NRI Taxation Under Income Tax Act 2025: Complete Guide for Non-Residents
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GST Refund Status — Track Your Refund with ARN
Check GST refund status on gst.gov.in via Services → Refunds → Track Application Status using your ARN. Understand every stage — from RFD-02 acknowledgement to RFD-05 payment order — and what to do if your refund is stuck. Officer must sanction within 60 days; delay attracts 6% interest under Section 56.
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Sanction Deadline
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Provisional 90%
6%
Interest u/s 56
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GST Refund StatusTrack with ARNRFD-02 AcknowledgementRFD-04 ProvisionalRFD-05 Payment OrderRFD-06 SanctionPMT-03 Recredit6% Interest on DelayPFMS Bank ValidationGST Refund StatusTrack with ARNRFD-02 AcknowledgementRFD-04 ProvisionalRFD-05 Payment OrderRFD-06 SanctionPMT-03 Recredit6% Interest on DelayPFMS Bank Validation
Direct Answer
How to Check GST Refund Status?
To check your GST refund status, go to gst.gov.in → Services → Refunds → Track Application Status, and enter the ARN (Application Reference Number) generated when your refund application in Form RFD-01 was filed. The portal shows the current stage of the application — from submission to bank credit.
Pre-login tracking: Without logging in, enter the ARN on the Track Application Status page to see the basic stage of the application. Post-login tracking: Log in to the portal, go to Services → Refunds → Track Application Status, and select the financial year or enter the ARN — this shows the detailed stage-wise status, including bank account validation status and disbursement details, which the pre-login view does not display.
Exporters who paid IGST on export of goods track refunds differently — that refund flows through GSTR-1 / shipping bill matching on ICEGATE, not through RFD-01. See our export refund guide for that route.
⏳
60 Days — Statutory Sanction Deadline
Under Section 54(7) of the CGST Act, the officer must issue the refund sanction order within 60 days from the date of the complete application (i.e., from RFD-02 acknowledgement). If refund is delayed beyond 60 days, interest at 6% p.a. under Section 56 is payable to you for the delay period.
What’s Included
- ARN-based status diagnosis by CA
- Stage-wise action plan for stuck refunds
- Deficiency memo (RFD-03) reply & refiling
- PFMS bank validation issue resolution
- Interest computation u/s 56 for delays
- Follow-up with jurisdictional officer
- 30-day post-service support
Portal Walkthrough
Track GST Refund on gst.gov.in — Step by Step
01
Open gst.gov.in
Visit the GST portal. For detailed status, log in with your GSTIN credentials; basic status works without login
1 min02
Services → Refunds
Navigate to Services → Refunds → Track Application Status from the top menu
1 min03
Enter ARN or Select Year
Enter the ARN from your RFD-01 acknowledgement, or (post-login) select the filing financial year to list all refund applications
1 min04
Read the Stage
The portal shows the current stage — Submitted, Pending for Processing, RFD-02/03/04/06 issued, or Payment Order (RFD-05) issued
Instant05
Check Bank Disbursement
Post-login view also shows bank account validation status (PFMS) and disbursement status after RFD-05 is issued
Post-Login Only
💡
Pre-login vs post-login: Pre-login tracking (ARN only) shows just the broad stage of the application. Post-login tracking additionally shows stage-wise detail, the tax period, amounts, bank validation status and disbursement updates — always use post-login tracking when a refund appears stuck.
Status Decoder
GST Refund Status Stages — What Each One Means
| Status / Form | What It Means | What You Should Do |
|---|---|---|
| Submitted | RFD-01 filed successfully; ARN generated. Application awaiting scrutiny by the jurisdictional officer. | Nothing yet — acknowledgement (RFD-02) or deficiency memo (RFD-03) is due within 15 days. |
| Pending for Processing | Application is with the tax officer for examination of the claim and documents. | Track periodically. If it stays here unusually long, follow up with the jurisdictional officer. |
| RFD-02 — Acknowledgement | Application found complete. The 60-day sanction clock under Section 54(7) runs from this date. | Note the acknowledgement date — it decides the deadline and any Section 56 interest. |
| RFD-03 — Deficiency Memo | Application found deficient (missing statement, document or mismatch). The application does not proceed further. | File a fresh RFD-01 curing the deficiencies. Any debited ITC/cash is recredited. Watch the 2-year limit. |
| RFD-04 — Provisional Refund Order | 90% of the claim sanctioned provisionally for zero-rated (export/SEZ) claims, within 7 days of RFD-02, under Rule 91. | Await RFD-05 payment order for the provisional amount; balance 10% follows final verification. |
| RFD-05 — Payment Order | Payment order issued; the amount is sent for disbursement to your validated bank account through PFMS. | Verify bank account validation status. Credit normally follows shortly after RFD-05. |
| RFD-06 — Final Sanction / Rejection Order | Final order sanctioning the refund fully, partly, or rejecting it (after SCN in RFD-08 and your reply in RFD-09, where applicable). | If partly/fully rejected, evaluate appeal options and PMT-03 recredit of rejected ITC. |
| PMT-03 — Recredit Order | Where an ITC refund claim is rejected, the officer recredits the rejected ITC amount back to your electronic credit ledger via PMT-03 (against your undertaking). | Confirm the recredit reflects in your electronic credit ledger; the ITC remains usable against output tax. |
Statutory Timelines
How Long Should a GST Refund Take?
