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Drafting Pleadings & Appearances

Slump Sale Agreement — Business Transfer as Going Concern Guide 2026

VS Vikas Sharma 📅 March 25, 2026 ⏱️ 3 min read 👁️ 0 views

What Is a Slump Sale?

Under Section 2(42C) of the Income Tax Act, 1961: "slump sale" means the transfer of one or more undertakings as a result of the sale for a lump sum consideration without values being assigned to the individual assets and liabilities in such sales. Key elements: (a) transfer of an ENTIRE undertaking (not individual assets), (b) for a LUMP SUM consideration (not itemized per asset), (c) all assets and liabilities are included. After the Finance Act, 2021 amendment: slump sale now includes transfer by ANY means — not just 'sale.' This covers exchange, relinquishment, and other modes of transfer.

Capital Gains on Slump Sale — Section 50B

Under Section 50B: (a) Full value of consideration: The lump sum amount received/receivable (or Fair Market Value, if consideration is not determinable). (b) Cost of acquisition: The NET WORTH of the undertaking on the date of transfer. Net worth = total assets (at written down value for depreciable assets, book value for others) MINUS total liabilities. (c) Capital Gain: Full value of consideration − Net worth. (d) LTCG/STCG: If the undertaking was held for more than 36 months: LTCG (taxed at 20% with indexation). Otherwise: STCG (taxed at slab rate). After the Finance Act, 2021: Fair Market Value is used as the full value of consideration when actual consideration is not determinable — preventing undervaluation.

Drafting the Slump Sale Agreement

Key clauses: (a) Transfer clause: "The Transferor hereby transfers and assigns to the Transferee the [Name] Undertaking as a going concern, for a LUMP SUM consideration of Rs. [Amount], without values being assigned to individual assets and liabilities." (b) Assets and liabilities: Schedule listing ALL assets and liabilities being transferred — but WITHOUT individual values. The schedule describes assets; it does NOT price them individually. (c) Employees: All employees transferred with continuity of service. (d) Effective date: The date from which the transfer is deemed effective (may differ from execution date). (e) Warranties: Transferor warrants completeness of asset/liability list, compliance with laws, employee details accuracy.

GST Treatment

Transfer of business as a going concern is EXEMPT from GST — under Entry 2 of Schedule II read with Notification 12/2017 (CGST). Conditions: (a) entire business (or independent part) transferred, (b) as a going concern with all assets and liabilities, (c) the business continues to operate after transfer. This exemption makes slump sale GST-efficient compared to itemized asset sale (where GST applies on each asset at the applicable rate).

Slump Sale vs Itemized Sale vs Amalgamation

FeatureSlump SaleItemized SaleAmalgamation
ConsiderationLump sumPer-asset pricingShare exchange (swap)
Capital GainsOn net worth of undertakingOn each asset separatelyExempt (Section 47)
GSTExempt (going concern)Applicable per assetExempt (going concern)
Court/NCLTNot requiredNot requiredNCLT approval required
Stamp DutyOn immovable property onlyOn each immovable propertyMay be exempt (court scheme)
TimeQuick (1-2 months)Quick (1-2 months)Long (6-12 months)

When to Choose Slump Sale

Slump sale is preferred when: (a) the transferor wants a QUICK transfer (no NCLT approval needed), (b) GST EXEMPTION is important (itemized sale attracts GST), (c) the transferor wants to transfer a SPECIFIC undertaking while retaining other businesses, (d) the consideration is in CASH (not shares — which would be amalgamation/demerger), (e) the transferor wants SIMPLICITY — one lump sum, one transaction, one deed.

Disclaimer: This article is for informational purposes only and does not constitute legal or professional advice. While every effort has been made to ensure accuracy based on the latest laws and amendments, readers should consult a qualified professional before acting on any information provided. For expert assistance, contact us.

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❓ Frequently Asked Questions
What is the key tax difference between slump sale and itemized sale?
SLUMP SALE: capital gains computed on the ENTIRE UNDERTAKING — (lump sum consideration) − (net worth of undertaking). One computation. LTCG if held >36 months. GST EXEMPT (going concern). ITEMIZED SALE: capital gains computed on EACH ASSET separately — different cost bases, holding periods, and tax rates for each. GST APPLICABLE on each asset at the applicable rate. Slump sale is generally more tax-efficient for: (a) undertakings with significantly appreciated assets, (b) depreciable assets (WDV may be low — but lump sum treatment avoids per-asset computation), (c) GST savings (exempt vs 18% on each asset).
What makes a transfer qualify as a slump sale?
Under Section 2(42C): (1) transfer of one or more UNDERTAKINGS (entire business unit — not cherry-picked assets), (2) for a LUMP SUM consideration — values NOT assigned to individual assets and liabilities, (3) all assets and liabilities of the undertaking are included. If individual values ARE assigned to assets: it is an ITEMIZED sale, not slump sale. The consideration must be a single number — 'Rs. X crore for the entire undertaking.' The agreement should explicitly state: 'without values being assigned to individual assets and liabilities.' After Finance Act 2021: 'transfer' includes any means — sale, exchange, relinquishment.
How is net worth calculated for slump sale capital gains?
Under Section 50B: NET WORTH = Total Assets − Total Liabilities of the undertaking. Asset values: (a) DEPRECIABLE assets: at Written Down Value (WDV) for income tax purposes, (b) OTHER assets: at BOOK VALUE as appearing in the books. Liabilities: at book value. Example: Assets (WDV of plant: Rs. 3 crore + inventory: Rs. 2 crore + receivables: Rs. 1 crore = Rs. 6 crore). Liabilities (creditors: Rs. 1 crore + loan: Rs. 2 crore = Rs. 3 crore). Net worth = Rs. 6 − Rs. 3 = Rs. 3 crore. If lump sum consideration = Rs. 8 crore → capital gain = Rs. 5 crore.
Is slump sale exempt from GST?
YES — transfer of business as a GOING CONCERN is exempt from GST under Notification 12/2017 (CGST). Conditions: (1) entire business or independent part transferred, (2) as a going concern — with all assets AND liabilities, (3) the business continues to operate after transfer. If ONLY assets are cherry-picked (without liabilities): it is NOT a going concern transfer — GST applies on each asset. This GST exemption is a major advantage of slump sale over itemized asset sale — saving 18% GST on the entire transaction value.
Does slump sale require NCLT approval?
NO — unlike amalgamation/merger (which requires NCLT approval under Section 230-232): a slump sale is a CONTRACTUAL transaction between the parties. No court or NCLT approval is needed. This makes slump sale significantly FASTER — the transfer can be completed in 1-2 months (vs 6-12 months for NCLT-approved amalgamation). However: (a) CCI approval may be needed if Competition Act thresholds are met, (b) specific regulatory approvals may be needed (RBI for NBFC/banking, SEBI for listed companies), (c) lender consents may be required if loan agreements have change-of-control provisions, (d) employee consultation may be required under labour laws.

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