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How to Check Income Tax Refund Status

Updated June 2026 · Verified
You can check your income tax refund status on the Income Tax e-Filing portal by logging in with your PAN and navigating to e-File → Income Tax Returns → View Filed Returns, or on the NSDL website using your PAN and the relevant Tax Year. Refunds are typically processed within 30–60 days of e-verification.

How to Check Refund Status on the Income Tax Portal?

  1. Visit incometax.gov.in and log in with your PAN/Aadhaar and password.
  2. Go to e-File → Income Tax Returns → View Filed Returns.
  3. Select the relevant Tax Year.
  4. Click on the ITR acknowledgement number to see the processing status.
  5. If the return is processed, the refund status will appear with the amount and mode of payment (NEFT/direct credit).

How to Check Refund Status on NSDL / TIN?

  1. Visit the NSDL Refund Status page.
  2. Enter your PAN and select the relevant Tax Year.
  3. Enter the captcha and click Submit.
  4. The refund status will display — including mode of payment, date, and amount.

What Do the Different Refund Status Messages Mean?

Status Message Meaning
Return Submitted & Pending VerificationITR filed but not yet e-verified. Refund will not be processed until verification is complete.
Successfully VerifiedITR e-verified. Processing by CPC has begun or will begin shortly.
Return ProcessedCPC has processed the return. If refund is due, it will be initiated soon.
Refund DeterminedThe refund amount has been finalised by CPC.
Refund IssuedRefund has been sent to your bank account via NEFT or cheque.
Refund PaidRefund has been successfully credited to your bank account.
Refund FailedRefund could not be credited — usually due to incorrect bank details, inactive account, or KYC issues.
Demand DeterminedInstead of a refund, CPC has determined a tax demand. You may need to pay additional tax or file a rectification.
Rectification ProcessedA rectification request (u/s 154) has been processed, which may change the refund amount.

How Long Does an Income Tax Refund Take?

Under normal circumstances, the refund timeline is:

Stage Typical Duration
ITR filing to e-verificationImmediate (if Aadhaar OTP) to 30 days (if ITR-V posted)
e-Verification to CPC processing15–45 days
CPC processing to refund credit7–20 days
Total (typical)30–60 days from e-verification
Note: Refunds for returns filed early in the season (July–August) may take longer due to high volumes at CPC Bengaluru.

What Are the Common Reasons for Refund Delay?

  • ITR not e-verified: Refund processing does not begin until the return is verified.
  • Incorrect bank account details: Mismatched name, wrong IFSC, or inactive account.
  • Bank account not pre-validated: The bank account must be linked and pre-validated on the e-filing portal.
  • Mismatch in TDS claims: If claimed TDS does not match Form 26AS/AIS data, CPC may adjust or hold the refund.
  • Income tax demand pending: Outstanding demands from prior years may be adjusted against your refund.
  • Return selected for scrutiny: If the return is picked for scrutiny, the refund may be withheld.

What to Do If Your Refund Fails?

  1. Log in to the e-filing portal and go to Services → Refund Reissue.
  2. Pre-validate a correct bank account under Profile → My Bank Accounts.
  3. Submit a refund reissue request selecting the pre-validated account.
  4. The refund will be re-processed and credited within 15–30 days.
Interest on refund: Under the Income-tax Act, 2025, if the department delays the refund beyond the prescribed period, you are entitled to simple interest at 0.5% per month on the refund amount.
Legacy note: Refund provisions were under Section 237–245 of the Income-tax Act, 1961. The Income-tax Act, 2025 retains similar provisions with updated section references.

Frequently Asked Questions

Can I check refund status without logging in to the IT portal?

Yes. You can check on the NSDL website (tin.tin.nsdl.com) by entering your PAN and selecting the Tax Year. No login is required.

Why is my refund amount less than what I claimed in my ITR?

CPC may adjust your refund if there are mismatches in TDS/income data, outstanding tax demands from prior years, or disallowed deductions. Check your intimation under Section 143(1) for details.

How do I request a refund reissue after a failed refund?

Log in to incometax.gov.in, go to Services → Refund Reissue, pre-validate your bank account, and submit the reissue request. The refund is typically re-credited within 15–30 days.

Do I get interest if my refund is delayed?

Yes. Under the Income-tax Act, 2025, if the refund is delayed beyond the prescribed period, you receive simple interest at 0.5% per month (6% per annum) on the refund amount from the date of filing to the date of refund.

Can outstanding tax demands be adjusted against my refund?

Yes. The department can adjust pending tax demands from the current or prior years against your refund. You will receive an intimation before such adjustment. If the demand is incorrect, you can file a response or rectification.

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