Free Calculator · Section 24b + 80C · Home Loan
Home Loan Tax Benefit Calculator
Calculate Section 24(b) interest deduction and Section 80C principal repayment benefit — see your annual tax saving on home loan.
Step 1 of 3
Loan details
Home loan sanctioned amount and interest rate
Loan Amount (₹)
₹
Annual Interest Rate (%)
%
Loan Tenure (Years)
yrs
Tax regime & income slab
Section 24b & 80C benefits are available ONLY in Old Regime
Your income tax slab (old regime)
Higher slab = more tax saved per rupee of deduction
Annual Tax Saving on Home Loan
₹ 0
Claim all home loan deductions correctly — file ITR-1 or ITR-2 with our CA team
File ITR →Step 1 of 3
Loan details
For let-out property — full interest is deductible (no ₹2L cap)
Loan Amount (₹)
₹
Annual Interest Rate (%)
%
Loan Tenure (Years)
yrs
Rental income
Annual rental income from the property
Annual Rent Received (₹)
₹
Your income tax slab
Let-out property interest deduction is available in old regime
Annual Tax Saving (Let-Out)
₹ 0
Rental income + home loan? File ITR-2 correctly with our CA team
File ITR-2 →Disclaimer: Section 24(b) cap of ₹2L applies only to self-occupied property (old regime). Let-out property has no cap but loss set-off against other heads is limited to ₹2L/yr. File ITR with our CA to claim all benefits.