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Salary TDS Certificate · AY 2026-27

Form 16 —
Your Salary TDS Certificate

What Form 16 is, the difference between Part A and Part B, the 15 June due date, how to download it from TRACES, and exactly how to use it to file your income-tax return.

Updated for FY 2025-26 CA Reviewed Salaried Employees
15 Junissue due date
2 partsPart A + Part B
Rule 31of IT Rules
Rs 500/daynon-issue penalty
Quick Answer

Form 16 is the TDS certificate your employer issues under Section 203 and Rule 31, certifying the tax deducted at source on your salary for the financial year. It has two parts: Part A — downloaded by the employer from the TRACES portal — carries the PAN/TAN, quarterly TDS deducted and deposited, and challan details; Part B — prepared by the employer — gives the salary breakup, exemptions, deductions and net taxable salary. Employers must issue it by 15 June following the year (for FY 2025-26 → by 15 June 2026). It is the primary document for filing a salaried ITR.

Issued by Employer
Due date 15 Jun
Covers Salary TDS
Parts A + B
Form 16 is not the same as your ITR

Form 16 only reports your salary and the TDS already deducted — it is not a return. You still have to file your ITR by 31 July 2026 (non-audit individuals for AY 2026-27), where you reconcile Form 16 with Form 26AS and the AIS and pay or claim the balance.

The two halves

Form 16 Part A vs Part B

Part A proves the tax was deposited with the government; Part B explains how your taxable salary was arrived at. Both are needed to file an accurate return.

FeaturePart APart B
SourceTRACES (employer download)Prepared by employer
ContainsPAN/TAN, quarterly TDS deducted & deposited, challan detailsGross salary, exempt allowances, deductions (80C, 80D...), net taxable salary
Authenticated byIncome-Tax Dept — TRACES digital signatureEmployer's authorised signatory
Cross-check withForm 26AS / AISSalary slips & investment proofs
Used in ITR forSchedule TDS (tax credit)Schedule Salary

Part A must be generated from TRACES so its TDS figures reconcile with Form 26AS; a manually typed Part A is not valid.

A

Part A — proof of TDS

  • Downloaded from the TRACES portal
  • Quarterly TDS deducted & deposited
  • PAN, TAN & challan / BSR details
  • Bears a TRACES digital signature
  • Reconciles with Form 26AS
vs
B

Part B — salary computation

  • Prepared and signed by the employer
  • Gross salary, perquisites & allowances
  • Standard deduction (Rs 75k new / Rs 50k old)
  • Chapter VI-A deductions (80C, 80D...)
  • Net taxable salary & tax computed
Do not confuse them

Form 16 vs Form 16A vs Form 26AS

All three deal with TDS, but they cover different income and are issued by different parties. Form 16 is only for salary.

DocumentIssued byCoversFrequency
Form 16EmployerTDS on salary incomeAnnual
Form 16AAny deductor (bank, company, tenant)TDS on non-salary income — FD interest 194A, professional fees 194J, rent 194I, contractor 194CQuarterly
Form 26ASIncome-Tax Dept (TRACES)Consolidated TDS/TCS credit across all sources + AIS/TISOngoing

Golden rule: the TDS in Part A of Form 16 must match Form 26AS and the AIS before you file — any gap can trigger a mismatch notice.

Always reconcile before you file

If Part A of Form 16 shows more TDS than Form 26AS, your employer may not have deposited the full tax — you can be denied that credit. Fix the mismatch (usually a revised Form 24Q by the employer) before submitting your ITR.

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Step by step

How to Use Form 16 to File Your ITR

For most salaried people, Form 16 supplies almost everything the return needs. Use Part B for the income figures and Part A for the tax already paid.

Collect Form 16Both Part A and Part B from your employer
ReconcileMatch Part A TDS with Form 26AS & AIS
Enter incomePart B salary & deductions into the ITR
Claim TDSPart A credit in Schedule TDS
E-verifySubmit & verify within 30 days
  • Form 16 Part A (TRACES-generated)
  • Form 16 Part B (salary breakup)
  • Form 26AS & AIS/TIS downloaded
  • Bank interest / Form 16A certificates
  • 80C, 80D and other deduction proofs
  • Old vs new regime chosen
  • Correct ITR form (usually ITR-1 or ITR-2)
  • Return e-verified within 30 days
Which ITR form? Form 16 alone doesn't decide

A salaried person with income up to Rs 50 lakh from salary, one house property and other sources files ITR-1 (Sahaj). If you have capital gains, more than one house, foreign income or income above Rs 50 lakh, you must use ITR-2 — even though your salary sits in Form 16. See our which ITR form guide.

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No Form 16?

If Your Employer Did Not Issue Form 16

Only the deductor (employer) can download Form 16 from TRACES — employees cannot generate it themselves. But not having Form 16 does not stop you from filing.

  • You can still file using your salary slips, bank statements and Form 26AS/AIS, which independently show the TDS.
  • Your employer is legally required to issue Form 16 by 15 June; failure attracts a penalty of Rs 500 per day under Section 272A(2)(g).
  • If TDS was deducted but no certificate is given, request it in writing or raise the issue on the TRACES / e-filing grievance portal.

Form 16 makes filing easy if

  • You are salaried with TDS deducted
  • Your only income is salary + a little interest
  • Part A already matches Form 26AS

You need more than Form 16 if

  • You changed jobs (get Form 16 from each employer)
  • You have capital gains, rent or business income
  • Your employer deposited less TDS than deducted
Missed the 31 July deadline?

You can still file a belated return under Section 139(4) up to 31 December 2026 with a late fee under Section 234F (Rs 5,000, or Rs 1,000 if total income is up to Rs 5 lakh). Beyond that, an updated return (ITR-U) u/s 139(8A) is allowed within 48 months of the assessment-year end.

