Free Calculator · EPF · 8.25% p.a.
EPF Calculator
Calculate your Employee Provident Fund corpus at retirement — with year-by-year growth, employer contribution breakdown and tax benefits.
Step 1 of 3
Basic salary & age details
EPF contribution is 12% of basic salary (employee + employer)
Monthly Basic Salary (₹)
₹
Current Age
yrs
Retirement Age (typically 58–60)
yrs
Current EPF balance & salary growth
Existing balance + expected annual salary hike
Current EPF Balance (₹) — enter 0 if unknown
₹
Expected Annual Salary Hike (%)
%
Employer type
Determines EPS portion (employer's 8.33% vs 3.67% to EPF)
EPF Corpus at Retirement
₹ 0
Boost retirement savings with NPS (additional ₹50K 80CCD(1B) deduction)
Plan with NPS →Step 1 of 2
VPF additional contribution
Voluntary PF — same 8.25% rate as EPF, 80C eligible up to ₹1.5L
Monthly VPF Amount (₹)
₹
Investment period
Years until retirement or withdrawal
VPF Corpus
₹ 0
VPF beats PPF in returns — get a complete 80C optimisation plan
Get Plan →Disclaimer: EPF interest rate is 8.25% p.a. (FY 2023-24) and is notified annually by EPFO. EPS pension calculation is separate. Consult our CA for retirement planning.