MSME Eligibility Checker
Enter investment and turnover to see your Micro / Small / Medium classification live — or validate a Udyam registration number.
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- Built by our CA · CS team
- Rules cited on the page
Fill in the details — the answer on the right updates as you go.
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Lifetime valid, government registration with expert assistance — start to certificate in hand.
→ Official portal: udyamregistration.gov.inDisclaimer: Classification per the revised MSME criteria notified 1 July 2020 (Investment + Turnover). Indicative only — actual registration is done on the Udyam portal against ITR & GSTIN-linked figures.
2020 MSME classification thresholds
Since 1 July 2020 a single composite definition applies to manufacturing and service enterprises alike. An enterprise must satisfy both the investment limit and the turnover limit — cross either one and it moves up to the next category.
| Category | Investment in plant & machinery ≤ | Annual turnover ≤ |
|---|---|---|
| Micro | ₹1 Crore | ₹5 Crore |
| Small | ₹10 Crore | ₹50 Crore |
| Medium | ₹50 Crore | ₹250 Crore |
Micro, Small & Medium — the limits explained
The category is decided on the higher of the two parameters. A business with tiny investment but large turnover is still classified by whichever pushes it up.
| Investment | ≤ ₹1 Cr |
| Turnover | ≤ ₹5 Cr |
The vast majority of Indian MSMEs. Best-suited to collateral-free CGTMSE lending, the composition scheme and the 45-day delayed-payment protection.
| Investment | ≤ ₹10 Cr |
| Turnover | ≤ ₹50 Cr |
Growing units that still enjoy the full MSME benefit set — priority-sector credit, government-tender reservation and CLCSS technology-upgradation subsidy.
| Investment | ≤ ₹50 Cr |
| Turnover | ≤ ₹250 Cr |
The upper MSME band after the 2020 revision. Retains delayed-payment protection and many procurement benefits while accessing larger credit lines.
Benefits of MSME (Udyam) registration
Udyam registration is free, lifetime-valid and self-declared on the government portal. It unlocks credit, procurement and statutory-protection benefits regardless of your category.
Priority Lending
Collateral-free loans under the CGTMSE scheme and priority-sector lending from banks at lower interest rates.
Govt Tender Benefits
25% reservation in Central Govt procurement and exemption from Earnest Money Deposit for tenders.
Delayed-Payment Protection
Buyers must pay within 45 days; default attracts 3× bank-rate compound interest (Sec 16, MSMED Act).
Patent & ISO Subsidy
50% subsidy on patent registration fees and reimbursement of ISO certification charges.
Credit-Linked Subsidy
15% capital subsidy on loans for technology upgradation under the CLCSS scheme.
GST Benefits
Composition scheme, quarterly return filing and exemption from certain compliances.
Tax Benefits
Deduction under Section 80-IC / 80-IB and cheaper credit via the TReDS platform.
Market & Export Support
Export credit at concessional rates and state subsidies for electricity, land and setup.
Questions people ask
Short answers on MSME / Udyam Check. Tap a question to open it.
01What are the current MSME classification criteria in India?
As per the revised criteria effective 1 July 2020: Micro enterprises have investment up to Rs 1 crore and turnover up to Rs 5 crore; Small enterprises have investment up to Rs 10 crore and turnover up to Rs 50 crore; Medium enterprises have investment up to Rs 50 crore and turnover up to Rs 250 crore.
02What is Udyam Registration and is it mandatory?
Udyam Registration is the official MSME registration on the Udyam portal (udyamregistration.gov.in). It is free of charge, based on self-declaration, and linked to PAN and Aadhaar. While not legally mandatory for all businesses, it is required to avail MSME-specific benefits including priority sector lending, subsidies, and government tender preferences.
03What are the key benefits of MSME registration in India?
Benefits include priority sector lending at lower interest rates, collateral-free loans under CGTMSE scheme, preference in government procurement (GeM portal), 50% subsidy on patent registration fees, protection against delayed payments from buyers under the MSMED Act, and eligibility for various state and central government subsidies.
04What is the payment protection available to MSMEs under the MSMED Act?
Under the MSMED Act, 2006, buyers must pay MSMEs within 45 days of acceptance of goods/services (or 15 days if no written agreement). Delayed payment attracts compound interest at 3 times the RBI bank rate. MSMEs can file a claim with the MSME Facilitation Council for recovery.
05Can a service business register as an MSME?
Yes. Both manufacturing and service enterprises are eligible for Udyam Registration under the MSME classification. Service businesses are classified on the same investment and turnover criteria as manufacturing businesses since the 2020 revision eliminated the earlier distinction between manufacturing and service MSMEs.
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Disclaimer: This tool gives indicative results for general guidance only and is not professional advice. Please verify with a qualified CA before acting on the numbers.