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Income-tax Act 2025 Chapter XXI — Penalties (Sections 439–472)

Complete section-by-section mapping of Chapter XXI (sections 439–472) of the Income-tax Act, 2025 to the Income-tax Act, 1961, with what changed and why.

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Income Tax
Published
September 5, 2026
Last updated
Sep 25, 2026
Reading time
5 min
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Last updated: September 2026Applies to: FY 2026-27 (AY 2027-28)Verified against: Government sources

What Chapter XXI covers

Chapter XXI is the penalty chapter — 34 sections covering under-reporting, documentation failures, audit failures, TDS and TCS defaults, cash transaction breaches and reporting lapses.

Chapter XXI contains 34 sections (sections 439 to 472). Between them they carry forward the substance of 34 sections of the Income-tax Act, 1961.

When this applies

The Income-tax Act, 2025 received Presidential assent on 21 August 2025 and takes effect from 1 April 2026. The Income-tax Act, 1961 continues to govern every tax year up to 31 March 2026, and all assessments, appeals, penalties and prosecutions relating to those years are completed under the old Act by virtue of the repeal and savings provision in section 536. The mapping on this page is drawn from the section-wise concordance published with the Act, including the corrigenda notified in the Gazette on 3 September 2025.

What changed in Chapter XXI

  • Section 439 is the main penalty for under-reporting and misreporting of income (old section 270A), with section 440 carrying the immunity application under section 270AA.
  • Section 446 is failure to get accounts audited (old section 271B) and section 441 is failure to keep books (old section 271A).
  • TDS and TCS penalties are sections 448 and 449 (old 271C and 271CA), and the statement failure penalty is section 461 (old 271H).
  • Cash transaction penalties renumber together: 271D becomes 450, 271DA becomes 451, 271DB becomes 452 and 271E becomes 453.
  • Section 469 carries the waiver power (old 273A), section 470 the reasonable cause defence (old 273B) and section 472 the limitation bar (old 275).

Chapter XXI: complete section mapping (2025 → 1961)

Every section of Chapter XXI is listed below with the section or sections of the Income-tax Act, 1961 that it corresponds to. Where a section is marked as read with a Schedule, the operative detail sits in that Schedule rather than in the section itself.

New section (2025)ProvisionCorresponding 1961 section(s)
439Penalty for under-reporting and misreporting of income270A
440Immunity from imposition of penalty, etc270AA
441Failure to keep, maintain or retain books of account, documents, etc271A
442Penalty for failure to keep and maintain information and document, etc., in respect of certain transactions271AA
443Penalty in respect of certain income271AAC
444Penalty for false entry, etc., in books of account271AAD
445Benefits to related persons271AAE
446Failure to get accounts audited271B
447Penalty for failure to furnish report under section 172271BA
448Penalty for failure to deduct tax at source271C
449Penalty for failure to collect tax at source271CA
450Penalty for failure to comply with provisions of section 185271D
451Penalty for failure to comply with provisions of section 186271DA
452Penalty for failure to comply with provisions of section 187271DB
453Penalty for failure to comply with provisions of section 188271E
454Penalty for failure to furnish statement of financial transaction or reportable account271FA
455Penalty for furnishing inaccurate statement of financial transaction or reportable account271FAA
456Penalty for failure to furnish statement or information or document by an eligible investment fund271FAB
457Penalty for failure to furnish information or document under section 171271G
458Penalty for failure to furnish information or document under section 506271GA
459Penalty for failure to furnish report or for furnishing inaccurate report under section 511271GB
460Penalty for failure to submit statement under section 505271GC
461Penalty for failure to furnish statements, etc271H
462Penalty for failure to furnish information or furnishing inaccurate Information under section 397 (d)271-I
463Penalty for furnishing incorrect information in reports or certificates271J
464Penalty for failure to furnish statements, etc271K
465Penalty for failure to answer questions, sign statements, Furnish information, returns or statements, allow inspections, etc272A
466Penalty for failure to comply with the provisions of section 254272AA
467Penalty for failure to comply with the provisions of section 262272B
468Penalty for failure to comply with the provisions of section 397272BB
469Power to reduce or waive penalty, etc., in certain cases273A
470Penalty not to be imposed in certain cases273B
471Procedure274
472Bar of limitation for imposing penalties275

How to use this mapping

  • Working on a year up to 2025-26? Use the 1961 section in the right-hand column. The old Act governs those years under section 536.
  • Working on tax year 2026-27 onwards? Use the new section number in the left-hand column, and read the section text rather than assuming the old provision was copied verbatim.
  • Drafting a reply or an appeal? Cite the section that applies to the year in dispute, not the section in force when you are writing.
  • Updating templates and software? Sections that merged — shown where one new section maps to several old ones — need the most attention, because a single new provision now carries what were separate conditions.
Please note

This page is a structural mapping guide, not tax advice. A corresponding section is not always an identical section — several provisions were merged, split or re-worded when they were carried over. Always read the actual text of the new section before relying on it, and check for later amendments, rules and CBDT notifications.

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Which sections make up Chapter XXI of the Income-tax Act, 2025?

Chapter XXI runs from section 439 to section 472 — 34 sections in all — and is headed “Penalties”.

How many 1961 sections does Chapter XXI replace?

The sections in this chapter carry forward the substance of 34 sections of the Income-tax Act, 1961. Some new sections merge several old ones, which is why the counts differ.

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Disclaimer: This article is for general informational purposes only and does not constitute professional tax, legal or financial advice. Laws, rates and due dates change and can vary by individual case — always verify with the relevant government source (e.g. mca.gov.in, incometax.gov.in) or consult a qualified professional before acting. TaxClue accepts no liability for decisions taken based on this content.

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Questions, answered

Short, direct answers to the 6 questions readers ask most on this topic.

Chapter XXI runs from section 439 to section 472 — 34 sections in all — and is headed “Penalties”.

The sections in this chapter carry forward the substance of 34 sections of the Income-tax Act, 1961. Some new sections merge several old ones, which is why the counts differ.

From 1 April 2026, that is tax year 2026-27 onwards. Every year up to 31 March 2026 continues under the Income-tax Act, 1961 because of the repeal and savings provision in section 536.

Section 439, corresponding to section 270A. Immunity can be sought under section 440.

Section 446, which carries forward section 271B.

Section 470 corresponds to section 273B of the 1961 Act, which barred penalty where reasonable cause was proved. Read section 470 for the list of sections it covers.