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Hedge Ineffectiveness Under Other Income for NBFC Statements

Four heads of other income, opening with the ineffective portion of a hedge — the part of a hedging gain or loss that never reaches the cash flow hedge reserve.

Vikas Sharma Tax & Compliance Expert
5 min read 6 views Updated Sep 11, 2026 Expert Reviewed Medium Complexity
Hedge Ineffectiveness Under Other Income for NBFC Statements
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Last updated: September 2026Verified against: Government sources
Quick Answer

Four heads of other income, opening with the ineffective portion of a hedge — the part of a hedging gain or loss that never reaches the cash flow hedge reserve.

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The four heads, opening with hedge ineffectiveness

The aggregate of "Other income" is to be disclosed on the face of the Statement of Profit and Loss. As per Note 5 of the General Instructions, other income shall be classified as:

  1. Net gain / (loss) on ineffective portion of hedges;
  2. Net gain / (loss) on de-recognition of property, plant and equipment;
  3. Net gain or loss on foreign currency transaction and translation (other than those considered as finance cost) (to be specified);
  4. Others (to be specified).
Where hedge ineffectiveness comes from

As per Paragraph 6.5.11(b) and (c) of Ind AS 109, for designated and qualifying cash flow hedges, the effective portion of the cumulative gain or loss on the hedging instruments is initially recognised directly in OCI within equity (cash flow hedge reserve). The ineffective portion of the gain or loss on the hedging instrument is recognised immediately in net gain / loss on fair value changes in the statement of profit and loss.

A cash flow hedge exists to move volatility out of earnings — the derivative's gain or loss is parked in OCI until the hedged transaction affects profit or loss, at which point both are recognised together.

That deferral is available only to the extent the hedge actually offsets. Where the derivative moves more than the hedged item — because of a mismatch in amount, timing, index or counterparty credit — the excess is hedge ineffectiveness, and it goes straight to profit or loss with no deferral at all.

The presentation is therefore diagnostic. A large hedge ineffectiveness balance, period after period, says the entity's hedging relationships are not tracking their hedged items well, whatever the hedge documentation asserts.

Note also that the ineffective portion is recognised immediately and asymmetrically: it hits earnings in the period it arises, while the effective portion waits.

Disposal of property, plant and equipment

Net gain / (loss) on derecognition of property, plant and equipment includes profit or loss on sale of furniture, land and building, motor vehicles, etc. Only the net position should be shown. If the net position is a loss, the amount should be shown as an expense.

So the head is a net figure that can migrate across the statement — a net gain sits in other income, a net loss becomes an expense. The same convention applies to the foreign currency line and to fair value changes.

Foreign currency movements

Any gains on account of foreign exchange fluctuations are to be disclosed separately as per Ind AS 21. Thus, net exchange gain should be classified under other income and the amount so included should be separately disclosed.

The parenthetical exclusion in the head itself — other than those considered as finance cost — carves out exchange differences on foreign currency borrowings, which are treated as a cost of borrowing and presented within finance costs.

What sits in "others"

  • Interest on income tax refund shall form part of "others" under "Other Income" — consistent with the treatment of such interest as outside the lending business.
  • Rental income other than that presented under "Revenue from operations" shall be disclosed under "others" — so rent that is not on investment property and does not arise from a renting business falls here.

Netting, and the one percent rule

Income under "others" should be disclosed net of expenses directly attributable to such income. However, the expenses so netted off should be separately disclosed.

That is a rare permission to present net, and it comes with a condition — the netted expenses must themselves be disclosed, so the gross position remains recoverable from the accounts.

And any item under the head "Other Income" which exceeds one per cent of the total income should be presented separately.

Common mistakes

  • Deferring hedge ineffectiveness in the cash flow hedge reserve.
  • Presenting gross gains and losses on PPE disposals rather than the net position.
  • Including exchange differences on foreign currency borrowings in other income.
  • Netting expenses against other income without disclosing them.

Key Facts About Hedge Ineffectiveness

  • Applies in: All states across India, under the relevant central law.
  • Mode: Mostly online via the official government portal.
  • Typical timeline: Ranges from a few days to a few weeks depending on the case.
  • Non-compliance: May attract penalties, interest or late fees.
  • Expert help: TaxClue completes the entire process end to end for you.

How is other income classified?

As net gain or loss on ineffective portion of hedges; net gain or loss on de-recognition of property, plant and equipment; net gain or loss on foreign currency transaction and translation other than those considered as finance cost, to be specified; and others, to be specified.

How is the ineffective portion treated?

As per paragraph 6.5.11(b) and (c) of Ind AS 109, for designated and qualifying cash flow hedges, the effective portion of the cumulative gain or loss on the hedging instrument is initially recognised directly in OCI within equity in the cash flow hedge reserve. The ineffective portion is recognised immediately in net gain or loss on fair value changes in the statement of profit and loss.

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Frequently Asked Questions
How is other income classified?
As net gain or loss on ineffective portion of hedges; net gain or loss on de-recognition of property, plant and equipment; net gain or loss on foreign currency transaction and translation other than those considered as finance cost, to be specified; and others, to be specified.
How is the ineffective portion treated?
As per paragraph 6.5.11(b) and (c) of Ind AS 109, for designated and qualifying cash flow hedges, the effective portion of the cumulative gain or loss on the hedging instrument is initially recognised directly in OCI within equity in the cash flow hedge reserve. The ineffective portion is recognised immediately in net gain or loss on fair value changes in the statement of profit and loss.
What is included in gain or loss on de-recognition of PPE?
Profit or loss on sale of furniture, land and building, motor vehicles and similar items. Only the net position should be shown; if the net position is a loss, the amount should be shown as an expense.
How are exchange gains presented?
Any gains on account of foreign exchange fluctuations are to be disclosed separately as per Ind AS 21. Net exchange gain should be classified under other income and the amount so included should be separately disclosed.
What falls under "others"?
Interest on income tax refund shall form part of others under other income, as shall rental income other than that presented under revenue from operations.
Is income under "others" shown gross or net?
Income under others should be disclosed net of expenses directly attributable to such income; however, the expenses so netted off should be separately disclosed. Any item under other income which exceeds one per cent of the total income should be presented separately.
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Vikas Sharma VERIFIED EXPERT
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Disclaimer: This article is for general informational purposes only and does not constitute professional tax, legal or financial advice. Laws, rates and due dates change and can vary by individual case — always verify with the relevant government source (e.g. mca.gov.in, incometax.gov.in) or consult a qualified professional before acting. TaxClue accepts no liability for decisions taken based on this content.

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