Filing of Charge Forms in Muzaffarpur
CA/CS-managed registration of charge with the ROC — we prepare and file Form CHG-1 (or CHG-9 for debentures) within the statutory 30-day window, attach the charge instrument, and track the SRN until the Certificate of Registration of Charge (CHG-2) is issued. 100% online, at a fixed fee quoted upfront.
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Filing of Charge Forms in Muzaffarpur
RoC Patna — Maurya Lok Complex, Block-A, Western Wing, 4th Floor, Dak Bungalow Road, Patna – 800001
Patna High Court
10 (Bihar)
Bihar levies Professional Tax (max ₹2,500/year). Applicable to companies employing salaried staff.
Bela Industrial Area, Litchi Cluster, MSK Market, Motipur
Muzaffarpur is North Bihar's commercial capital — the "Land of Litchi" (Shahi litchi GI) — with the Bela industrial estate and a major agri and auto-parts trade.
What Is Filing of Charge Forms?
A quick, plain-language explanation before the details.
Filing of charge forms is how a company records, with the ROC, that it has pledged its assets as security for a loan — so the lender’s claim is on the public register.
Under Section 77 of the Companies Act, 2013, every company creating a charge on its property or assets — within or outside India — must register the particulars of the charge with the Registrar in Form CHG-1 (CHG-9 for debentures) within 30 days of creation, together with the instrument creating the charge.
Administered by the Registrar of Companies (ROC) under the Ministry of Corporate Affairs (MCA), through the MCA21 V3 portal.
A registered charge stays on record until it is satisfied (repaid) and removed by filing Form CHG-4, or modified by re-filing CHG-1 when its terms change.
Quick Facts
Is This Service Right for You?
Ideal for
- Companies taking a secured term loan or working-capital limit
- Companies creating hypothecation over stock, book debts or plant & machinery
- Companies mortgaging immovable property to a bank or NBFC
- Companies issuing secured debentures backed by assets
- Banks, NBFCs and lenders requiring a registered charge as security
- Companies modifying or satisfying an existing charge on repayment
You may need this if
- Your company has created a charge on its assets to secure borrowing
- A lender has sanctioned a loan against hypothecation or mortgage
- You are issuing secured debentures to investors
- The terms of an existing registered charge have changed
- A loan is repaid and the charge needs to be satisfied on record
- The lender itself needs to register the charge the company failed to file
Not sure if you need this?
Talk to an Expert →Why Must a Charge Be Registered with the ROC?
Registration of a charge protects both the lender and the company, and is a statutory duty under the Companies Act. Here is why it matters.
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01
Protects the Lender’s Security
A charge that is not registered is not taken into account by the liquidator or any creditor in a winding up (Section 77(3)) — registration keeps the lender’s security legally enforceable.
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02
Statutory Obligation
Section 77 makes registration mandatory within 30 days of creating the charge. Filing on time keeps the company compliant and avoids penalties under Section 86.
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03
Enables Bank & NBFC Lending
Banks and NBFCs release loan disbursement only once the charge is registered and the CHG-2 certificate is on record — timely filing keeps your funding on track.
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04
Public Notice of the Charge
A registered charge appears on the MCA public register, giving notice to other lenders and stakeholders and establishing priority among creditors.
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05
Clean Compliance Record
Registering, modifying and satisfying charges on time keeps the company’s register of charges (Form CHG-7) and MCA records accurate for audits and due diligence.
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06
Smoother Due Diligence
Investors, acquirers and auditors examine registered charges. Accurate, up-to-date charge records make funding rounds and transactions easier.
Simple, Transparent Pricing
Custom quote for your case
Fees depend on your business type and scope. Get a clear, itemised quote upfront — no hidden professional charges, government fee billed at actuals.
Who Can Apply?
Eligibility checklist
- A charge (mortgage, hypothecation, pledge or lien) has been created on company assets
- The instrument creating the charge (loan / sanction / hypothecation deed) is executed
- Filing done within 30 days of creation (up to 120 days with additional fee)
- A Digital Signature Certificate (DSC) of a director / authorised signatory
- Certification of the form by a practising CA / CS / CMA
- Charge-holder (lender) details, amount secured and property description available
Everything You Need. One Professional Team.
Consultation
Understand the loan, the charge created and the correct form — CHG-1 or CHG-9.
Instrument Review
Check the sanction letter, hypothecation deed or mortgage document before filing.
Form Preparation
Draft Form CHG-1 / CHG-9 with charge-holder, amount, and property particulars.
Professional Certification
Get the form certified by a practising CA / CS / CMA as required.
ROC Filing
File on the MCA21 V3 portal within the 30-day window, with the instrument attached.
