Template

Project Report Template (Bank Loan)

A bank-ready project report format with cost of project, means of finance and projected profitability for loan sanction.

PROJECT REPORT FOR BANK FINANCE

Applicant: [Business Name] · Scheme: [MUDRA / CGTMSE / Term Loan] · Date: [DD/MM/YYYY]

1. Promoter Details

Name: [_____]. PAN: [_____]. Aadhaar: [_____]. Experience: [_____].

2. Business Details

Constitution: [_____]. Activity: [_____]. Udyam/MSME No.: [_____]. Location: [_____].

3. Cost of Project & Means of Finance

Cost of Project (Rs.)AmountMeans of Finance (Rs.)Amount
Land & building[2,00,000]Promoter’s contribution[2,50,000]
Plant & machinery[5,00,000]Bank term loan[7,50,000]
Working capital[3,00,000]  
Total[10,00,000]Total[10,00,000]

4. Projected Profitability (Year 1)

ParticularsAmount (Rs.)
Sales / turnover[18,00,000]
Less: Direct expenses[11,00,000]
Gross profit[7,00,000]
Less: Interest & overheads[4,00,000]
Net profit[3,00,000]

5. Debt-Service Coverage

Projected DSCR: [1.75]. Repayment period: [60 months]. Moratorium: [6 months].

How to use: Fill actuals, attach quotations, bank statements and KYC, and match totals in the two columns before submitting to the branch.

Before you use it — fill in / check

  • Business name
  • Period
  • Detail
  • Date

How to use this template

  1. Read through and replace every [bracketed] or blank placeholder with your actual details.
  2. Delete any clause that doesn't apply and add anything specific to your situation.
  3. Click Print / Save as PDF to download, or Copy text to paste into your letterhead.
  4. Get it signed / stamped / notarised as required, and keep a copy for your records.

This is a general, editable template for convenience only — not legal advice. For anything material, have a professional review it. TaxClue isn't liable for how it's used.