| Milestone | Statutory Timeline | Legal Basis |
|---|---|---|
| Acknowledgement (RFD-02) or deficiency memo (RFD-03) | Within 15 days of filing RFD-01 | Rule 90, CGST Rules |
| Provisional refund of 90% for zero-rated supplies (RFD-04) | Within 7 days of RFD-02 acknowledgement | Sec 54(6) r/w Rule 91 |
| Final sanction order (RFD-06) | Within 60 days of the complete application | Sec 54(7), CGST Act |
| Interest for delay beyond 60 days | 6% p.a. from expiry of 60 days till date of refund | Sec 56, CGST Act |
⚖️
Interest is your right, not a favour: If the refund is credited after the 60-day window, interest at 6% p.a. under Section 56 is payable for the period of delay. If a refund arises from an appellate or court order and remains unpaid 60 days after the resulting application, the proviso to Section 56 provides a higher 9% p.a. rate. Our CA team computes and pursues this interest along with the principal.
Common Blocker
Refund Sanctioned but Not Credited? PFMS Bank Validation
GST refunds are disbursed through the Public Financial Management System (PFMS). Before money can move, the bank account selected in your refund application must be validated by PFMS — the account number, IFSC and PAN-linked name must match bank records. A large share of “sanctioned but not received” cases are simply failed bank validations.
Validation Failed
Name mismatch with PAN, closed/dormant account, wrong IFSC after bank merger, or non-CBS branch. The RFD-05 amount cannot be disbursed until fixed.
How to Fix
Update or add the correct bank account via a non-core amendment of registration, then select the validated account and re-initiate disbursement from the refund case detail on the portal.
Where to Check
Post-login: Track Application Status shows the bank validation status against the ARN. Fix the account and the payment is re-attempted through PFMS.
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Stage-Wise Diagnosis
We read the exact portal status — RFD-02/03/04/05/06 — and tell you precisely why the refund is stuck and what fixes it.
Deficiency Memo Refiling
RFD-03 received? We cure the deficiency and refile a complete application fast, protecting the 2-year limitation.
PFMS Validation Fixes
Bank validation failures resolved via registration amendment and disbursement re-initiation.
Interest u/s 56 Pursued
Delayed beyond 60 days? We compute and claim the 6% statutory interest along with your refund.
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Frequently Asked Questions
GST Refund Status — Questions Answered
Go to gst.gov.in → Services → Refunds → Track Application Status and enter the ARN of your RFD-01 application. Pre-login shows the broad stage; logging in shows detailed stage-wise status including bank validation and disbursement.
Pre-login (ARN only) shows just the current stage of the application. Post-login additionally shows stage-wise detail, tax period, amounts, PFMS bank account validation status and disbursement status — use post-login when a refund seems stuck.
Your application is with the jurisdictional officer for scrutiny. Within 15 days of filing, the officer must either acknowledge it (RFD-02) or issue a deficiency memo (RFD-03). If it lingers, follow up with the officer.
RFD-03 means the application was found incomplete — it will not be processed further. Any ITC/cash debited is recredited, and you must file a fresh RFD-01 after curing the deficiencies. Keep the 2-year time limit in mind while refiling.
The final sanction order (RFD-06) is due within 60 days of the complete application (Section 54(7)). For zero-rated (export/SEZ) claims, 90% is released provisionally via RFD-04 within 7 days of acknowledgement under Rule 91.
Yes. If the refund is not granted within 60 days of the complete application, interest at 6% p.a. under Section 56 applies from expiry of the 60 days until the date of credit. Refunds arising from appellate/court orders attract 9% p.a. under the proviso.
Most often the selected bank account failed PFMS validation (name/PAN mismatch, wrong IFSC, closed account). Update the bank account through a non-core amendment, select the validated account, and disbursement is re-initiated.
When an ITC refund claim is rejected (fully or partly), the rejected ITC is recredited to your electronic credit ledger through an order in Form PMT-03, against your undertaking. The ITC is then available again to set off output tax.
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