Government sourcesForm 16 (Section 203 / Rule 31): incometax.gov.in · Form 16 & 16A reference: incometaxindia.gov.in · Non-issue penalty: Section 272A(2)(g), Income-tax Act 1961 · Due dates AY 2026-27 & late fee: Section 234F, 139(4)/(8A)
People also ask

Form 16 — Frequently Asked Questions

Basics
What is Form 16 in salary?
Form 16 is the TDS certificate your employer issues under Section 203 and Rule 31, certifying the tax deducted at source on your salary during the financial year. Part A (downloaded from TRACES) shows the quarterly TDS deducted and deposited with your PAN/TAN and challan details; Part B (prepared by the employer) gives your salary breakup, exemptions and deductions. It is mandatory for any salaried employee on whose salary TDS was deducted.
What is the difference between Part A and Part B of Form 16?
Part A is generated from the TRACES portal by the employer and contains the PAN/TAN, quarterly TDS deducted and deposited, and challan/BSR details — it proves the tax reached the government. Part B is prepared by the employer and contains the salary computation: gross salary, exempt allowances, the standard deduction, Chapter VI-A deductions (80C, 80D, etc.) and net taxable salary. You need both to file your ITR.
Is Form 16 mandatory for filing ITR?
No. Form 16 is not legally required to file your return — it is a convenience. If your employer did not issue one, you can file using salary slips, bank statements and Form 26AS/AIS, which independently record the TDS. However, the employer is obliged to issue Form 16 wherever salary TDS was deducted.
Due Dates
What is the due date to issue Form 16 for FY 2025-26?
Employers must issue Form 16 by 15 June following the financial year. For FY 2025-26 (AY 2026-27), the due date is 15 June 2026. This is because the deductor first files the Q4 quarterly TDS return (Form 24Q) and then downloads Part A from TRACES.
What is the penalty if the employer does not issue Form 16?
Failure to issue Form 16 within the due date attracts a penalty of Rs 500 per day of default under Section 272A(2)(g) of the Income-tax Act, 1961. If TDS was deducted but no certificate is provided, you can request it in writing or raise a grievance on the TRACES / e-filing portal.
By when do I have to file my ITR after getting Form 16?
For AY 2026-27, individuals and other non-audit taxpayers must file by 31 July 2026. Audit cases have until 31 October 2026 and transfer-pricing cases until 30 November 2026. A belated or revised return under Section 139(4)/(5) can be filed up to 31 December 2026, with a late fee under Section 234F.
Download
How do I download Form 16 from TRACES?
Employees cannot download the full Form 16 directly — only the employer (deductor) can generate Part A and Part B from the TRACES portal after filing the Q4 Form 24Q. You receive it from your employer. You can, however, register on TRACES as a taxpayer using your PAN to view your Form 26AS, which reflects the same TDS.
Can I get Form 16 if I changed jobs during the year?
Yes — you should collect a separate Form 16 from each employer you worked with during the financial year. When filing, combine the salary and TDS from all Form 16s. Tell your new employer about your previous salary (via Form 12B) so total TDS is deducted correctly and you avoid a large balance at year-end.
Form 16 vs 16A
What is the difference between Form 16 and Form 16A?
Form 16 is issued only for TDS on salary income by the employer, once a year. Form 16A is issued for TDS on non-salary income — bank FD interest (194A), professional fees (194J), rent (194I), contractor payments (194C) — by the deductor (bank, company, tenant) on a quarterly basis. Both certify TDS, but for different income streams.
How is Form 16 different from Form 26AS?
Form 16 is a salary-only TDS certificate from your employer. Form 26AS is a consolidated tax-credit statement maintained by the Income-Tax Department (TRACES) that shows all TDS/TCS, advance tax and self-assessment tax across every source. Before filing, the TDS in Part A of Form 16 should match Form 26AS and the AIS.
Using Form 16
How do I use Form 16 to file my ITR?
Reconcile Part A TDS with Form 26AS and the AIS, then enter the Part B salary breakup — gross salary, perquisites, exempt allowances, standard deduction and Chapter VI-A deductions — into Schedule Salary of your ITR. Claim the Part A TDS in Schedule TDS. Pick the correct regime and ITR form, submit, and e-verify within 30 days.
Which ITR form do I file with Form 16?
A resident with income up to Rs 50 lakh from salary, one house property and other sources files ITR-1 (Sahaj). If you have capital gains, more than one house, foreign income/assets or income above Rs 50 lakh, use ITR-2. Form 16 supplies the salary details, but your other income decides the form.
What if the TDS in Form 16 does not match Form 26AS?
A mismatch usually means your employer deducted TDS but did not deposit or report the full amount. You may be denied that credit if you file as-is. Ask the employer to correct and re-file the quarterly Form 24Q so Form 26AS updates, then file your return once the figures agree.
Does Form 16 show the standard deduction?
Yes. Part B reflects the standard deduction from salary — Rs 75,000 under the new regime (default for FY 2025-26) or Rs 50,000 under the old regime. It also shows the regime the employer used to compute TDS, though you can still choose the other regime when filing if it saves more tax.
Special Cases
Can I file ITR without Form 16?
Yes. Form 16 is not compulsory. Use your monthly salary slips for the salary figures, your Form 26AS and AIS for the TDS, and bank statements for interest income. Enter these directly into the ITR. Getting Form 16 simply makes the process faster and reduces errors.
Is Form 16 needed for a home loan or visa?
Lenders and embassies often ask for the last 2-3 years of Form 16 as income proof during credit or visa assessment, alongside ITR acknowledgements and bank statements. While not a tax requirement, keeping your Form 16s helps with loan, credit-card and visa applications.
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