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Guide · ITR & Compliance

Income Tax Assessment in India —
All Types Explained

Self-assessment, summary 143(1), scrutiny 143(3), best-judgment 144, reopening 148 and the faceless 144B scheme — the trigger, time limit and your rights for each.

TaxClue Income Tax Desk Updated 18 August 2026 6 min read 16 FAQs answered
Updated for AY 2026-27 CA Reviewed Notice & Scrutiny Ready
Quick Answer

Income tax assessment is how the department verifies your income and tax. There are five types: Self-Assessment (140A), Summary Assessment u/s 143(1) (automated CPC processing), Scrutiny Assessment u/s 143(3) (detailed examination), Best Judgment u/s 144 (non-compliance) and Income Escaping / Reopening u/s 147-148. All scrutiny is now done under the Faceless Assessment Scheme (Section 144B) — no physical appearance.

Self-assessment 140A
Summary 143(1)
Scrutiny 143(3)
Reopening 147/148
At a glance

Types of Income Tax Assessment

Every assessment type, what triggers it and how you are expected to respond.

SectionTypeTriggerYour Response
140ASelf-AssessmentYou compute and pay tax on any shortfall before filing your ITRVoluntary — pay the self-assessment tax challan, then file the return
143(1)Summary / IntimationAutomated CPC processing; mismatch vs TDS / 26AS / AIS dataCheck the intimation; pay any demand or file rectification u/s 154 for an error
143(2)+143(3)ScrutinyReturn picked by risk algorithm; 143(2) notice within 3 months of FY-end of filingReply to questionnaires on the e-proceedings portal; upload documents
144Best JudgmentYou fail to file, respond to notices or keep booksOpportunity given before order; then appeal to CIT(A) / ITAT
147/148Income Escaping (Reopening)AO has specific information that income escaped assessmentReply to the 148A show-cause; object; challenge via writ if needed
144BFacelessGoverns the procedure for all scrutiny assessmentsEverything electronic; show-cause mandatory before any addition

Section numbers follow the 1961 Act and remain in use in live notices, orders and appeals; the Income-tax Act, 2025 renumbers these provisions from AY 2026-27 without changing the machinery.

Never ignore an assessment notice

Non-response to a 143(2) or 148 notice leads to a Best Judgment Assessment u/s 144 — the officer estimates your income without your inputs, almost always producing a higher demand. A penalty of Rs10,000 per default can also apply u/s 272A. Always respond by the deadline; file an adjournment request through the portal if you need more time.

Deadlines

Assessment Time Limits (Limitation Periods)

Each assessment must be completed within a statutory window. Missing these makes the assessment time-barred and invalid.

AssessmentTime LimitExample / Basis
143(1) IntimationWithin 9 months from end of the FY in which the return is filedAY 2025-26 return filed in FY 2025-26 → by 31 Dec 2026
143(3) Scrutiny orderWithin 12 months from end of the AY in which the return is filedAY 2025-26 → order by 31 Mar 2027
148 Reopening (up to Rs50L)Within 3 years from end of the relevant AYStandard income-escaping cases
148 Reopening (above Rs50L)Up to 5 years from end of the relevant AY*Only with PCCIT/CCIT sanction & specific information
Search / seizure casesExtended limitationPost-search block assessment

* The Finance Act 2024 trimmed the earlier 10-year outer limit to about 5 years (5 years 3 months) for higher-value cases from 1 September 2024; older cases may still follow the 10-year rule. Confirm the exact date on incometax.gov.in.

TaxClue tip — check 26AS & AIS before you file

Most 143(1) demands are pure data mismatches — TDS, interest or high-value transactions in your Annual Information Statement that were not reported. Reconciling Form 26AS and the AIS against your return before filing removes the single biggest cause of intimations and refund adjustments.

Section 143(3)

Scrutiny Assessment — How It Works

Only a small fraction of returns (broadly 0.1-0.5%) are picked for scrutiny by a risk-based algorithm. A 143(2) notice starts it; the case is then assigned to a random faceless Assessment Unit that raises specific queries.

