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Direct Tax

SEZ and GIFT City Income Tax Under ITA 2025: Section 10AA, 10-Year Holiday & MAT Exemption

VS Vikas Sharma 📅 March 26, 2026 ⏱️ 4 min read 👁️ 2 views Updated: Mar 30, 2026
Legal Reference
Section 10AA (SEZ export profit deduction), IFSC/GIFT City units (Section 10(4D), 10(4E), 10(4F) exemptions), ITA 2025 | New SEZ units: production before 31 March 2024 | GIFT City: broad tax exemptions

1. SEZ and GIFT City: India Strategic Tax-Free Zones

Special Economic Zones (SEZs) and the Gujarat International Finance Tec-City (GIFT City -- India International Financial Services Centre or IIFSC) are designed as special economic enclaves with preferential tax treatment to attract business investment and international financial services. Understanding the tax framework for units operating in these zones is essential for businesses considering locating operations there and for investors accessing services from GIFT City-based entities.

2. SEZ Units: Section 10AA Deduction

Units operating in SEZs that commenced production before 31 March 2024 can claim export profit deduction under Section 10AA:

  • First 5 years: 100% deduction of export profits
  • Next 5 years: 50% deduction
  • Following 5 years: up to 50% if accumulated in Special Economic Zone Reinvestment Reserve (SEZ-RR)
  • The "export profit" is computed as: (Export Turnover / Total Turnover) x Total Profits
  • MAT at 15% applies to companies not under Section 115BAA -- even with Section 10AA deduction

3. SEZ Sunset Clause

The most important recent development: SEZ units must have commenced production/services on or before 31 March 2024 to be eligible for Section 10AA. Units commencing after this date are not eligible. This sunset provision was introduced in Finance Act 2020 and reduces the attractiveness of new SEZ investments. However, existing SEZ units (commenced before 31 March 2024) continue to enjoy Section 10AA for their remaining benefit periods.

4. GIFT City (IIFSC) Tax Benefits: Broader Exemptions

GIFT City -- India first and only International Financial Services Centre -- offers significantly broader tax exemptions than standard SEZs. Companies and entities in GIFT City benefit from:

  • Income tax holiday: 100% profit deduction for 10 consecutive years (any 10 years out of first 15 years from inception)
  • GST: IGST at 18% for services rendered to clients outside the IFSC/India; effectively zero-rated for most international transactions
  • Dividend and capital gains: Investments made from GIFT City into foreign assets have specific exemptions

5. GIFT City: Specific Entity Benefits

Different entity types in GIFT City have specific tax provisions:

  • Alternative Investment Funds (AIFs) in GIFT City: Distributions to non-resident investors -- withholding tax at beneficial rates; pass-through of income to investors
  • GIFT City Banks: Interest on loans to foreign entities -- reduced or nil withholding
  • GIFT City Insurance companies: Premium income -- 10-year holiday
  • Fund managers in GIFT City: Safe harbour from PE characterisation if managing offshore funds

6. Minimum Alternate Tax in SEZ and GIFT City

A key consideration:

  • SEZ units (Section 10AA): MAT at 15% applies to companies not under Section 115BAA. The Section 10AA deduction reduces regular tax to zero, but MAT ensures 15% minimum on book profits
  • GIFT City units: Specifically exempt from MAT -- making GIFT City more attractive than standard SEZs from a minimum tax perspective
  • Companies considering GIFT City vs SEZ: the MAT exemption in GIFT City is often the deciding factor

7. DTAA and GIFT City

GIFT City transactions involving foreign investors and counterparties benefit from India DTAA network:

  • Interest payments from GIFT City units to foreign lenders: withholding tax at DTAA rate (typically 5-10%)
  • Dividends from GIFT City companies: DTAA rates apply
  • Capital gains from GIFT City investments: dependent on DTAA and type of asset

8. Compliance Requirements for SEZ and GIFT City

  • Section 10AA: Separate accounts for SEZ and non-SEZ operations; annual tax audit; Form 56F (CA certification)
  • GIFT City: Specific regulatory compliance with IFSCA (International Financial Services Centres Authority); annual reports; SEBI/RBI authorisations as applicable

9. Transfer Pricing in SEZ Units

SEZ units dealing with related domestic entities or foreign AEs are subject to transfer pricing rules. The profit allocation between SEZ and non-SEZ operations is scrutinised to ensure the export profit computation under Section 10AA is not inflated. Contemporaneous TP documentation is important for SEZ units.

10. Why TaxClue

SEZ and GIFT City tax compliance -- Section 10AA eligibility, export profit computation, MAT applicability, TP documentation, and annual Form 56F -- requires specialised expertise. TaxClue advises SEZ and GIFT City entities. Contact us under ITA 2025.

Disclaimer
This article is for general informational and educational purposes only. It does not constitute legal, financial, or professional tax advice. Readers are advised to consult a qualified Chartered Accountant or tax professional before making any decisions. TaxClue Consultech Pvt Ltd accepts no liability. All case studies and examples in this article are illustrative only and do not represent actual persons or transactions.

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❓ Frequently Asked Questions
What is the Section 10AA SEZ deduction?
Section 10AA of ITA 2025 allows SEZ units that commenced operations before 31 March 2024 to deduct export profits: 100% for the first 5 years, 50% for the next 5 years, and up to 50% for a further 5 years if reinvested in the SEZ Reinvestment Reserve. The deduction is proportionate: (export turnover / total turnover) x total profits. MAT at 15% still applies to companies not under Section 115BAA.
What is the GIFT City tax holiday?
GIFT City (IIFSC) units get a 100% profit tax holiday for any 10 consecutive years chosen from the first 15 years of operation. Unlike SEZ units, GIFT City units are also specifically exempt from Minimum Alternate Tax (MAT). This combination -- 100% deduction + no MAT -- makes GIFT City more attractive than standard SEZs for financial services entities seeking maximum tax efficiency.
Does MAT apply to SEZ units?
Yes. SEZ units claiming Section 10AA deduction are still subject to MAT at 15% of book profits if they are companies not opting for Section 115BAA. The Section 10AA deduction brings regular tax to zero, but MAT ensures a minimum 15% tax on accounting profits. GIFT City units are specifically exempt from MAT -- this is a key advantage of GIFT City over standard SEZs.
Is new SEZ investment still eligible for Section 10AA?
No. New SEZ units that commence operations after 31 March 2024 are not eligible for Section 10AA deduction. The Finance Act 2020 introduced this sunset date. Existing SEZ units that commenced before 31 March 2024 continue to enjoy Section 10AA for their remaining benefit period. For new investments, GIFT City/IIFSC remains the preferred special zone for maximum tax benefits.
What is transfer pricing compliance for SEZ units?
SEZ units with related-party domestic or international transactions must comply with transfer pricing rules. The export profit under Section 10AA is computed based on the SEZ unit profit -- any profit shifting to the SEZ unit from non-SEZ related parties would inflate the deduction and attract scrutiny. Contemporaneous TP documentation is required, and Form 3CEB must be obtained from a CA if international transactions exceed Rs 1 crore. SEZ audit reports must separately certify export profit computation.

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