency does not opt for forward charge, the recipient (factory, registered person, company, society, co-operative or registered dealer) pays 5% GST under RCM with no ITC to the GTA. Alternatively the GTA can opt to pay 12% under forward charge with full ITC. Individual/unregistered consumers are generally outside GTA RCM.
Is sponsorship still under reverse charge?
It depends on who provides the service. From 16 January 2025 (Notification 07/2025-CT(R)), sponsorship services provided by a BODY CORPORATE are under forward charge — the body-corporate supplier charges GST. RCM on sponsorship now applies only when the sponsor service provider is a non-body-corporate, and the recipient is a company or partnership firm (18%). Always confirm the supplier type.
Imports
How does RCM work for import of services like AWS, Azure or foreign consulting?
When an Indian business imports a service — cloud subscriptions (AWS, Google Cloud, Azure), foreign consulting or overseas digital marketing — the Indian recipient pays IGST under RCM even though the foreign supplier has no Indian GST registration. Tax is on the INR value (foreign amount at the RBI reference rate on the invoice date) at the service rate (18% for most IT/software). Pay for the month the service is received or paid, whichever is earlier, and claim ITC in the same GSTR-3B.
Does an unregistered person have to pay RCM on import of services?
For most import of services the liability sits with the Indian recipient regardless of registration, and an otherwise-unregistered recipient may need to register to discharge it — for example OIDAR and cross-border service imports. Where the import is purely for personal (non-business) use, specific rules apply; take advice for your exact facts.
Section 9(4) & Scrap
Is RCM applicable on purchases from unregistered suppliers?
Not on all of them. The blanket 9(4) RCM on unregistered purchases over ₹5,000/day was suspended in 2017. Today RCM under 9(4) applies only to notified categories — such as metal scrap, raw cotton, tobacco leaves and silk yarn — and to renting of commercial property from an unregistered landlord. Ordinary purchases (stationery, small repairs) from unregistered vendors carry no RCM. Verify the current CBIC notification for your specific item.
Is there RCM on metal scrap?
Yes. From 10 October 2024 (Notification 06/2024-CT(R)), when a registered person buys metal scrap from an unregistered supplier, the buyer pays 18% GST under RCM. Separately, a 2% GST-TDS applies on metal-scrap purchases from a registered supplier above the threshold. Which mechanism applies depends on whether your seller is registered.
Is RCM applicable when renting property from an unregistered landlord?
Yes for commercial property. From 10 October 2024 (Notification 09/2024-CT(R)), a registered tenant renting commercial/immovable property from an unregistered landlord pays 18% GST under RCM. Residential dwellings let to a registered business are also under RCM (since 18 July 2022). Residential rent to an individual for personal use stays exempt.
Payment & ITC
Can ITC be claimed on GST paid under reverse charge?
Yes. A registered recipient can claim full ITC of the RCM tax in the same return period, provided the supply is used for taxable business and is not blocked under Section 17(5). Example: pay ₹1,800 RCM on a ₹10,000 legal fee in August and claim ₹1,800 ITC in the August GSTR-3B. The net effect is nil tax, with only a short cash-flow gap.
How is RCM paid — can I use my ITC balance?
No. RCM liability must be paid in cash from the electronic cash ledger via a PMT-06 challan; you cannot set it off against your existing input-tax-credit balance. Only after the cash payment does the equal ITC become available to claim. Netting RCM directly against ITC triggers interest and mismatch notices even when the net tax is zero.
How do I report RCM in GSTR-3B?
Declare the RCM inward-supply liability in Table 3.1(d) of GSTR-3B and pay it in cash. Then claim the same amount as ITC in Table 4(A)(3) (ITC on inward supplies liable to reverse charge). The credit lands in your electronic credit ledger and can offset future output tax. Reconcile with your books and GSTR-2B each month.
What is the time limit to claim ITC on RCM?
ITC on RCM must be claimed by 30 November of the next financial year or the filing of the annual return (GSTR-9), whichever is earlier — the same outer limit as normal ITC. Since the credit is usually claimed in the very month you pay the RCM, this deadline rarely bites, but it matters if an RCM liability was identified late.
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