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GST

Sections 73-74 CGST — Demands, SCN, and Recovery (With vs Without Fraud)

VS Vikas Sharma 📅 March 24, 2026 ⏱️ 3 min read 👁️ 2 views Updated: Mar 25, 2026

The Two Demand Tracks in GST

GST has two separate demand provisions — the track used determines the time limit, interest rate, and penalty applicable:

Section 73 — Demand WITHOUT Fraud (Normal Cases)

When applicable: Tax not paid, short-paid, erroneously refunded, or ITC wrongly availed — where the reason is NOT fraud, willful misstatement, or suppression of facts. Essentially: honest mistakes, computational errors, interpretation disputes.

Time limit for SCN: At least 3 months before the time limit for passing order.

Time limit for order: 3 years from the due date of filing annual return for the relevant year. Example: issue for FY 2023-24 → GSTR-9 due December 31, 2024 → order must be passed by December 31, 2027.

Interest: 18% per annum from the due date of payment to the date of actual payment.

Penalty: 10% of tax or Rs. 10,000, whichever is higher. BUT — if the taxpayer pays the entire tax + interest WITHIN 30 DAYS of SCN: NO penalty. This is a huge incentive to settle quickly.

Section 74 — Demand WITH Fraud (Serious Cases)

When applicable: Tax not paid, short-paid, erroneously refunded, or ITC wrongly availed — by reason of fraud, willful misstatement, or suppression of facts to evade tax.

Time limit for SCN: At least 6 months before the time limit for passing order.

Time limit for order: 5 years from the due date of filing annual return. Example: issue for FY 2023-24 → order must be passed by December 31, 2029.

Interest: 24% per annum (higher than Section 73's 18%).

Penalty: 100% of tax (equal to the tax amount). BUT — if taxpayer pays entire tax + interest + 15% penalty WITHIN 30 DAYS of SCN: total penalty reduced to 15% (instead of 100%). After 30 days: 25% penalty if paid within 30 days of ORDER. After that: full 100%.

Section 74 vs 73 — The Stakes
Section 73 (no fraud): 18% interest + 10% penalty (waived if paid within 30 days of SCN). Section 74 (fraud): 24% interest + 100% penalty (reduced to 15% if paid within 30 days of SCN). The difference can be crores. Example: Rs. 1 crore tax demand — Section 73 penalty = Rs. 10 lakh (waivable). Section 74 penalty = Rs. 1 crore (reducible to Rs. 15 lakh). Officers sometimes invoke Section 74 aggressively — if you believe it is a genuine mistake, challenge the invocation of 74 and argue for 73.

Section 75 — General Provisions for Demand Proceedings

Key safeguards:

(a) Natural justice: opportunity of being heard must be given before passing any adverse order.

(b) Self-assessed returns: no SCN needed for recovery of tax as per the taxpayer's own return (self-assessed but not paid).

(c) Interest automatic: interest is payable even if not specifically demanded — it accrues by operation of law.

(d) Pre-deposit for appeal: to appeal against a demand order, the taxpayer must pre-deposit: 10% of disputed tax for first appeal (Appellate Authority), 20% for second appeal (Appellate Tribunal), subject to maximum of Rs. 25 crore CGST + Rs. 25 crore SGST.

Response Strategy to SCN

Option 1 — Pay and close: If the demand is correct, pay within 30 days of SCN to avoid/minimize penalty. Section 73: no penalty. Section 74: only 15% penalty.

Option 2 — Contest the SCN: File detailed written reply on the GST portal or in person, addressing each allegation with evidence, legal arguments, and case law. Request personal hearing. The adjudicating officer must consider your reply before passing the order.

Option 3 — Partial acceptance: Accept part of the demand (pay tax + interest on accepted portion) and contest the balance. This demonstrates good faith and may influence the officer's approach.

Recovery — Sections 79-84

If you do not pay the demand within 3 months of the order (or appeal period): the department can initiate recovery through:

(a) Deduction from any amount payable to you by the government.

(b) Recovery from your bank account (attachment of bank account — most common).

(c) Detention and sale of goods.

(d) Recovery from other persons who owe you money (garnishee proceedings).

(e) Arrest and detention of the person (for amounts exceeding Rs. 2 crore involving fraud).

Disclaimer
This article is for general informational and educational purposes only. Consult a qualified Chartered Accountant, Tax Consultant, or GST Practitioner before acting. TaxClue Consultech Pvt Ltd accepts no liability. All drafts and templates are illustrative only.

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❓ Frequently Asked Questions
What is the difference between Section 73 and Section 74 in GST?
Section 73 applies to normal cases (genuine mistakes, interpretation issues) — time limit 3 years, interest 18%, penalty 10% (waived if paid within 30 days of SCN). Section 74 applies to fraud/suppression cases — time limit 5 years, interest 24%, penalty 100% (reduced to 15% if paid within 30 days of SCN). The key distinction is the REASON for non-payment: honest error = Section 73, deliberate evasion = Section 74. If you receive a Section 74 SCN for what you believe is a genuine mistake, challenge the invocation of Section 74 itself.
Can I avoid penalty by paying tax after receiving SCN?
Yes — both Sections 73 and 74 provide incentives for early payment. Under Section 73: if you pay the entire tax + interest within 30 days of receiving the SCN, NO penalty is levied and proceedings are concluded. Under Section 74: if you pay tax + interest + 15% penalty within 30 days of SCN, proceedings are concluded with only 15% penalty (instead of 100%). These provisions encourage quick settlement and reduce litigation.
What is the time limit for issuing a GST demand order?
Section 73 (non-fraud): order must be passed within 3 years from the due date of filing annual return for the relevant FY. Section 74 (fraud): 5 years from the due date. SCN must be issued at least 3 months (Sec 73) or 6 months (Sec 74) before the order deadline. After these time limits, no demand can be raised — the claim becomes time-barred. For FY 2023-24 (GSTR-9 due Dec 31, 2024): Sec 73 deadline = Dec 31, 2027. Sec 74 deadline = Dec 31, 2029.
How much pre-deposit is needed to appeal a GST demand?
First appeal (Appellate Authority under Section 107): 10% of disputed tax amount (mandatory pre-deposit). Second appeal (Appellate Tribunal under Section 112): additional 10% (total 20%). Maximum pre-deposit capped at Rs. 25 crore for CGST and Rs. 25 crore for SGST (Rs. 50 crore combined). The pre-deposit is mandatory — appeal cannot be filed without it. The balance demand is stayed during appeal pendency.
Can the GST department attach my bank account for recovery?
Yes — under Section 79, if the demand is not paid within 3 months of the order (and no appeal is filed with pre-deposit), the department can attach your bank account through a garnishee order. The bank must comply and freeze the amount. Other recovery modes include: deduction from government payments due to you, detention and sale of goods, recovery from your debtors, and in extreme cases (fraud above Rs. 2 crore), arrest and detention. To prevent attachment: either pay the demand, file appeal with 10% pre-deposit, or apply for stay to the Appellate Authority.

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