143(2) noticeReturn selected for scrutiny
QuestionnaireAO asks for documents & explanations
You respondUpload replies on e-proceedings portal
143(3) orderIncome & demand determined

Your rights under faceless assessment (144B)

  • A show-cause notice before any adverse addition, with time to reply.
  • A personal hearing by video conference on request.
  • A randomly assigned unit — no face-to-face contact with any officer.
  • A reasoned, speaking order — an order without proper show-cause can be challenged in the High Court.

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Sections 147 / 148

Reopening — Income Escaping Assessment

The AO can reopen a completed assessment only with specific information that income escaped tax. Post Finance Act 2021, a 148A show-cause notice must be issued and your objection considered before a Section 148 reopening notice can be validly issued.

Reopening is likely valid if

  • AO holds specific, defined "information" (AIS, audit, another authority)
  • A 148A notice was issued and your reply considered
  • Required sanction from PCCIT/CCIT was obtained
  • It is within the applicable time limit for the amount

You can challenge it if

  • It rests on a mere change of opinion or vague suspicion
  • No 148A show-cause / opportunity was given
  • It is time-barred for the escaped amount
  • Mandatory approval was not properly recorded
Respond to a 148 within the window

A reopening notice is not a demand — but ignoring the 148A show-cause forfeits your best chance to stop the reassessment at the threshold. File your objection with evidence; if the AO still proceeds on weak grounds, the order can be contested in appeal or by writ.

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Section 144B

Faceless Assessment Scheme

Since 2020-21, scrutiny is fully faceless: no jurisdiction, no visits, no known officer. The National Faceless Assessment Centre allocates your case to a random Assessment Unit and every communication flows through the e-proceedings portal with a valid DIN.

  • Case allotted to a random Assessment Unit
  • All notices carry a Document Identification No. (DIN)
  • Replies filed only via the e-proceedings portal
  • Draft order reviewed before it is finalised
  • Show-cause mandatory before any addition
  • Video-conference personal hearing on request
TaxClue Insight

Verify the DIN on every notice on incometax.gov.in — a communication without a valid DIN is treated as non-est (never issued). Faceless does not mean unrepresented: you can and should have a CA draft your submissions and appear at the video hearing.

Government sourcese-Filing & e-proceedings portal: incometax.gov.in · Faceless assessment: Section 144B, Income-tax Act · Reassessment: Sections 147, 148, 148A (as amended by Finance Act 2021 & 2024) · Renumbering: Income-tax Act, 2025 (effective AY 2026-27)

