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Declaration

Form 15G Declaration for No TDS on Interest

A self-declaration by a resident individual (below 60 years) that their income is below the taxable limit, requesting the bank to not deduct TDS on interest.

DECLARATION UNDER FORM 15G

Declaration under section 197A(1) and 197A(1A) of the Income-tax Act, 1961 by an individual (not being a senior citizen) claiming certain receipts without deduction of tax.

I, [Full Name], son/daughter of [Father's Name], resident of [Full Address], holding PAN [PAN Number] and being a resident of India, do hereby declare as under:

I hereby declare that my estimated total income for the previous year [Financial Year] relevant to the assessment year [Assessment Year], including the interest income of Rs. [Amount] on account of [Deposit/Account No.] with [Bank/Institution Name], will be NIL / below the maximum amount not chargeable to tax. I therefore request that no tax be deducted at source on the said interest income under the provisions of the Income-tax Act, 1961.

I further declare that the information furnished above is true, complete and correct.

_____________________
[Signature of Declarant]
[Name]
Place: [Place]    Date: [DD/MM/YYYY]

Before you use it — fill in / check

  • Full Name
  • PAN Number
  • Full Address
  • Financial Year
  • Bank/Institution Name
  • Interest Amount

How to use this template

  1. Read through and replace every [bracketed] or blank placeholder with your actual details.
  2. Delete any clause that doesn't apply and add anything specific to your situation.
  3. Click Print / Save as PDF to download, or Copy text to paste into your letterhead.
  4. Get it signed / stamped / notarised as required, and keep a copy for your records.

This is a general, editable template for convenience only — not legal advice. For anything material, have a professional review it. TaxClue isn't liable for how it's used.