Sixth and Seventh Schedules explained: this guide covers what it means, who it applies to, the step-by-step process, documents required, fees, due dates and penalties in India — so you can stay compliant with confidence and avoid costly mistakes.
The Sixth Schedule gives the factors used to convert a monthly wage into a lump-sum compensation for death or permanent total disablement, by the employee's age. The Seventh Schedule classifies aggregators into nine categories, which matters for gig and platform worker contributions and for representation on the National Social Security Board.
Sixth Schedule (sections 75, 76(1) and 152(1)): a table of factors by completed years of age, from 228.54 for age 16 or below down to 99.37 for age 65 or more. Under s.76(1), death compensation is 50% of monthly wages times the factor and permanent total disablement compensation is 60% of monthly wages times the factor, or a notified amount if more. Seventh Schedule (s.114(4)): nine classes of aggregator. An aggregator's contribution is not more than 2% and not less than 1% of annual turnover at a notified rate, capped at 5% of what it pays or owes gig and platform workers.
Sixth Schedule: how the factor is used
Section 76(1) fixes the amount of compensation under Chapter VII. For death, it is fifty per cent. of the monthly wages of the deceased employee multiplied by the relevant factor, or an amount notified by the Central Government, whichever is more. For permanent total disablement, it is sixty per cent. of the monthly wages multiplied by the relevant factor, or a notified amount, whichever is more. The Central Government may enhance both amounts by notification, and under s.76(3) may specify monthly wages for this purpose.
The "relevant factor" is taken from column (3) of the Sixth Schedule against the completed years of age on the employee's last birthday immediately preceding the date on which the compensation fell due. Section 75 also refers to the Schedule for compensation when a house provided by the employer in a plantation collapses.
Employers handling accident and death claims should keep accurate date-of-birth records. Our labour law compliance service can help review records and insurance cover for compensation liability.
Selected factors from the Schedule
| Completed years of age | Factor |
|---|---|
| Not more than 16 | 228.54 |
| 18 | 226.38 |
| 20 | 224.00 |
| 25 | 216.91 |
| 30 | 207.98 |
| 35 | 197.06 |
| 40 | 184.17 |
| 45 | 169.44 |
| 50 | 153.09 |
| 55 | 135.56 |
| 60 | 117.41 |
| 65 or more | 99.37 |
The full table runs year by year from 17 to 64, and each step falls as age rises. Age 17 is 227.49 and age 64 is 102.93.
A worked example (illustrative)
An employee aged 30 on his last birthday dies in an employment accident. His monthly wages for the purpose of s.76 are taken as ₹20,000 (the Central Government may specify monthly wages under s.76(3), so check any notification). The factor for age 30 is 207.98. Fifty per cent. of ₹20,000 is ₹10,000, and ₹10,000 x 207.98 = ₹20,79,800. If permanent total disablement had resulted instead, sixty per cent. is ₹12,000 and ₹12,000 x 207.98 = ₹24,95,760. In either case a notified amount applies instead if it is higher. Partial and temporary disablement follow s.76(1)(c) and (d), not this table. See our article on section 76.
Seventh Schedule: classification of aggregators
The Seventh Schedule, headed "", lists nine classes of aggregator:
| No. | Classification of aggregator |
|---|---|
| 1 | Ride sharing services |
| 2 | Food and grocery delivery services |
| 3 | Logistic services |
| 4 | e-Market place (both market place and inventory model) for wholesale or retail sale of goods and/or services (B2B/B2C) |
| 5 | Professional services provider |
| 6 | Healthcare |
| 7 | Travel and hospitality |
| 8 | Content and media services |
| 9 | Any other goods and services provider platform |
Where the classes matter
- Contribution (s.114(4)): the contribution by aggregators to the Social Security Fund under s.141(1)(ii) is at a rate not exceeding two per cent. but not less than one per cent., as notified, of the annual turnover of every aggregator falling in a category in the Seventh Schedule. The proviso caps it at five per cent. of the amount paid or payable by the aggregator to gig workers and platform workers. The Explanation says turnover excludes tax, levy and cess paid or payable to the Central Government. Under s.114(5) the date from which contribution starts is to be notified.
- Board representation: under rule 9(2)(c) of the Code on Social Security (Central) Rules, 2026, the Central Government nominates five members as aggregator representatives, on a rotation basis, from the types of aggregators in the Seventh Schedule. This rule applies where the Central Government is the appropriate Government; for State matters, State rules apply.
- Amendment: under s.152(1) the Central Government may add to or delete from the Seventh Schedule by notification.
The text we read states no rate beyond the 1 to 2 per cent. band and no start date. Do not assume a figure until a notification names one.
Need help with compensation and aggregator compliance?
Employers should be ready with age records, wage records and cover for accident claims, and platforms should know which Seventh Schedule class they fall in. Our labour law compliance team can help set these up and review your position as notifications arrive.
Key takeaways
- The Sixth Schedule factor depends on completed years of age on the last birthday before the compensation fell due.
- Factors run from 228.54 (16 or below) to 99.37 (65 or more).
- Death: 50%; permanent total disablement: 60% of monthly wages times the factor, or a notified amount if more (s.76(1)).
- The Seventh Schedule has nine aggregator classes.
- Aggregator contribution: 1% to 2% of turnover at a notified rate, capped at 5% of payments to gig and platform workers (s.114(4)).
Read next
- Section 76: Amount of compensation
- Sections 113 and 114: Registration and schemes for gig and platform workers
- Fourth Schedule: Injuries and disablement
- GST on freelancers and gig workers
Disclaimer: Based on the Code on Social Security, 2020 (as enacted) and, where noted, the Code on Social Security (Central) Rules, 2026 (G.S.R. 344(E), 8 May 2026), as on 30 September 2026. The Code is in force from 21 November 2025; some provisions may be notified later, and State Governments make their own rules for establishments where the State is the appropriate Government. Verify the current position before acting.