Charge Satisfaction (CHG-4) in Valsad
Once a loan is repaid, the charge on your company's assets must be formally satisfied on the MCA records. Our CS team drafts and files Form CHG-4 with the ROC end to end — so your Register of Charges shows the asset as free and clear. 100% online, fixed fee quoted upfront.
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Charge Satisfaction (CHG-4) in Valsad
RoC Ahmedabad — ROC Bhavan, Opposite Rupal Park Society, Behind Ankur Bus Stop, Naranpura, Ahmedabad – 380013
Gujarat High Court
24 (Gujarat)
Gujarat levies Professional Tax (max ₹2,400/year), collected by the local municipal corporation.
GIDC Valsad, Pardi, Atul Industrial Complex, Sarigam link
Valsad is a South Gujarat hub for chemicals (Atul Ltd), Alphonso mango (Hafus) trade, paper, and packaging industries.
What Is Charge Satisfaction (CHG-4)?
A quick, plain-language explanation before the details.
Charge satisfaction is the process of telling the ROC that a loan secured against your company's assets has been fully repaid, so the charge is removed from the MCA records. You do this by filing Form CHG-4.
Under Section 82 of the Companies Act, 2013, a company must give intimation to the Registrar of the payment or satisfaction in full of any charge registered against it, in the prescribed form (CHG-4) and within the prescribed time — ordinarily 30 days from the date of such payment or satisfaction.
Filed with the Registrar of Companies (ROC) through the Ministry of Corporate Affairs (MCA) portal. On being satisfied that the charge is discharged, the Registrar enters a memorandum of satisfaction in the register.
Once the ROC records the satisfaction and issues the memorandum of satisfaction (Form CHG-5), the charge is treated as discharged in the Register of Charges. There is no renewal — the record stands until a new charge is created.
Quick Facts
Is This Service Right for You?
Ideal for
- Companies that have fully repaid a secured loan or term loan
- Businesses closing a cash-credit or working-capital facility
- Companies whose lender has released the security / hypothecation
- Entities cleaning up their Register of Charges before due diligence
- Companies preparing for fundraising, sale or a fresh loan
- Businesses whose bank charge still appears "open" on the MCA portal
You may need this if
- You have repaid a loan against which a charge was registered
- Your lender has issued a No-Objection / satisfaction letter
- The charge still shows as active in the company's MCA records
- A buyer, investor or auditor has flagged an unsatisfied charge
- You want the asset shown as free of any registered charge
- You need to register a fresh charge and clear the old one first
Not sure if you need this?
Talk to an Expert →Why File Form CHG-4 After Repaying a Loan?
Repaying the loan is not enough on its own — the charge stays on the public MCA record until you report the satisfaction. Here is why filing CHG-4 matters.
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01
Statutory Obligation
Section 82 of the Companies Act, 2013 requires the company to intimate the Registrar of the full payment or satisfaction of a charge. Reporting it on time keeps the company compliant.
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02
Clean Register of Charges
Until CHG-4 is filed and accepted, the charge continues to appear as "open" in the company's Register of Charges and on the MCA portal — even though the loan is repaid.
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03
Smooth Due Diligence
Investors, acquirers and lenders review the Register of Charges. An unsatisfied charge against a repaid loan raises red flags during funding, M&A and audit.
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04
Free Up the Asset
Recording the satisfaction shows the secured asset as free of encumbrance, which matters when you want to sell it, refinance, or offer it as security for a new loan.
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05
Avoid Condonation Hassle
Filing within the prescribed window avoids the need to approach the authorities for condonation of delay, which adds time, cost and paperwork.
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06
Obtain the CHG-5 Memorandum
A properly filed CHG-4 leads to the ROC issuing a memorandum of satisfaction in Form CHG-5 — documentary proof that the charge has been discharged.
Simple, Transparent Pricing
Custom quote for your case
Fees depend on your business type and scope. Get a clear, itemised quote upfront — no hidden professional charges, government fee billed at actuals.
Who Can Apply?
Eligibility checklist
- A charge was earlier registered with the ROC (in CHG-1 or CHG-9) against the company
- The underlying loan or facility has been fully repaid or otherwise satisfied
- The charge-holder / lender confirms the satisfaction (typically via a letter or NOC)
- The date of satisfaction is known, so the reporting timeline can be tracked
- The company has an active MCA account and a valid DSC of the authorised signatory
Everything You Need. One Professional Team.
Consultation
Understand the charge, the loan repaid and the date of satisfaction.
Charge Verification
Check the existing charge on the MCA portal and the company's Register of Charges.
