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For Non-Resident Indians (NRI)

NRI Tax & Compliance —
Done Right, Done Online

ITR filing, property TDS (26QB), FEMA compliance, NRE/NRO advice, capital gains, and repatriation — handled by CA experts from anywhere in the world.

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NRIs Served
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Countries Covered
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FEMA
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Double Tax Avoidance

DTAA Benefits — Pay Tax Once, Not Twice

India has Double Tax Avoidance Agreements (DTAA) with 90+ countries. As an NRI, you can claim relief so the same income isn't taxed in both India and your country of residence.

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India–USA DTAA
Reduced rates on dividends, interest & royalties
Dividend income: 15% max in India. Interest: 10–15%. Foreign tax credit available in the US for Indian taxes paid.
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India–UK DTAA
Pension, property income & capital gains relief
UK pensions paid to Indian residents taxed only in UK. Indian property gains taxable in India with UK foreign tax credit.
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India–UAE DTAA
No income tax in UAE — Indian income taxed in India only
UAE NRIs pay no UAE income tax. India taxes India-sourced income (rent, capital gains). DTAA prevents double taxation on dividends.
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India–Canada DTAA
Dividend, interest & pension relief
Dividends capped at 15% Indian withholding. Pensions taxed in Canada. Foreign tax credits available for Indian taxes paid on rental income.
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India–Australia DTAA
Royalties, technical fees & capital gains
Royalties taxed at 10–15%. Capital gains on Indian property taxable in India. Australia allows credit for Indian taxes paid.
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90+ Other Countries
Ask our NRI specialists
India has DTAAs with Singapore, Germany, Netherlands, Japan, Saudi Arabia, and 85+ more countries. Our team advises on your specific situation.
Frequently Asked Questions

NRI Tax — Common Questions

Do I need to file an ITR in India if I'm an NRI? +
Yes, if your income from Indian sources (rental income, interest on NRO accounts, capital gains on Indian property/shares) exceeds ₹2.5 lakh in a financial year. Even if below the threshold, it's advisable to file to claim TDS refunds on rent or property sales. NRIs file ITR-2 or ITR-3 depending on their income type.
What is the difference between NRE and NRO accounts? +
NRE (Non-Resident External) accounts hold foreign earnings converted to INR — principal and interest are fully repatriable and interest is tax-free in India. NRO (Non-Resident Ordinary) accounts hold India-sourced income (rent, dividends) — interest is taxable at 30% (TDS deducted), and repatriation is capped at USD 1 million per year after tax clearance. Both accounts are FEMA-regulated.
How much TDS is deducted when an NRI sells property in India? +
When an NRI sells immovable property in India, the buyer is required to deduct TDS at 20% (Long-Term Capital Gains, held > 2 years) or 30% (Short-Term, held ≤ 2 years) plus applicable surcharge and cess — making the effective rate 20.8% to 23.92% for LTCG. The NRI can apply for a Lower/Nil TDS certificate (Form 13) from the Income Tax department to reduce this. TaxClue handles this entire process.
What is DTAA and how does it help NRIs avoid double taxation? +
DTAA (Double Tax Avoidance Agreement) is a treaty between India and your country of residence that prevents the same income from being taxed twice. Under DTAA, you either pay tax only in one country or get a tax credit in one country for taxes paid in the other. To claim DTAA benefits in India, you must provide a Tax Residency Certificate (TRC) from your country of residence plus Form 10F. TaxClue helps NRIs claim all eligible DTAA benefits.
Can I repatriate money from India to my foreign bank account? +
Yes. NRIs can repatriate up to USD 1 million per financial year from NRO accounts after paying applicable taxes. Money from NRE accounts is freely repatriable without limit. For property sale proceeds, you need a CA certificate in Form 15CB and file Form 15CA on the income tax portal before the bank will process the remittance. TaxClue handles the complete 15CA/15CB process.
What happens if I miss filing ITR as an NRI? +
Missing the ITR deadline (July 31 for NRIs with non-audit income) results in: late filing fee of ₹5,000 (reduced to ₹1,000 if income below ₹5 lakh), interest on unpaid tax u/s 234A at 1% per month, inability to carry forward capital losses, and potential notices from the Income Tax department. Belated returns can be filed up to December 31 of the assessment year.
Talk to an NRI
Tax Specialist
Free 30-minute consultation for NRIs. We'll assess your Indian income, tax obligations, and the best strategy for your situation.
Our NRI tax specialist will contact you within 4 hours. Thank you!

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