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October 2026
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FEMA & RBIRBI issues Master Circular on credit facilities to Scheduled Castes and Scheduled Tribes: what banks must do
Master Circular, 1 Oct 2026RBI has issued its Master Circular consolidating instructions to banks on credit facilities to Scheduled Castes and Scheduled Tribes. It covers credit planning, help with applications, no insistence on deposits, rejection of loan applications only at the next higher level, the 40 per cent share under the DRI scheme, the credit guarantee scheme for SC entrepreneurs, and monitoring through a special cell at Head Office.
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