Document Collection
Obtain the lender's NOC / satisfaction letter and loan-closure proof.
Form CHG-4 Preparation
Draft Form CHG-4 with the correct charge ID and satisfaction details.
Board Resolution Support
Help pass and document the resolution authorising the filing, where needed.
MCA Filing
File CHG-4 on the MCA portal, signed with the authorised signatory's DSC.
Follow-up with ROC
Track the SRN and respond to any ROC query or resubmission.
CHG-5 Delivery
Hand over the memorandum of satisfaction (Form CHG-5) once issued.
What You’ll Receive
What Documents Are Required to File CHG-4?
The core requirement is proof that the charge has been fully satisfied — usually the lender's NOC — plus the company's authorisation to file. Keep clear scans (PDF) ready for the MCA upload.
From the Company
Company & charge records- Charge ID / details of the charge as registered with the ROC
- Board resolution authorising the CHG-4 filing
- DSC of the authorised director / signatory
- Company PAN and registered-office details
From the Lender
Proof the charge is satisfied- No-Objection Certificate / letter of satisfaction from the charge-holder
- Loan closure / account settlement statement
- Confirmation of the date of full satisfaction
- Release / reconveyance of security, where applicable
Supporting
Filing & verification- Copy of the original charge instrument (as earlier filed)
- Details of the earlier CHG-1 / CHG-9 filing
- Digital signature of a practising professional (if certification applies)
- Any prior ROC correspondence on the charge
Report within 30 days
Intimation of satisfaction is ordinarily filed within 30 days of the date the charge is fully paid or satisfied. Beyond that window, condonation of delay may be required.
Lender NOC is central
The No-Objection Certificate or satisfaction letter from the charge-holder is the key document — it confirms the loan is fully repaid and the charge released.
DSC required
Form CHG-4 is filed on the MCA portal and signed with the Digital Signature Certificate of the authorised director / signatory of the company.
Match the charge ID
The satisfaction must reference the exact charge ID under which the charge was registered (via CHG-1 or CHG-9). Mismatched details lead to ROC queries.
Don’t have all the documents?
We’ll identify what your case needs →How to File Form CHG-4 (Step by Step)
The intimation of satisfaction is filed electronically with the ROC through the MCA portal.
Confirm the charge is fully satisfied
Verify the loan is repaid in full and obtain the lender's No-Objection / satisfaction letter with the date of satisfaction.
Verify the charge on MCA
Pull up the charge as registered with the ROC and confirm the charge ID and the company's Register of Charges entry.
Authorise the filing
Pass a board resolution (where required) authorising the company to intimate the ROC of the satisfaction.
Prepare Form CHG-4
Draft CHG-4 with the charge details, date of satisfaction and the supporting documents attached.
File with the ROC
Submit CHG-4 on the MCA portal, signed with the authorised signatory's DSC. An SRN is generated.
ROC records satisfaction — CHG-5 issued
On being satisfied the charge is discharged, the Registrar records the satisfaction and issues a memorandum of satisfaction in Form CHG-5.
What Are the Key Timelines for CHG-4?
| Stage | Expected Time |
|---|---|
| Reporting satisfaction to the ROC (Form CHG-4) | Ordinarily within 30 days of satisfaction |
| ROC processing & memorandum of satisfaction (CHG-5) | After the ROC is satisfied with the filing |
| Delayed filing | May require condonation of delay |
The 30-day window runs from the date the charge is fully paid or satisfied. If a lender is intimated of the satisfaction, the ROC may give notice before recording it. Filing beyond the prescribed window can require an application for condonation of delay, which adds time and cost.
Key Dates — At a Glance
| Frequency | What Is Due |
|---|---|
| On Satisfaction | File Form CHG-4 with the ROC · Attach the lender NOC / closure proof · Note the date of satisfaction |
| After Filing | Track the SRN on the MCA portal · Respond to any ROC query promptly · Obtain the CHG-5 memorandum |
| Company Records | Update the Register of Charges (Form CHG-7) · File the CHG-5 in the statutory records · Retain the NOC and filing acknowledgements |
| Going Forward | Register any fresh charge in CHG-1 / CHG-9 · Reconcile open charges before due diligence · Review the charge register at year-end |
Dates are indicative and may change with government notifications. Our team tracks every deadline so you never miss a filing.