Follow-up
Track the SRN and respond to any ROC resubmission or query on your behalf.
Certificate Delivery
Hand over the Certificate of Registration of Charge (Form CHG-2).
Register of Charges
Update the company’s register of charges (Form CHG-7) for your records.
What You’ll Receive
What Documents Are Required to File Charge Forms?
Requirements depend on whether you are creating, modifying or satisfying a charge. Keep clear scans (PDF) of the instrument ready — everything is collected securely online and the form is professionally certified before filing.
Charge Creation (CHG-1 / CHG-9)
To register a new charge- Instrument creating the charge — loan / sanction letter, hypothecation or mortgage deed
- Particulars of the charge — amount secured, date & description of assets charged
- Charge-holder (lender) name, address and details
- Board resolution authorising the borrowing / charge
- DSC of director / authorised signatory
Charge Modification (CHG-1)
When charge terms change- Instrument evidencing the modification
- Details of the original charge and its SRN / Charge ID
- Revised amount, rate or property particulars
- Board resolution / lender confirmation
- DSC of authorised signatory
Charge Satisfaction (CHG-4)
After the loan is repaid- Letter of satisfaction / no-dues certificate from the lender
- Details of the charge being satisfied (Charge ID / SRN)
- Date of full repayment / satisfaction
- Board resolution noting the satisfaction
- DSC of authorised signatory
File within 30 days
A charge must be registered within 30 days of creation. Filing between 31 and 120 days is allowed with an additional fee and, beyond 30 days, a declaration/certificate from the company (Section 77).
DSC & certification required
Form CHG-1 / CHG-9 must be signed with the DSC of a director or authorised signatory and certified by a practising CA / CS / CMA. We arrange the certification as part of the process.
Attach the charge instrument
The instrument creating the charge — the loan agreement, sanction letter, hypothecation or mortgage deed — must be attached to the form. Upload a clear, complete scan to avoid a resubmission query.
Satisfaction within 30 days
When a loan is repaid, the satisfaction of charge should be filed in Form CHG-4 within 30 days of repayment (condonation route available for delay).
Lender can file if you don’t
If the company fails to register the charge, the charge-holder (lender) may apply to register it and recover the fee from the company (Section 78).
Don’t have all the documents?
We’ll identify what your case needs →How to File Charge Forms with the ROC (Step by Step)
The entire filing happens online through the MCA21 V3 portal.
Consultation & scoping
Review the loan and the charge created, and confirm the correct form — CHG-1 for most charges, CHG-9 for debentures.
Collect the instrument & particulars
Gather the sanction letter / hypothecation or mortgage deed, charge amount, asset description and charge-holder details.
Prepare & certify the form
Draft Form CHG-1 / CHG-9 with all particulars and have it certified by a practising CA / CS / CMA.
File with the ROC on MCA21
File the form on the MCA21 V3 portal within 30 days of creation, with the instrument attached and DSC affixed. Pay the fee (additional fee if beyond 30 days).
Track the SRN
Monitor the SRN and respond to any ROC query or resubmission until the charge is approved.
Receive CHG-2 certificate
On approval, the ROC issues the Certificate of Registration of Charge (Form CHG-2), and we update your register of charges.
What Is the Timeline for Filing a Charge?
| Stage | Expected Time |
|---|---|
| Within 30 days of creation | Normal filing — normal ROC fee |
| 31 to 120 days after creation | Allowed with additional fee + company certificate |
| Beyond 120 days | Requires condonation of delay by the Central Government |
Section 77 gives a 30-day window to register a charge, extendable up to 120 days with additional fee (charges created on or after 2 Nov 2018). Beyond 120 days, delay must be condoned by the Central Government under Section 87. Satisfaction of charge (CHG-4) is filed within 30 days of repayment, with a condonation route for delay.
Key Dates — At a Glance
| Frequency | What Is Due |
|---|---|
| On Modification | File Form CHG-1 when charge terms change · Attach the instrument of modification · Register modification within 30 days |
| On Satisfaction | Obtain no-dues / satisfaction letter from lender · File Form CHG-4 within 30 days of repayment · ROC issues satisfaction memorandum (CHG-5) |
| Ongoing | Maintain the register of charges in Form CHG-7 · Keep the register and instruments at the registered office · Reflect charges in financial statements & audit |
| Event-Based | Condonation of delay (CHG-8) where limits are crossed · Lender-initiated registration (Section 78) if company defaults · Update on transfer or assignment of the charge |
Dates are indicative and may change with government notifications. Our team tracks every deadline so you never miss a filing.
