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FEMA & RBI · 12 Aug 2026

RBI proposes one set of rules on loan interest rates for all lenders, covering fixed and floating loans

The draft Interest Rates on Loans and Advances Directions, 2026 would harmonise the framework for banks, NBFCs, AIFIs, RRBs and co-operative banks. Comments closed on 11 September 2026.

Comments invited

FEMA & RBI · 6 Aug 2026

RBI issues final Directions on loan recovery and recovery agents; in force from 1 January 2027

The Amendment Directions cover fair treatment of borrowers, conduct of employees and recovery agents, and technology-based recovery on financed mobile devices — for banks, NBFCs and HFCs.

Rule change

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