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TDS Rate Chart 2026-27 — Printable Reference

Updated: 3 June 2026  |  Income-tax Act, 2025  |  All Sections  |  Resident Payees

Complete TDS rate chart for Tax Year 2026-27 under the Income-tax Act, 2025. All TDS sections with rates, thresholds, and old section numbers for reference. Click "Print / Save as PDF" to download. Updated to reflect Income-tax Act 2025 section renumbering (effective 1 April 2026).
Updated for 2025 Act
Section numbers renumbered: 192→392, 194-series→393. Rates unchanged.
Income-tax Act 2025 effective 01-Apr-2026. Legacy section numbers shown for reference.

TDS Rate Chart — Tax Year 2026-27 (Income-tax Act 2025)

Payment Nature New Section Old Section TDS Rate Threshold Deposit Due
Salary (slab rate)392192SlabBasic exemption7th of next month
Interest on securities39319310%₹5,0007th of next month
Dividends39319410%₹5,0007th of next month
Interest other than securities (FD, savings)393194A10%₹40,000 (₹50K senior)7th of next month
Lottery / Prize winnings393194B30%₹10,000Before release of prize
Horse race winnings393194BB30%₹10,000Before release
Contractor / Sub-contractor393194C1% (ind/HUF) / 2% (others)₹30,000 per payment / ₹1L annual7th of next month
Insurance commission393194D5%₹15,0007th of next month
NSS/Deposits (post office)393194EE10%₹2,5007th of next month
Repurchase of mutual fund units393194F20%No threshold7th of next month
Commission / Brokerage393194H5%₹15,0007th of next month
Rent — Land/Building/Furniture393194-I(a)2%₹2,40,000/year7th of next month
Rent — Plant/Machinery393194-I(b)2%₹2,40,000/year7th of next month
Transfer of immovable property393194-IA1%₹50 lakh30 days from end of month
Rent by individual/HUF (not audit)393194-IB2%₹50,000/month30 days from end of month
Professional / Technical services393194J(a)2% (technical) / 10% (professional)₹30,000/year7th of next month
Director remuneration (non-employee)393194J10%No threshold7th of next month
E-commerce operator payout393194O1%₹5 lakh7th of next month
Virtual Digital Assets (crypto)393194S1%₹50,000/year (₹10K via exchange)30 days from end of month
Cash withdrawal exceeding ₹1 crore393194N2%₹1 crore/year7th of next month
Benefit/perquisite (non-salary)393194R10%₹20,000/year7th of next month

* Rates for resident payees. Higher TDS (20%) applies for inoperative PAN (Section 206AA). March TDS deposits due by 30 April.

Frequently Asked Questions

Where can I download the TDS rate chart for 2026-27?
The TDS rate chart for Tax Year 2026-27 under the Income-tax Act, 2025 is available above as a printable reference. The official source is the CBDT circular or income tax department website at incometax.gov.in. TaxClue maintains an updated table with section cross-references (old Act vs new Act 2025).
What changed in TDS rates for 2026-27?
Key changes under Income-tax Act 2025: Section numbers renumbered (192→392 for salary, 194-series→393 for others). No major rate changes for standard TDS categories. TDS on FD interest threshold remains ₹40,000 (₹50,000 for senior citizens). TDS on rent for individual/HUF (old 194IB) continues at 2% above ₹50,000/month.
What is the TDS rate for inoperative PAN?
If PAN is inoperative (not linked with Aadhaar), TDS is deducted at the higher of: twice the normal rate OR 20% under Section 206AA. For salary TDS, higher of applicable slab rate or 20%. Significantly higher TDS is the penalty for not linking PAN-Aadhaar.
Is there TDS on cryptocurrency / virtual digital assets?
Yes. TDS at 1% on transfer of Virtual Digital Assets (VDA / cryptocurrency) under Section 393 (old: 194S) when consideration exceeds ₹50,000 per year (₹10,000 for smaller transactions through exchanges). The buyer/exchange deducts TDS.
How to avoid double TDS on the same income?
File Form 15G (below 60, income below exemption) or Form 15H (senior citizens) with the bank/payer to prevent TDS on FD interest. For professional fees, declare income in ITR and claim TDS credit. Apply for Nil/Lower TDS Certificate (Form 13) from income tax officer if regularly facing excess TDS.

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