Doing It Yourself vs TaxClue
Doing It Yourself
- Interpret Section 82 and the CHG-4 requirements yourself
- Locate the correct charge ID from earlier ROC filings
- Draft the board resolution and authorisation
- Fill Form CHG-4 without errors in the charge details
- Attach the right NOC and closure documents
- Sign and file on the MCA portal with a valid DSC
- Handle ROC queries or a condonation application if delayed
With TaxClue
- CS interprets Section 82 and confirms the correct approach
- The exact charge ID is verified from MCA records
- Board resolution and authorisation drafted for you
- Form CHG-4 prepared and reviewed before filing
- Correct NOC and closure documents attached
- Filed on MCA with the authorised signatory's DSC
- ROC queries and CHG-5 issuance tracked to completion
Skip the guesswork.
Let an expert handle it →Common Mistakes That Delay Your Application
TaxClue reviews your documents before filing to reduce avoidable errors.
What to Keep in Mind After the Charge Is Satisfied
On Satisfaction
- File Form CHG-4 with the ROC
- Attach the lender NOC / closure proof
- Note the date of satisfaction
After Filing
- Track the SRN on the MCA portal
- Respond to any ROC query promptly
- Obtain the CHG-5 memorandum
Company Records
- Update the Register of Charges (Form CHG-7)
- File the CHG-5 in the statutory records
- Retain the NOC and filing acknowledgements
Going Forward
- Register any fresh charge in CHG-1 / CHG-9
- Reconcile open charges before due diligence
- Review the charge register at year-end
Penalties & Consequences
What is at stake if you do not comply
- CHG-4 not filed within 30 days of satisfaction → condonation of delay may be required
- Assuming loan repayment alone clears the charge → it stays "open" on the MCA record
- An unsatisfied charge stays on record and blocks fresh borrowing against the asset
- Referencing the wrong charge ID or filing without the lender NOC → ROC query
Regulatory Updates 2025–26
- 2025: Charge creation or modification is filed in Form CHG-1 and satisfaction in Form CHG-4, each within 30 days (extendable with additional fees).
- 2025: All alteration, charge and registered-office forms are now filed on the MCA V3 portal; the legacy V2 portal has been retired.
Why Businesses Choose TaxClue
CS-Led Filing
Company Secretaries and CAs who handle ROC charge filings regularly.
Reviewed Before Filing
Charge details and documents checked before the MCA submission.
Transparent Fees
A clear, itemised quote upfront — no surprises.
Digital Process
Share documents and get updates entirely online.
SRN Visibility
Always know where your CHG-4 filing stands with the ROC.
End-to-End
From charge verification to the CHG-5 memorandum in hand.
Your Documents Deserve Professional Care
- Documents handled by professionals under confidentiality
- Access limited to the team working on your file
- Communication over secure digital channels
- Documents retained only as long as needed for compliance
Frequently Asked Questions
What is Form CHG-4?
When must Form CHG-4 be filed?
What happens after I file CHG-4?
What is Form CHG-5?
Is filing CHG-4 necessary if I have already repaid the loan?
What documents are needed to file CHG-4?
Who signs and files Form CHG-4?
What if I miss the 30-day window for CHG-4?
Does the lender have to intimate the ROC instead of the company?
Can a partially repaid loan be reported under CHG-4?
How do I check whether a charge is still open on my company?
Is the whole CHG-4 process online?
How do I satisfy a charge with the ROC after repaying my loan?
What is Form CHG-4 and what is its due date?
What documents are required to file Form CHG-4?
What is the additional fee if CHG-4 is filed late?
How do I check the charge ID for a CHG-4 filing?
Does the ROC issue anything after a charge is satisfied?
Official Sources & Legal References
The legal requirements on this page — the section, the form and the reporting obligation — are drawn from primary law and official government sources. Verify them directly:
- Companies Act, 2013 — Section 82Duty to report to the Registrar the payment or satisfaction of a registered charge · MCA
- MCA Portal — e-Forms & FilingFile Form CHG-4 and track the SRN on the Ministry of Corporate Affairs portal
- Companies (Registration of Charges) Rules, 2014Prescribed forms and procedure for charge satisfaction (CHG-4 / CHG-5) · India Code
Related Guides
Satisfaction of Charge (CHG-4): A Guide
Read guide ArticleHow to File Form CHG-4 Step by Step
Read guide ArticleMCA Scheme for Relaxation of Charge Filing
Read guide ArticleMCA Waiver of Additional Fees & Extra Time
Read guide ArticlePost-Incorporation Compliance Checklist
Read guide ArticleKey Definitions in the Companies Act, 2013
Read guideCharge Satisfaction (CHG-4) Resources — All Free
Clear a Repaid Charge From Your MCA Records
CS-managed Form CHG-4 filing — charge verification, lender NOC, ROC submission and the CHG-5 memorandum of satisfaction. Free consultation, fixed transparent fee, zero hidden charges.