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People also ask

Frequently Asked Questions

Basics
What is an income tax assessment?
Income tax assessment is the process by which the Income Tax Department verifies the income you have declared and the tax you have paid. It ranges from a fully automated summary check (143(1)) to a detailed scrutiny by an officer (143(3)), and includes best-judgment assessment (144) and reopening of old years (147/148). All detailed assessments are now conducted electronically under the Faceless Assessment Scheme (Section 144B).
How many types of income tax assessment are there?
There are five broad types: self-assessment (Section 140A), summary assessment (143(1)), scrutiny assessment (143(3)), best-judgment assessment (144) and income-escaping / reassessment (147-148). Section 144B is not a separate type but the faceless procedure that governs how scrutiny and reassessment are carried out.
What is self-assessment under Section 140A?
Self-assessment is where you compute your own total income and tax, deduct TDS and advance tax already paid, and pay the balance (self-assessment tax) before filing your ITR. It is voluntary and taxpayer-driven — no notice is involved. Filing an ITR without paying the self-assessment tax makes the return defective.
143(1) Intimation
What is a Section 143(1) intimation?
A 143(1) intimation is an automated communication from the Centralized Processing Centre (CPC), Bengaluru, after it processes your ITR. It matches your return against TDS, Form 26AS and AIS data and shows one of three results: return accepted as filed, a tax demand, or a refund. It is system-generated with no officer involved, and is not a scrutiny.
What is the difference between a 143(1) intimation and a 143(2) notice?
A 143(1) intimation is an automated CPC processing result comparing your return with department data — no human officer. A 143(2) notice is issued when your return is selected for detailed scrutiny; it starts a full examination of your income, deductions and transactions. A 143(2) notice must be issued within 3 months from the end of the financial year in which the return was filed.
How do I respond to a 143(1) demand?
First open the intimation and compare it line-by-line with your return. If the demand is correct, pay it within 30 days. If it arose from a genuine error (wrong TDS credit, arithmetical mistake), file a rectification request under Section 154 on the portal, or file a response to the outstanding demand disputing it with proof. Do not simply ignore it — interest keeps accruing.
Scrutiny 143(3)
How do I respond to a scrutiny notice under Section 143(3)?
Respond through the e-proceedings tab on incometax.gov.in. Under faceless assessment (144B) everything is electronic — no visit to any office. Answer each questionnaire within the time given (an extension can be requested for reasonable cause) and upload the supporting documents asked for, such as bank statements, invoices, loan agreements and capital-gain workings. Keep every acknowledgment. Engaging a CA is advisable for complex cases.
Why was my return selected for scrutiny?
Returns are picked mainly by a risk-based algorithm (CASS) that flags mismatches or high-risk indicators — large refunds, a big gap versus AIS / 26AS, high-value transactions, sudden income changes, or specific-issue parameters set by the department. A small number are also picked manually on defined criteria. Selection does not imply wrongdoing; it is a verification.
What are my rights under faceless assessment?
You are entitled to a show-cause notice before any addition to income, a personal hearing by video conference on request, assessment by a randomly assigned unit with no physical interface, and a reasoned (speaking) order. An order passed without a proper show-cause opportunity can be challenged in the High Court by writ.
Reopening 147/148
Can the department reopen my old ITR after 3 years?
Yes, but only in defined limits. Where the income that escaped assessment is up to Rs50 lakh, reopening is allowed within 3 years from the end of the relevant assessment year. For higher amounts, the outer limit is longer (about 5 years after the Finance Act 2024 amendment from 1 September 2024, reduced from the earlier 10 years). Reopening beyond 3 years needs sanction from a specified higher authority and specific information.
What is a Section 148A notice?
Section 148A requires the AO to issue a show-cause notice and give you an opportunity to explain before issuing a reopening notice under Section 148. The AO must consider your reply and pass a reasoned order deciding whether it is a fit case to reopen. This safeguard was introduced by the Finance Act 2021 and reinforced by the Supreme Court in Union of India v. Ashish Agarwal (2022).
Can I challenge a reopening notice?
Yes. You can object to the reopening before the AO at the 148A stage, arguing that there is no valid "information", that it is a mere change of opinion, that it is time-barred, or that sanction was not obtained. If the AO still proceeds and passes an order, you can appeal to CIT(A) / ITAT, and a jurisdictional defect can be challenged directly in the High Court by writ.
Best Judgment & Penalties
What happens if I ignore an assessment notice?
Ignoring a notice is risky. Failure to respond to a 143(2) notice or questionnaire lets the AO make a Best Judgment Assessment under Section 144, estimating your income from available data — usually a higher demand. A penalty of Rs10,000 per default can apply, and under-reporting can attract penalty of 50% to 200% of tax (Section 270A) and prosecution in serious cases. Always respond, or file an adjournment request.
What is best judgment assessment under Section 144?
Best judgment assessment is made when a taxpayer fails to file the return, does not comply with a 142(1) or 143(2) notice, or does not maintain proper books. The AO estimates income to the best of judgment using available material, after giving an opportunity to be heard. Because it is an estimate made without your inputs, it usually produces a higher demand — which you can then contest in appeal.
Is a 143(3) assessment order the final word?
No. An assessment order can be appealed to the Commissioner (Appeals) / CIT(A), and further to the Income Tax Appellate Tribunal (ITAT), the High Court and the Supreme Court on questions of law. You can also seek rectification under Section 154 for an apparent mistake, or revision under Section 264. File the first appeal within 30 days of receiving the order.
General
Do the old section numbers still apply after the Income-tax Act 2025?
The Income-tax Act, 2025 replaces the 1961 Act from AY 2026-27 and renumbers many provisions, but the assessment machinery — summary, scrutiny, best judgment, reopening and faceless assessment — remains substantively the same. The familiar 143, 144, 147, 148 and 144B references continue to appear in existing notices, orders and appeals, so this guide keeps them for clarity.
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