Vikas Sharma

Sole banking, multiple banking and consortium lending compared from the borrower's side: who leads, how security is shared, the documents, and what each costs in time and control6 Oct 2026 Project cost, means of finance and the feasibility study for a new unit: what goes into each, how they tie together, and the viability tests, with a worked example for a food-processing unit6 Oct 2026 Term loan appraisal from the borrower's side: debt service coverage ratio (DSCR), interest coverage, promoter contribution and the repayment schedule, with a worked example for a small manufacturer6 Oct 2026 How to build a financial model: the input sheet, revenue and cost drivers, the three linked statements, balance checks and scenarios, with a worked example for a start-up restaurant6 Oct 2026 Business model types and unit economics: how a business creates, delivers and captures value, the common revenue models, and contribution per customer, with a worked example for a subscription service6 Oct 2026 Small business and MSME valuation: normalising the profit, capitalisation of maintainable earnings and a cross-check on net assets, with a worked example for a proprietorship being sold6 Oct 2026 From enterprise value to equity value per share: net debt, surplus assets, preference shares, control premium and the discount for lack of marketability, with a worked example for a private company6 Oct 2026 Comparable company multiples method: EV/EBITDA, P/E, price to book and revenue multiples applied to an unlisted company, with a worked example for a regional distributor6 Oct 2026 Net asset value (NAV) method of business valuation: book value, adjusted net assets and value per share, and when the asset approach fits, with a worked example for a property-holding company6 Oct 2026 Discounted cash flow (DCF) valuation of an unlisted company: forecasting the cash flows, choosing the discount rate, the terminal value and the equity value, with a worked example for a small manufacturer6 Oct 2026 When the law requires a valuation report in India: the Companies Act triggers, who appoints the registered valuer, and where income-tax and FEMA ask for a different valuation6 Oct 2026 Internal audit of treasury and related party transactions: cash and bank controls, investments, borrowings and covenants, and SIA 18 on related parties4 Oct 2026