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GST

Section 15 CGST Act 2017 — Value of Taxable Supply (Transaction Value and Inclusions)

VS Vikas Sharma 📅 March 24, 2026 ⏱️ 4 min read 👁️ 2 views Updated: Mar 25, 2026

Section 15 — What Amount Does GST Apply On?

Section 15 determines the value on which GST is calculated. The default is "transaction value" — the price actually paid or payable for the supply. But Section 15 adds specific inclusions that many businesses miss, and provides rules for discounts that can reduce the value.

Transaction Value — The Starting Point

Transaction value = the price actually paid or payable for the supply, where the supplier and recipient are NOT related persons and price is the SOLE consideration. If either condition fails (related parties, or non-monetary consideration), valuation rules under Chapter IV of CGST Rules apply instead.

Mandatory Inclusions in Value — Section 15(2)

The following MUST be added to the transaction value (even if charged separately):

(a) Taxes, duties, cesses under any law other than GST: Custom duty on imports is INCLUDED in the value for IGST calculation. Excise on petrol (if ever brought under GST) would be included. But CGST/SGST/IGST themselves are NOT included (tax is not on tax).

(b) Amount that the supplier is liable to pay but is paid by the recipient: If buyer pays insurance on goods on behalf of the seller, that amount is ADDED to the supply value. The logic: the true consideration is higher than the invoice price.

(c) Incidental expenses charged by supplier: Packing, commission, or any other charge that the supplier charges in addition to the basic price. These are part of the consideration and must be included.

(d) Interest, late fee, penalty for delayed payment: If you charge your customer interest for late payment of invoice, that interest is ADDITIONAL consideration for the original supply and is subject to GST at the same rate as the original supply. This catches many businesses — interest on receivables is taxable.

(e) Subsidies directly linked to price (except government subsidies): If a third party pays a subsidy to the supplier linked to the supply price, the subsidy is added to the transaction value. Government subsidies linked to price are excluded by notification.

Interest on Delayed Payment is Taxable
Section 15(2)(d) explicitly includes interest/late fee/penalty for delayed payment in the value of supply. If you sell goods for Rs. 10 lakh and charge Rs. 50,000 interest for late payment, GST applies on Rs. 10.50 lakh (not just Rs. 10 lakh). The interest is deemed part of the original supply — same GST rate applies. Many businesses miss this, especially in B2B transactions with extended credit periods.

Discounts — How to Reduce Value Legally

Section 15(3)(a) — Discount BEFORE supply: If the discount is given BEFORE or AT the time of supply AND is recorded on the invoice, it reduces the transaction value. Example: List price Rs. 1,000, 10% discount = invoice shows Rs. 900. GST on Rs. 900. Simple and clean.

Section 15(3)(b) — Discount AFTER supply: Post-sale discount (volume discount, year-end rebate) reduces the transaction value ONLY if: (i) it was established in terms of an agreement before/at the time of supply, AND (ii) the discount can be specifically linked to relevant invoices, AND (iii) the recipient reverses ITC proportionate to the discount. If ANY condition fails, the discount CANNOT reduce the value. Supplier issues credit note, recipient reverses ITC.

Common problem: Ad-hoc year-end discounts given without pre-existing agreement do NOT reduce GST value — even if credit notes are issued. The supplier still owes GST on the original amount, and the buyer must reverse ITC.

Valuation for Related Party Transactions

If supplier and recipient are related (holding-subsidiary, same group, relative as defined in the Act), transaction value is accepted ONLY if it equals the open market value. If lower, the value for GST purposes is:

(a) Open market value (Rule 28), or

(b) Value of like kind and quality supply, or

(c) Cost + 10% markup (Rule 30), or

(d) Best judgment (Rule 31).

Exception: if the recipient can claim full ITC on the supply, then the value declared in the invoice is accepted even if below market value (Rule 28, second proviso). This is a huge relief for corporate groups — inter-company supplies where both parties have full ITC eligibility do not need arm's-length valuation.

Calculation Examples

Example 1 — Inclusions: Machinery sold for Rs. 10 lakh + packing Rs. 50,000 + transit insurance Rs. 20,000 + late delivery penalty received Rs. 10,000. Value of supply = Rs. 10,80,000. GST at 18% = Rs. 1,94,400.

Example 2 — Pre-supply discount: MRP Rs. 500, trade discount 20% = Rs. 400 on invoice. GST at 12% on Rs. 400 = Rs. 48. Total invoice: Rs. 448.

Example 3 — Post-supply discount without agreement: Supplier gives Rs. 2 lakh year-end rebate to a distributor. No prior written agreement. Supplier issues credit note. But since condition (i) of Section 15(3)(b) fails (no pre-existing agreement), the Rs. 2 lakh CANNOT reduce GST value. Supplier has already paid GST on the original amount and cannot claim refund on credit note. Distributor need not reverse ITC. The credit note reduces commercial liability but NOT GST liability.

Disclaimer
This article is for general informational and educational purposes only. Consult a qualified Chartered Accountant, Tax Consultant, or GST Practitioner before acting. TaxClue Consultech Pvt Ltd accepts no liability. All drafts and templates are illustrative only.

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❓ Frequently Asked Questions
What is included in the value of supply for GST purposes?
Section 15(2) mandates including: (a) other taxes/duties/cesses (except GST itself), (b) amounts the supplier should pay but the recipient pays on their behalf, (c) incidental expenses (packing, commission), (d) interest, late fee, or penalty for delayed payment, and (e) subsidies directly linked to price (except government subsidies). All these additions increase the GST base. Many businesses miss items (b) and (d), leading to undervaluation and subsequent demand with interest.
How do discounts affect GST value?
Pre-supply discounts shown on the invoice directly reduce the GST value — no conditions. Post-supply discounts (volume rebates, year-end incentives) reduce GST value ONLY if three conditions are met: (1) the discount was agreed before/at the time of supply (written agreement), (2) the discount is linked to specific invoices, and (3) the recipient reverses proportionate ITC. If any condition fails, the discount has no GST effect — the supplier cannot reduce liability and the recipient need not reverse ITC. This makes pre-agreed discount structures critical for GST planning.
How is value determined for related party transactions in GST?
For related party supplies, the value is the open market value under Rule 28 of CGST Rules. If open market value is not available: value of supply of like kind and quality, then cost + 10% markup, then best judgment. However, there is a significant exception: if the recipient is eligible for full ITC, the invoice value is accepted even if below market value. This means intra-group supplies between two companies where both have full ITC eligibility do not require arm's-length pricing adjustments for GST purposes.
Is interest on delayed payment by customers subject to GST?
Yes — Section 15(2)(d) explicitly includes interest, late fee, or penalty charged for delayed payment in the value of supply. The interest is treated as additional consideration for the original supply and taxed at the same GST rate. Example: if you sold goods at 18% GST and charge 15% interest for delayed payment, the interest amount also attracts 18% GST (not 18% on the interest). This is different from exempt financial interest on loans/deposits — here the interest is linked to a supply of goods/services, making it taxable.
Does free supply or zero-value supply attract GST?
Generally, supply without consideration is not taxable. However, Schedule I lists four exceptions where supply WITHOUT consideration is deemed taxable: (1) permanent transfer of business assets where ITC was claimed, (2) supply between distinct persons (inter-branch), (3) supply between principal and agent, (4) import of services from related person. Additionally, gifts by employer to employee above Rs. 50,000 in a financial year are deemed supply. Below Rs. 50,000: not supply.

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Vikas Sharma VERIFIED EXPERT
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