Doing It Yourself vs TaxClue
Doing It Yourself
- Decide whether CHG-1 or CHG-9 applies to your charge
- Extract every particular of the charge from the loan documents
- Prepare the form without portal validation errors
- Arrange professional certification of the form
- File within the 30-day window and compute additional fee if late
- Handle ROC resubmission queries
- Risk penalties and an unenforceable charge
With TaxClue
- Expert picks the correct form and route
- Loan instrument reviewed before filing
- Particulars drafted accurately the first time
- Professional certification arranged for you
- Filed within the statutory window
- ROC queries answered by our team
- CHG-2 certificate delivered, register updated
Skip the guesswork.
Let an expert handle it →Common Mistakes That Delay Your Application
TaxClue reviews your documents before filing to reduce avoidable errors.
What Happens After the Charge Is Registered?
On Modification
- File Form CHG-1 when charge terms change
- Attach the instrument of modification
- Register modification within 30 days
On Satisfaction
- Obtain no-dues / satisfaction letter from lender
- File Form CHG-4 within 30 days of repayment
- ROC issues satisfaction memorandum (CHG-5)
Ongoing
- Maintain the register of charges in Form CHG-7
- Keep the register and instruments at the registered office
- Reflect charges in financial statements & audit
Event-Based
- Condonation of delay (CHG-8) where limits are crossed
- Lender-initiated registration (Section 78) if company defaults
- Update on transfer or assignment of the charge
Penalties & Consequences
What is at stake if you do not comply
- Charge not filed in CHG-1 within 30 days → charge void against the liquidator and creditors
- Missing the 120-day outer limit → registration needs condonation by the Central Government
- Filing CHG-1 for a debenture charge instead of CHG-9 → rejection
- Not filing satisfaction (CHG-4) after repayment leaves a stale charge blocking new borrowing
Regulatory Updates 2025–26
- 2025: Charge creation or modification is filed in Form CHG-1 and satisfaction in Form CHG-4, each within 30 days (extendable with additional fees).
- 2025: All alteration, charge and registered-office forms are now filed on the MCA V3 portal; the legacy V2 portal has been retired.
Why Businesses Choose TaxClue
CA / CS Team
Qualified Chartered Accountants and Company Secretaries prepare and certify your charge forms.
End-to-End
From instrument review to CHG-2 certificate — fully managed, minimal effort from you.
On-Time Filing
We file within the statutory window and flag additional-fee timelines clearly.
100% Online
Everything over WhatsApp / email — no office visits required.
Transparent Fees
A fixed fee quoted upfront — no hidden professional charges.
Post-Service Support
Guidance on modification, satisfaction and your register of charges.
Your Documents Deserve Professional Care
- Documents handled by professionals under confidentiality
- Access limited to the team working on your file
- Communication over secure digital channels
- Documents retained only as long as needed for compliance
Frequently Asked Questions
What is a charge under the Companies Act, 2013?
Which form is used to register a charge?
What is the time limit for filing a charge with the ROC?
What happens if a charge is not registered?
Who is responsible for registering the charge?
Does the charge form need professional certification?
How do I modify a registered charge?
What is satisfaction of charge and how is it filed?
What is a Certificate of Registration of Charge?
Does a company need to maintain its own register of charges?
Is a charge on assets outside India registrable?
Can the delay in filing a charge be condoned?
How do I register a charge with the ROC in Form CHG-1?
What is Form CHG-1 and what is its due date?
What is the additional fee for late filing of a charge?
What documents are required to file Form CHG-1?
Can a lender register a charge if the company fails to file?
How is a charge on debentures registered — CHG-1 or CHG-9?
Official Sources & Legal References
Every regulatory detail on this page — forms, sections and timelines — is drawn from primary law and official government sources. Verify them directly:
- MCA — Ministry of Corporate AffairsOfficial portal to file CHG-1, CHG-9, CHG-4 and track the SRN
- Companies Act, 2013 — Sections 77–87Registration, modification and satisfaction of charges · India Code
- Companies (Registration of Charges) Rules, 2014Rules prescribing Forms CHG-1 to CHG-9 and filing procedure
- MCA — Company e-Forms DownloadDownload the CHG series of charge forms
Related Guides
Satisfaction of Charge (CHG-4): A Guide
Read guide ArticleHow to File Form CHG-4
Read guide ArticleMCA Scheme for Relaxation of Charge Filing
Read guide ArticleMCA Waiver of Additional Fees & Extra Time
Read guide ArticlePost-Incorporation Compliance Checklist
Read guide ArticleKey Definitions in the Companies Act, 2013
Read guideFiling of Charge Forms Resources — All Free
Register Your Charge with the ROC — Within 30 Days
Expert-managed filing of Form CHG-1 / CHG-9 — instrument review, professional certification, ROC filing and the CHG-2 certificate, end to end. Free consultation, fixed fee quoted upfront, zero hidden charges.